Credit - September 2006

They call you and tell you they are fraud prevention for your credit card company, ask for your pin on the back of your card and say that a company has taken money out of your credit card account and that they are "fixing" it. If you get this call, tell you will call your company right away and see what's going on. Don't give them any info at all.

2006-09-07 16:52:29 · 11 answers · asked by ? 6

I've started looking around, but I'm not sure whether to go for the lowest interest rate, lowest fees or what. I doubt that I will be able to make any payments until I get home, so I need something that can last me 6 months without payments.
I have no idea, where to start so any help would be greatly appreciated. (I live in Aust and m travelling to Europe if that makes a difference)

2006-09-07 16:27:09 · 6 answers · asked by Anonymous

I was sent a check and did not know that it was fake. I cashed it and now I am in trouble till it is payed back. Can I file bancruptcy to clear this or what? I do not know what to do. I turned it all over to the police and secret service.

2006-09-07 15:53:09 · 7 answers · asked by unlucky 1

2006-09-07 15:40:17 · 7 answers · asked by oseda01 1

Is there any point that a collection agency can go to that is considered harrassment to the point of being illegal? Such as calling 20x's a day? Saying they're sending a statement and never getting one? Refusing to send another statement? If so, what do you do about it??

2006-09-07 15:39:44 · 10 answers · asked by Jen 2

to pay my monthly bill for directv.

2006-09-07 15:16:26 · 8 answers · asked by choclate 1

2006-09-07 14:24:15 · 6 answers · asked by nimjaturtle 1

2006-09-07 13:48:14 · 11 answers · asked by Ms. C 1

Just need to know what some of the laws are or if there has been changes made. maybe you know of a good website to look at.

2006-09-07 13:39:09 · 4 answers · asked by two_bratty2004 1

2006-09-07 12:52:57 · 21 answers · asked by kissmefoolks 1

strange i know but just wondering

2006-09-07 12:29:38 · 3 answers · asked by pepper 1

I've become very credit-smart and would like to teach or help other people with their credit related issues.

So ask me anything.

2006-09-07 12:00:28 · 4 answers · asked by Anonymous

I HAVE BEEN LOOKING AT ALOT OF DIFFERENT WEB SIRES AND I CAN NOT FIND ONE WEB SITE THAT DOESN'T REQUIRE ANY CREDIT CARD INFORMATION CAN SOMEONE PLEASE HELP ME

2006-09-07 11:14:59 · 4 answers · asked by hottie25p 1

I was trying to find an apartment and they kept telling me that my credit was too bad. So i decided to get it straightened out and pay off all of my bills. When i checked my credit score this morning, it was way lower than before. Can someone help me try to raise my credit score???

2006-09-07 11:00:15 · 6 answers · asked by christopher_j_steward_24 2

2006-09-07 10:54:28 · 5 answers · asked by kolby 1

I recently had a checking account at us bank. I was overdrawn about 30 bucks and didn't have a real job at the time and couldn't pay it back really fast...us bank charges like 3 dollars a day until you pay it back...well my account was overdrawn because of that 400 something dollars...so i cant get another bank account because they claimed account abuse and i was just wondering how i completely clear it up and if i just pay it off can i get another bank account again???

2006-09-07 10:35:23 · 4 answers · asked by kimberly h 2

2006-09-07 10:20:21 · 5 answers · asked by sexyjay1962 1

2006-09-07 09:58:26 · 6 answers · asked by i ♥ my cat 2

I have about $5000 credit card debt on about 4 cards total. The debt has been in collections for 2 to 3 years. I have been working on repairing my credit but these 4 cards have done damage because I wrote them off. Should I contact these credit card companies and settle the debt and If I do will that have any effect on my credit score or will the score remin he same or will my score improve because I have settled the debt.

2006-09-07 09:46:32 · 6 answers · asked by Waterworking 2

2006-09-07 09:43:59 · 11 answers · asked by marc c 1

My score is about average, its not bad at all and it not extremely good though. I'm planning on buying my first home in about a year, meanwhile among other finacial preperations I would like to improve my score. How can I do this, more importantly how can I do this in a non-risky way?

2006-09-07 09:30:09 · 17 answers · asked by Agnostic 4

My Husband has an Account, he added me to it. Now he is $400 and he is not paying it. He says he has bad credit already it doesn't matter to him, MY QUESTION will this effect my credit also? He is the Primary Account holder I was just added.

2006-09-07 09:16:56 · 13 answers · asked by Precious 1

2006-09-07 08:54:18 · 17 answers · asked by petersburg.crater 1

credit card holders are not recieving their monthly statements, so how is this legal?? they call before the bill is due and have a $12.00 fee for you paying it.

2006-09-07 08:40:20 · 3 answers · asked by princesswhitepaw 3

I have $15,000 in credit card debt and I need a loan to help me put my debt together and make only one payment. My credit score is 615. Does anyone know who can help me with this. I don't want the debt consolidation consultants.

2006-09-07 07:26:23 · 4 answers · asked by Lil 2

If you go late in 2000 and then the creditor charges off your account in 2001, then the creditor sells to another company in 2002 who reports at that time a new fee which is the original plus additional collection charges. In 2004 the 2nd company sells to a 3rd company who again adds more charges and reports it late in 2004. When does the 7 years expire on ALL of these? Will ALL of them be removed in 2007 when the initial debtor's record is removed or simply the original one while the other 2 stay?

2006-09-07 07:11:30 · 4 answers · asked by dishmal 2

2006-09-07 05:54:35 · 5 answers · asked by star19825812 1

2006-09-07 05:48:57 · 4 answers · asked by Anonymous

our bankruptcy has been paid out aver a yr now .does anyone know who we can call on

2006-09-07 05:38:46 · 9 answers · asked by Anonymous

Like many people, I ruined my credit in college. However, for the past year I have been paying all my bills exactly on time and I've been paying credit card bills in full. I've been taking all the right steps. How long will it take for me to undue the past? Will I receive a good credit score any time soon or has the past ruined me for good

2006-09-07 05:26:58 · 8 answers · asked by Anonymous