Credit - September 2006

Hello everybody
My credit score is 718 based on equifax report. I am trying to buy a condo but the loan officer told me you are not eligible for anykind of loan because you have been here in US for only two years.he told that i should have three credit cards in addition to one that I had for two years. In addition I have a record of paying off a car loan which the loan officer said it is not that good because I have one late payment.
is what he said true?
I appreciate your responses beforehand.

2006-09-10 15:48:15 · 11 answers · asked by Mike 1

Is 657 high or low??

2006-09-10 15:40:59 · 9 answers · asked by Anonymous

any tips ? about how much max time do they give you to pay the money ?

2006-09-10 13:34:33 · 25 answers · asked by ali_ed2001 2

I work at Walmart and I hear many people saying this is so.

2006-09-10 11:23:04 · 10 answers · asked by Be Saved II 1

2006-09-10 10:34:25 · 4 answers · asked by Daniel O 1

Is this possible???

2006-09-10 10:12:27 · 12 answers · asked by rache0116 3

I know the states have them what about Canada

2006-09-10 10:06:03 · 5 answers · asked by pattibcacl 6

I am having a nightmare with them, they have put hundreds of pounds of charges on my account and are now phoning me at work 10 - 15 every day, my boss is getting really angry but I have asked them to stop and they wont until I pay all the charges but I can't afford to and I also don't agree that I owe them... what can I do?

2006-09-10 09:44:28 · 8 answers · asked by joanne v 72 2

2006-09-10 09:41:33 · 6 answers · asked by Ashley B 1

2006-09-10 07:07:38 · 5 answers · asked by Anonymous

442.06 for 30 years on a 50k loan they took 4500 fee [ oak st ]. then sold it to option one /hr block .i have paid on it 2 years .i am now late for the first time .

2006-09-10 06:38:24 · 13 answers · asked by Mark H 1

2006-09-10 05:49:55 · 16 answers · asked by victoria b 2

My next statement is coming on the 11th. I have the Capital One Plantium(spelling) card. I charged 119.00 dollars on it, with a 20% interest. I do get a grace period, to pay back correct, like around 20 days right? Should I pay it in full or make the minium payment?

2006-09-10 05:43:56 · 9 answers · asked by Raziel 3

I had a credit card and a line of credit charged off back in 2002. I have kept making monthly payments to them since then. Back in 2005 the last written communications for both accounts had each balance in the upper $8000 range. Now a debt collection agency that has been trying to collect on the credit card(I haven't sent a payment to, I send it straight to the credit card co.) has now sent a statement for some account with a balance of$10162.57 and no reference that would clue me in on what account it could be for. The line of credit's bank in the past few years has been bought out by the bank that has my credit card account, recently sent an offer to settle the account for $2000, but didn't list the current balance. I couldn't pay that and continue to send a monthly payment. Whichever this account it is about, the amount is what is puzzling me and leads me to asking my question.

2006-09-10 05:36:11 · 7 answers · asked by dsreed 1

I live in Ga. I have bad credit from when i just turned 18 and owe a little under $4000.00. I havent even paid anything for 4 years now. Any advise on how I can resolve my credit and pay for it monthly so I can buy a house within a year?

2006-09-10 04:56:19 · 10 answers · asked by Mz J 2

2006-09-10 04:18:20 · 8 answers · asked by inlove060305 1

2006-09-10 02:43:44 · 7 answers · asked by Anonymous

2006-09-10 02:14:33 · 11 answers · asked by kay kay 1

2006-09-10 01:30:06 · 10 answers · asked by kay kay 1

2006-09-09 23:26:48 · 17 answers · asked by kranthi k 1

I read this article... http://www.affiliatetier.com/credit_repair/credit_card_stoozing.html

My question is simple... WOULD IT WORK??

2006-09-09 21:26:10 · 3 answers · asked by Anonymous

I'm 18 just graduated from high school, and I would like to apply for a credit card, i have absolutely no credit at all. Where do I go or who do i talk to to apply for a credit card? Any tips on what would be a good first credit card?

2006-09-09 18:34:29 · 7 answers · asked by reff 3

I have a poor credit, and am working very hard to fix it. I got a new job and it pays very well, and I need a bank account to keep my finance in order, but no bank want accepts me and can't open a bank account. Does anybody know of a Bank that I can use without a credit check, and that its free? Thanks a lot, any answers could help.

2006-09-09 18:18:32 · 8 answers · asked by Anonymous

I filed bankruptsy, which has been discharged. It looks like DANSAN PARK took a bunch of my old debts, lumped them all together and now I have a mar on my credit report, for 700$, dated 1st opened in 2004, but is just now being put on my credit report 9/06? I diputes it w/ the credit bureas but it remains! Help!

2006-09-09 18:08:22 · 5 answers · asked by lazy_n_spoiled 2

I'm 17 years old and I order books from scholastic for my son,which i have not paid yet. I'm worried about my cerdit report, if I have one.I do not have a credit card. I want to find out! can you help me?

2006-09-09 17:12:04 · 3 answers · asked by Anonymous

2006-09-09 15:56:58 · 6 answers · asked by Anonymous

If I don't have all the money one month my bill comes, and I just pay the minimum balance, will that be negatively reported on my credit report?

2006-09-09 15:45:36 · 13 answers · asked by Aaron W 2

Would there be a difference in your score number between different credit agency's?

2006-09-09 13:04:42 · 10 answers · asked by Anonymous

2006-09-09 12:44:01 · 15 answers · asked by tom c 1

Is it legal for a law firm after 10 years to sue you (cival suit) amount over $10,000 for and old credit card debt that you just co-signed? Please help my grandmother is at her witts end.. Thank you

2006-09-09 12:16:09 · 18 answers · asked by Brent28 1