Credit - September 2006

I was unemployed for a while and wasn't able to keep up with payments so now my credit is not great. I have 2 cards that have been closed but I have been given assistance by the creditors to reduce payments and interest. So I have those 2 cards that show negatively on my credit report and the 3 cards still open that I am going to pay off that I mentioned in my question.

2006-09-02 08:22:30 · 12 answers · asked by michelle g 1

Check out C R Investigates Credit Scores .

2006-09-02 08:16:43 · 5 answers · asked by Anonymous

2006-09-02 08:11:51 · 6 answers · asked by Anonymous

2006-09-02 07:19:20 · 17 answers · asked by chatterella 3

I pay off my balance every month and charge quite a bit, but I get nothing in return for the credit card I currently use. I'm thinking of switching and I get offers in the mail everyday. I need anyone with good credit to let me know what you think is the best card to have -reward wise. What are you getting with your card use?

2006-09-02 04:33:10 · 7 answers · asked by bearklektor 5

2006-09-02 03:53:00 · 13 answers · asked by Anonymous

I'm looking for credit counseling services that others have used and were very satisfied with.

2006-09-02 01:15:23 · 5 answers · asked by Amy 2

My boyfriends son needed money for the purchase of a boat. I loand him the money and made up a contract with him for repayment . the boat was put up as colateral and I have a lien on the boat. He has failed to meet the requirements of the contract and has missed 6 months worth of payments . I want to repossess my property, how do i as an indivigual go about this? I live in Kailua Kona , Hawaii, 96740.

2006-09-02 01:04:13 · 12 answers · asked by Joseph P 1

2006-09-01 19:24:51 · 3 answers · asked by Anonymous

2006-09-01 19:24:46 · 3 answers · asked by jr5594 2

2006-09-01 18:51:43 · 12 answers · asked by Anonymous

2006-09-01 17:30:23 · 4 answers · asked by Anonymous

2006-09-01 17:16:59 · 17 answers · asked by Anonymous

im about to get my first credit card and would use it in calculated ways, such as buying say a $90 pair of shoes with a credit card while actually having the money on me, so then I will lock that $90 and save it for the bill. That way i can build credit....good idea??

Any other tips?

2006-09-01 17:01:54 · 38 answers · asked by Arif R 1

2006-09-01 16:32:59 · 21 answers · asked by axelf57 1

2006-09-01 16:29:16 · 6 answers · asked by Anonymous

2006-09-01 16:18:55 · 9 answers · asked by Johnny 7

From what date are the 7 years calculated? Once the time has passed will they automatically be taken off or will i have to something to make sure they will come off. What if they are charged off accounts that were never paid, do those come off too?

2006-09-01 16:07:57 · 18 answers · asked by knufflebunny 2

How can i get a paypal account if i dont have an address in america

2006-09-01 15:33:15 · 4 answers · asked by Mark Anthony A. Sison 2

ive got a few credit cards and a loan, at the time when i got them i had a fiull time job and found payments easy

i went back to college last year ti further my education and get better prospects. ive finished and qualified and im about to start a new job in October when the salon opens

Im finding it tough at the mo to keep up with payments as money is drying up is my answer to consolidate my debts for an easier payment

any advice

2006-09-01 15:30:13 · 12 answers · asked by lisa7777 2

I sold some tee-shirts on ebay and the buyer paid me through PayPal. It has been over a month ago & PayPal had a $25.00 balance on my account. So I spent it on ebay and now over a month later they are trying to say the buyer used a unauthorized credit card even though they authorized it and now I have a hold on my account. I can't even use it! They should be responsible, they are saying I might owe it back. I'm so pissed. Has this ever happened to you?

2006-09-01 15:00:55 · 4 answers · asked by Anonymous

I would like a loan, so I can have 1 bill not 5.
I am not interrested in debt consolidation.I can pay for my bills.

2006-09-01 14:40:36 · 15 answers · asked by Lnola 1

I have 3 credit cards ( 2 are paid off) and I am paying on one card at this time. When I pay this card monthly, it appears that I cannot see a difference in the balance. A friend told me that if my minimum payment is $20.00 and I send $40.00 let the company know that the extra $20.00 goes to principal. Is it true if I pay on the principal that I will see a difference in the balance owe? Thanks.

2006-09-01 14:01:59 · 14 answers · asked by Who me? 3

I'm looking for some serious answers here...please. I want to buy a used vehicle for $15,000. My question is should I use my credit card to buy it with an interest rate of 5.99% apr (credit limit $25000) or should I get a credit union loan with an interest rate of 8%? I'm just trying to find out where I will be better off in the long run. Looking for intelligent answers only. Thanks....

2006-09-01 14:01:37 · 14 answers · asked by jotech5 2

What happens when you default on an auto loan?

2006-09-01 13:00:57 · 7 answers · asked by Anonymous

I owe about $1,500 dollars to a collection agency. Due to circumstances, I can't afford a huge payment. Is it right for them to demand more than I can afford? I offered to pay $40 a month but they said that's not enough. He got me to commit to $100 a month, $25 a week. I have been served w/papers starting a legal action against me. The agency has me paranoid that if I don't pay the $100 a month, the court will find in favor of them and garish my wages (he told me about $150 + a month). I'm supposed to start making payments next week. Thanks for the help.

2006-09-01 11:43:50 · 13 answers · asked by laprincessano1 1

be so damm rude!! people have trouble with all things in life and sometimes things happen that is out of our control!!! so back off with the additudes that who every does a bankruptcy is bad and not worth anything. if you dont have an answer to the question, dont answer it !! expecially when you are just going to be rude!!!!!!

2006-09-01 11:24:00 · 6 answers · asked by kmcglidden 3

Please give only valuable and intelligent answers.

2006-09-01 11:02:08 · 18 answers · asked by gentlgodis 4

2006-09-01 11:00:12 · 7 answers · asked by t_storm031 1

It may be in Barcelona or that area of Spain. Or it may be Madrid.

2006-09-01 10:30:31 · 2 answers · asked by Finacapan 1