Credit - September 2006

2006-09-04 10:56:55 · 4 answers · asked by Anonymous

I'm 19 and my husband is 20, we've been married for over a year but we really haven't been able to build our credit...it's not bad, just non-existing, which is like bad. We couldn't even get a cell phone plan. My question is how are we supposed to build our credit when it's so hard to even get a opportunity to get started? However we did get a credit card a few months ago for the sole purpose of credit building. So do we just have to pay on time (we've always paid all of our bills on time) with the credit card for like a year+? It's so frustrated because we reallly want to get our own home. we have one son and planning another.

2006-09-04 09:41:26 · 9 answers · asked by Anonymous

He rocks

2006-09-04 09:35:08 · 5 answers · asked by JR S 1

only income is govn. pension, only assets are approx $20,000. equity in house and 5 yr. old car. Can creditors force the sale of the house and car. Debt load is $60,000 plus mtg. Why bother with bankruptcy if creditors can't touch pensions and can't force sale of property, no equity left after lawyer and real estate fees.

2006-09-04 08:28:34 · 11 answers · asked by worf 1

a card with cash back facility

2006-09-04 06:29:11 · 2 answers · asked by Ravensoul 1

Besides Orchard bank, which bank will give me an unsecured credit card if my credit is less than perfect?

2006-09-04 04:42:52 · 8 answers · asked by N Burbs of Chicago 2

I finally got a friend of mine to take a look at her credit report since she doens't pay any of her credit card bills and hasn't for awhile. We got her report and there are some things we aren't sure what they mean.

Here is what one account looks like:
"Account charged off/Past due 150 days. $979 written off. $197 past due as of May 2005."

"This account is scheduled to continue on record until Aug 2011."

"Recent Balance: $979 as of 05/2005"

"Account history: Charge Off as of May 2005
180 days as of May 2005
150 days as of Apr 2005
120 days as of Mar 2005
90 days as of Feb 2005
60 days as of Jan 2005
30 days as of Dec 2004, Jan 2003, Oct 2002"

So what does the whole charged off thing mean? And where it says it will stay on record until August 2011, what does that mean? She thinks it might mean she won't have to pay it after that? Like it will go away from her report?

Any help would be appreciated! Thanks!

2006-09-04 04:19:56 · 18 answers · asked by Amanda 2

2006-09-04 02:55:00 · 7 answers · asked by Hippie Chick 1

2006-09-04 01:19:03 · 6 answers · asked by bmike@sbcglobal.net 1

Do you believe one day (paper) money & Coin will no longer exist?
Will we all have a numbered card for identity and purchase?

2006-09-03 23:33:43 · 10 answers · asked by Anonymous

I know that if too many creditors look at your credit report alot, it will surely lower your credit score; but what if I, myself, look at my credit score alot, will it lower my credit score?

2006-09-03 22:09:19 · 7 answers · asked by winbig 1

If I pay the minimum amount on my credit card each month instead of paying for the full amount of my credit card that I used, will it lower my credit score?

2006-09-03 21:57:19 · 4 answers · asked by winbig 1

Which is the best credit card has the lowest intrest and its really good?

2006-09-03 18:26:15 · 9 answers · asked by kams2999 2

2006-09-03 16:36:51 · 4 answers · asked by barbara_harp@sbcglobal.net 1

i've been building my credit only for about the past year, all of my payments have been on time, i am on my car loan but not the primary, my husband has more bills than me and misses more payments on his end of the deal, and i feel like this is hurting me too, i would like to take out a small loan to pay a few of our debts, but my credit is not good enough. i will not have a cosigner, any advice?

2006-09-03 16:01:56 · 6 answers · asked by Cherie 4

I want to know if there is cost assistance? I also want to know if there is payment options after the funeral to pay off the balance?
also does funeral homes write off payment for those who can't pay?

2006-09-03 15:47:18 · 6 answers · asked by CATHY S 1

2006-09-03 15:32:30 · 6 answers · asked by mason6162 1

I want to deal with the credit card company (original debtor) and not the collection agency. Can I still do that, or has the credit card company already relinquished its rights to the debt?

2006-09-03 14:22:14 · 13 answers · asked by Anonymous

2006-09-03 14:18:29 · 5 answers · asked by martin v 1

2006-09-03 14:12:50 · 12 answers · asked by charlierose1963 1

2006-09-03 12:34:39 · 6 answers · asked by Hubert M 1

at the moment I am living outside of the U.S, and its been 3 yrs since I left, when I left b/c of emergencies and problems that happened I left everything behind and I mean everything from rent to water bills to every kind of bill that you can imagine behind without paying and just desappeared, so next yr I am going back and I know my name must be such a mess I know i'm going to have to go for bankruptcy but what if some of theses creditors have sued me what will i do? has anyone gone through such a disaster like i am going through and have made it ok? what should i do? I am sooo worried...

2006-09-03 12:34:36 · 4 answers · asked by Anonymous

We are going from Belfast to toronto Canada

2006-09-03 09:47:35 · 11 answers · asked by Anonymous

I wanted to know if it is possible to bring your credit rating in any way. We have good ratings which shall help us for a home.Also what is the best way of transfering money.

2006-09-03 09:30:25 · 7 answers · asked by Anonymous

i run my own business and have to run all my financial stuff into other peoples account im not to keen on that please help

2006-09-03 07:47:58 · 14 answers · asked by birdio 1

2006-09-03 07:33:34 · 7 answers · asked by ken p 1

if you cannot pay it with cash now, do not buy it now. you are only hurting yourself by charging something you cannot afford.

2006-09-03 06:56:51 · 10 answers · asked by Anonymous

How much does canceling a credit card lower the credit score?

2006-09-03 05:52:08 · 20 answers · asked by drrkamra 1

2006-09-03 05:47:26 · 4 answers · asked by patsfanatic1112 1

2006-09-03 03:19:13 · 10 answers · asked by madeleine l 1