Credit - September 2006

whats the best way to improve your credit rating preferabley for free

2006-09-07 05:21:21 · 8 answers · asked by anyhopes 1

on my credit report there many cards that I don't use anymore including my old mortgage co. that say LOW next to them. I don't use them and there paid off! So why are they there and why the LOW
next to it?

2006-09-07 04:40:27 · 3 answers · asked by neanerbeaner39 1

just join in for your free account and u will be credited with 10$ and also with 10 points.
click on the url below:

http://www.resource-a-day.net/member/makemoney.cgi?adi007

2006-09-07 04:38:32 · 17 answers · asked by juop l 1

I have fair credit. I'm looking for a card with no annual fees, low interest rates, and great customer service (or at least acceptable), cash back reward would be nice, but not important.

Anyone have any ideas?

2006-09-07 04:09:39 · 10 answers · asked by pencilredpen 1

Mortgage is "due" on the first of each month. I don't have cash flow to pay it until the 12th of each month. Assuming that I am never later than that, I always beat the late fee assessment which would come on payments after the 15th. Does perpetually paying in this fashion have any negatives as far as credit, etc.? (Suppose I did it like this every month for a 30 year mortgage . . .)

2006-09-07 03:48:59 · 6 answers · asked by drbandage 1

Does anybody know a site like www.prosper.com for canadian ?
Or wants to leand 5500$ to a canadian. I'm ready to pay high interest...

2006-09-07 03:29:10 · 1 answers · asked by j2e0s0s0 1

we have six payday loans totaling over $5,000 and my husband was just notified that he may loose his job.

2006-09-07 03:22:41 · 4 answers · asked by Kris R 1

I have a couple of credit card charge-offs on my credit report, but I have been paying on them through collection agencies. Do those ever show on your credit report?

2006-09-07 02:12:46 · 8 answers · asked by mlcorbet2 2

Hi, this is George Zimmer founder & CEO of the Men's Warehouse, just by change would anyone have a few million dollars to lend me??
I have the craziest business scheme, I'd let you in the cut, you be glad you did. I Guarantee it.

2006-09-07 02:11:14 · 11 answers · asked by George Zimmer 1

I need to borrow 5500$. I can make the payments but have bad credit from past history. I live in canada, does anybody know how and where a could get a loan ? It's very urgent !

2006-09-07 02:07:41 · 4 answers · asked by j2e0s0s0 1

2006-09-07 01:00:31 · 6 answers · asked by destaniy1 1

2006-09-07 00:27:55 · 11 answers · asked by chetan n 1

How can i pay some off my Virgin credit card, when i havent recieved any letters(bill) yet with the slip at the bottom?

2006-09-06 23:21:18 · 13 answers · asked by Anonymous

2006-09-06 23:04:18 · 7 answers · asked by James Sharrock 1

2006-09-06 22:29:46 · 15 answers · asked by Jay 1

2006-09-06 21:49:29 · 12 answers · asked by JACKIE A 1

2006-09-06 21:26:32 · 8 answers · asked by James 2

Hello, Does anyone have any advice or the knowing of what a credit card company can and most likely will do to you if you do not make your payments? Is there a way out other than these credit card consolditation companies? I do not have the income or credit or paperwork to provide to them . Im out of work, If there is any step I can take that you know of, It would be greatly appreciated, realizing my credit wil and already is hurt.
Thanks! :)

2006-09-06 18:46:23 · 11 answers · asked by Snake happy 1

I just paid $5.95 on Transunion (from www.annualcreditreport.com) to get my credit score after being able to view my credit report for free and I got an 819 out of 925 and was rated as only "good". Other credit score postings say 819 would count as God-like status. I just wanna make sure that's a reliable conclusion. And what does this mean when I (first time homebuyer, so not super rich) plan on applying for a loan.

2006-09-06 17:35:52 · 5 answers · asked by jutx2 2

I want to get out of my credit card debt. I know I need to cut up the cards and tell them "bye", but can I get a personal loan at the bank and consolidate them with a better interest rate?

2006-09-06 17:20:54 · 15 answers · asked by kelly l 2

2006-09-06 17:08:27 · 6 answers · asked by ♥Cassie♥ 1

2006-09-06 16:39:21 · 8 answers · asked by Anonymous

2006-09-06 16:35:47 · 3 answers · asked by Anonymous

These people are awful, i got a call about a HBSC account that was charged off 4 or 5 years ago. The told me i have to pay the balance today or they are going to file a law suit. The amount is 2,790. The also told me that i would have to pay extra for there laywers time. I told them i dont have the money for that, the told me sorry to hear that sir. but you have 24 hrs to call us and they told me BTW sir. we have an office in Michigan "were we live" that makes it a peice of cake to sue you. Now do the right thing a call us back or else you will put you home, job any assets in jepordy. Its been a week and i have not called back too scared to.

2006-09-06 15:13:06 · 4 answers · asked by neil s 1

2006-09-06 15:11:06 · 2 answers · asked by ? 3

I am just trying to figure out what the statute of limitations would be for a 6-year-old debt like this. I live in Illinois, the service was activated in Minnesota, but an actual contract was never signed. I know there are different time tables for various types of accounts.

2006-09-06 14:28:11 · 2 answers · asked by boriqua1018 2

I am considering filing for bankruptcy, but I have cosigners on equipment I leased for my business. Is there a way to file without involving my cosigners? I would be filing for personal bankruptcy and possibly for my business also. My cosigners are family members, so I don't want to screw them over. Would they be covered under chapter 7 or 13?

2006-09-06 13:25:23 · 14 answers · asked by Tony 2

I want to get my credit score and i can only find these online sites that charge anywhere from $25.00 to $47.00 just to get my credit score...is there a cheaper way ?

2006-09-06 13:22:48 · 9 answers · asked by stormin_norman999 1

About 2 years ago I had a lot of charge-offs which I have paid completely off with the exception of 2 which I now pay on every month. I have not miss a payment and have not been late on anything in 2 years. I applied for 2 credit cards to try and restablished my credit 1 year ago and got them. Does anyone know what my score may be now?

2006-09-06 12:48:19 · 13 answers · asked by Anonymous

Im trying to get a to get rid of collections stuff on my credit report to increase my credit if I "Settle for Less" all of them is that good for my credit or bad.

2006-09-06 12:29:48 · 6 answers · asked by nena24 4