Credit - September 2006

Hi there,
I have just got mortgage and hopefully will be moving to my first house in couple of months.
While I was applying for mortgage, I used a mortgage broker who didn't know the rules very well. His firts application was declined because I am not Britisih ( I have work permit in UK).Anyway he found another company how agreed to give the mortgage for high interest of course (5.70% for two years fixed and 6.74% for the term)
Now my credit report is Fair (Score is 387 points at Equifax). But I am planning to get some stuff from DFS or Furniture Village with 3 year interest free credit. Do you think this credit scorte will cause any problem with these companies? I don't want to be embarrassed in front of the salesman if they refuse my application :)
Thanks in advance.

2006-09-09 11:37:26 · 3 answers · asked by Anonymous

I need to cancel all of the credit cards that have been opened but I don't have the companies that she opened.

2006-09-09 10:53:55 · 10 answers · asked by shootingstarr82 2

Hi i'm currently with capital one. If my wife is the secondary card holder, and rarely uses her credit card, will she be building her credit too? (I'll be using it mostly)

2006-09-09 10:09:14 · 7 answers · asked by tsolworldwar3 2

2006-09-09 09:57:19 · 1 answers · asked by Al 1

These are revolving accounts such as department stores, etc. I am not carrying balances on any of these accounts and they have been opened for several years.

2006-09-09 09:08:45 · 9 answers · asked by Nina N 1

Removing Things From Your Credit Report

2006-09-09 08:09:51 · 7 answers · asked by Jae V 1

2006-09-09 07:54:08 · 6 answers · asked by Anonymous

2006-09-09 07:37:14 · 8 answers · asked by Anonymous

2006-09-09 07:14:15 · 13 answers · asked by lisa r 1

Hi I've asked about this topic before. I would like to know if being $400 in debt is alot. I've had this debt for a couple of years. Long story :) How severly will this affect my credit score. Some advice? Also I would like to know if a minor is responsible for his/her own debt. Will it affect their credit score as an adult.? Thanks alot :)

2006-09-09 06:34:31 · 7 answers · asked by junkmaila398 1

I was looking in bbb, but couldn't find where to report a company that the bbb said they didn't have record of.

2006-09-09 06:19:08 · 4 answers · asked by Linda lin 1

I'm getting a visa gift "Credit" card very soon, it's just a gift card
(click here to see: Www.************* - go to payment options)... but how do I use it? Thanks

"yes, i know im a dits,"

2006-09-09 04:09:04 · 6 answers · asked by Beth H 1

I've got to get ahold of this car to sell or something. Once I find my "friend", how can I get the car away? Will the police help? Wondering what to do? I can't keep making these car payments.

2006-09-09 03:56:47 · 11 answers · asked by thirtiesrok 2

2006-09-09 03:29:40 · 6 answers · asked by Sarah 2

some sites for free credit report ask for a credit card number but i do not have a credit card and can not get a online report of my credit report does anybody have a solution.

2006-09-09 01:52:42 · 5 answers · asked by lisa p 1

Are they beneficial or just a waste of time and money?

2006-09-09 01:28:36 · 43 answers · asked by fairydust 2

my credit score dropped last month because of a late (but paid) mortgage payment..i paid off my credit cards except for one with a small balance now i know it hasnt been even 30 days but should i wait to go trade in my car for a different one (im trying to downsize everything) because of my score? i screwed up one month and now im paying for it but i learned my lesson and im tryign to trade all my big possesions into smaller more affordable ones. so is it too soon or will they see that ive paid off a large portion of my debt?

2006-09-09 01:00:49 · 5 answers · asked by toolate 3

2006-09-09 00:25:03 · 2 answers · asked by jay 1

2006-09-09 00:08:45 · 5 answers · asked by bpowizard 1

2006-09-08 23:20:56 · 2 answers · asked by c_du65 1

With an outstanding of 25K the customer service agent told me to pay some money per month. Over last 5 months I ve paid alreday 10K and instead of being (35-10K=25K) my Balance is coming upto 55K!! Help...Advise..

2006-09-08 21:40:45 · 18 answers · asked by Atti 1

i want only how credit card process is done

2006-09-08 21:12:19 · 3 answers · asked by nidhi_1886 1

I filed a chargeback with my credit card company Capital One. I sent the items back, provided proof of delivery. Capital One issued a temp credit, then months later retracted credit and told me they were no longer handling my chargeback and that the company VISA itself was handling it? They could not provide any more information said to wait 45 days, that VISA would contact me, and that the case with Capital One is closed? Ive filed chargebacks and never heard of anything so odd. And the item in question was like $1100

2006-09-08 19:54:14 · 6 answers · asked by timlaptopm101 2

AFTER I PAY MY CREDIT CARD BILL WHEN DOES MY AVAILABLE CREDIT GO BACK UP?

2006-09-08 18:28:41 · 6 answers · asked by Anonymous

do you get jail or anything like that ? i know it affects credit report, but how ?

2006-09-08 17:51:28 · 5 answers · asked by ali_ed2001 2

credit card companies are charging for you to pay your bill and adding on late fees on your account when you don't even get a statement, how?? there are laws against this, especially in new york. somebody tell me how they get away with this.

2006-09-08 17:47:48 · 10 answers · asked by princesswhitepaw 3

I'm 16

2006-09-08 15:00:59 · 19 answers · asked by Anonymous

I live in wisconsin and my checking account is negitive150.00 and I was going to deposit 75.00 and then that will make it negitive 75.00 and I want th write a check for 170.00 for my electric bill tomorrow? Can I write a check and deposit all the money in my next payday?

2006-09-08 14:23:44 · 7 answers · asked by reallyblessed2009 1

2006-09-08 13:32:11 · 14 answers · asked by Anonymous

Details required to know formalities to buy a property at Chennai by a Maslsiyan and possobilities of getting loan for the same.

2006-09-08 13:29:43 · 1 answers · asked by motherland 1