Credit - September 2006

I disputed with Equifax and Transunion. Equifax removed it but Transunion didn't. Is true that if 1 bureau removes it from your file so does the other bureaus.

2006-09-12 07:11:10 · 8 answers · asked by Luckys Charm 4

I have a very low credit score - that's what I've been told. I haven't been approved for any credit card because of this. How can I begin credit if I cannot even get 1 credit card??? How can I improve my credit score and is there any specific credit card that could approve me???

2006-09-12 07:03:00 · 13 answers · asked by dazed and confused 1

My husband and I are about $45,000 in credit card debt and we are drowning financially. We want to avoid bankruptcy, but we can't even make minimum payments anymore. We have considered using a company called Superior Debt Settlement. They have told us that they can settle our debts, set us up with a payment plan and we can be of debt in 3 years. At that time, they pay for 3 cycles of debt restoration so that our credit score will look much better. Is this a good plan or can someone recommend a better plan. Has anyone ever heard of or used this company before?

2006-09-12 06:30:06 · 7 answers · asked by Allie 1

2006-09-12 05:55:23 · 11 answers · asked by LizB 1

My company is a start up sales and marketing business specializing in vitamins and natural health products.

I know I need to get a tax id number. Then what?

2006-09-12 05:41:26 · 18 answers · asked by A G 1

I wanted to open an ebay account to sell some stuff but I am younger than 18 so I was going to have my dad use his credit card, but I was wondering if they actually charge your credit card and when you sell something do they send you a check or does the money you on your credit card? thanks.

2006-09-12 05:31:32 · 7 answers · asked by Jamie 1

There is a debt collector hounding me for a late cable bill but they have the wrong SSN on file. If I don't pay, can they report me to credit bureaus with the wrong SSN even if my name and address is correct?

2006-09-12 05:23:37 · 3 answers · asked by pigfat2007 1

I have never missed a payment on any of my credit cards but i have some medical bills that went to collections. With this score would i be able to get a car or a house some day. How does this compare with other peoples scores?

2006-09-12 05:17:14 · 21 answers · asked by hello there... 3

My mom told me that a creditor called her today and told her they were trying to reach me and that there would be legal action against me or legal action was pending against me since they counldn't contact me Is that legal? They only have my mom's number b/c I used it as a contact number on my application. But are they allowed to tell her that?

2006-09-12 05:14:29 · 11 answers · asked by bad a 1

lets assume i can find a way to have my credit card pay for my direct loans. credit card is 0% apr for 12 months and loans is 3.5% fixed. Assuming i can pay off everything in 12 months, should i do it? does it look bad on my credit report since students loans are "legit" while credit cards are "debt"?

2006-09-12 04:22:48 · 7 answers · asked by VanillaIce 3

2006-09-12 04:19:35 · 10 answers · asked by mystery 1

Not visa, mastercard or american express. Like capital one, MBNA, etc.

2006-09-12 04:04:42 · 2 answers · asked by PanamaJack 1

a LOOONNGG time ago I had a debt with a credit card. Its past the statute of limitations. I wrote the company a cease and desist letter when they had the credit card. They never called me. I never even got any calls from any collection agencies. However, now a laywer is trying to call me about this on my cell phone. I don't want to deal with them. They can't do anything. Do I have to write another cease and desist letter or are they violating the first one?

2006-09-12 03:55:01 · 5 answers · asked by anonymous 6

2006-09-12 02:36:23 · 4 answers · asked by Anonymous

my friend wants to get a mortage but has bad credit, shes pays her money to a debt management company which then pay of her creditors a certain amount each month would she be able to get a mortage because of this?
This sistuation was not her fault she got made redundant and could not afford all the repayments whenshe missed payments because of this the interest and the charges just built up

2006-09-12 00:32:45 · 20 answers · asked by ♥Pink Princess♥ 3

how long do u have 2 wait until banks and other companys write the det off. i owe about £40,000.i have not been made bankrupt and 4 the last five years ive made it very hard if not impossible 2 be contacted. also when could i apply 4 credit again eg morgage

2006-09-12 00:18:04 · 9 answers · asked by steve o 1

I have funded the operation of a corporation that operates in Howard County, Maryland. It is a sub-s Corporation that is incorporated in the State of Delaware. I have provided funding for several years to help the company meet its payroll and other expenses. I am not a shareholder or on the board of directors. I have deposited money directly into the company account and havecancelled checks as proof as well as several employees of the corporation that have witnessed this.

2006-09-11 22:54:50 · 2 answers · asked by patricia g 1

If you buy an item on your card and the company you buy it from becomes repossesed so it cannot be taken back to that company will you be covered by your card issuer and will they give you your money back?

2006-09-11 22:48:30 · 7 answers · asked by pink_fluffy_mushroom 3

may i clear my debts before 16 th sepetember

2006-09-11 21:12:36 · 5 answers · asked by Anonymous

My darling EXhusband and I had acar reposessed shortly after we split, and now 4years later I am responsible for 6400 left on it he has paid thus far on his own but, the interest goes up $1.85 PER DAY

WHERE can I get incontact with a company that will help me to pay this off with LESS interest or SOMETHING.... I want to pay it off in a year but can't afford $700/month

2006-09-11 20:11:36 · 4 answers · asked by Christina M 1

2006-09-11 17:42:43 · 7 answers · asked by dima_mi 1

2006-09-11 17:21:50 · 11 answers · asked by Ray 1

2006-09-11 17:14:52 · 6 answers · asked by boots 1

i just got my ssn and open an account , i dont have any credit history

2006-09-11 16:10:19 · 8 answers · asked by dr_ubaidbutt 2

A car salesman promised me that he can check my credit without affecting my credit score as an inquiry, I just want to see if anybody has hear of this before?!

2006-09-11 16:09:08 · 12 answers · asked by Al Abb 1

2006-09-11 14:01:21 · 7 answers · asked by Anonymous

2006-09-11 13:47:30 · 19 answers · asked by wolf_of_our_father 1

Between my husband and I we have like 6 credit cards. I want to know if there is a way to pay some of those off without consolidating. It is just the really sucky ones with the high interest rates. They are probably a total of $6000, but if I could just pay off a few this would help. I don't think I could get another credit card and transfer the balances. Is it possible to get a small loan for this?

2006-09-11 13:41:57 · 7 answers · asked by cardiochick 2

2006-09-11 13:17:40 · 5 answers · asked by mushiplan 1

2006-09-11 12:29:25 · 5 answers · asked by jorge p 1