Credit - September 2006

I called the clerks office 2 days ago, and she said she would put it on the list for discharge. She said it would take about 4 days to be discharged. Does anyone have any knowledge about this?

2006-09-14 09:03:28 · 7 answers · asked by Traditional Gal 2

I am a foreigner. I would like to know if I don't pay off my credit card debt and leave united states. What is going to happen??? Will I be sued even if I am out of United States?

2006-09-14 09:00:16 · 6 answers · asked by Anonymous

2006-09-14 08:27:06 · 12 answers · asked by William F 1

mobileStorm is a data base marketing company that provides a platfrom from which e-mail, text-mail, printed, fax and voice calles are created and delivered. Our product is purchased with a credit card via the web and is a monthly charge bound by contract. If a contract is broken (credit card is declined/cancelled) we would like to report this bad debt to a credit agency.

2006-09-14 08:17:43 · 2 answers · asked by Tammy A 1

as an authorized user and now I am not will I be able to get the credit cards/balances off my credit report??

2006-09-14 07:46:02 · 6 answers · asked by myproblem 1

I am working on fixing current credit woes and I want to know if getting a second credit file is feasible, worth it, etc......

2006-09-14 07:31:22 · 4 answers · asked by ri 1

2006-09-14 07:28:02 · 6 answers · asked by Anonymous

Or is 750-800 tier 2 credit.

2006-09-14 07:24:11 · 5 answers · asked by snowraider 3

I have a lawsuit against me over credit debt. They have sent me some proof of discovery. I need to prolonged this a little longer without a judgement being made against me. So I need to send another letter to give me some time.

2006-09-14 07:00:06 · 4 answers · asked by mrartist69 1

The amount is about $2500. Is this a good idea? Roth has earned around 10%, the card's interest is around 14%.

2006-09-14 06:35:53 · 10 answers · asked by snowraider 3

2006-09-14 06:32:48 · 7 answers · asked by TITLE CLERK 1

Okay so my credit isn't the greatest and I am working on improving it. My question is this, how am I supposed to improve my credit if no one will GIVE me any?? It's really frustrating any advice anyone has would be greatly appreciated.

2006-09-14 05:29:15 · 14 answers · asked by preciseonegirl28 3

I got a call from a recovery agancy about a credit debt and they said if it isnt paid they can attach my wages. My wages are already attached for child support, I thought only the goverment could attach your wages?

2006-09-14 05:04:01 · 11 answers · asked by Lori R 1

Due to financial difficulties, I got really behind on credit card payments. Five months later I am informed by phone (from an attorney) on Sep. 8 that I am receiving an audit against me, if I don't come up with $3500 in 5 days. The attorney (who's client is the credit card company) told me that the credit card company told him that they gave me a two week notice. However, that is a lie. If they gave me a two week notice I would have been able to come up with the $500 minimum and my account would have returned to good standing. On Sep. 9 I received a regular statment in the mail. It said that my account would be in good standing if I paid the credit card company $574 by October 2. Their attorney filed an audit against me on Monday morning, since I was unable to come up with the full amount. After lying to their attorney, the credit card company later told him that they didn't have to tell me. If they didn't have to tell me then why did they tell their attorney that they did?

2006-09-14 03:57:50 · 9 answers · asked by Anonymous

I'd like to keep it as simple as possible.

2006-09-14 01:57:48 · 11 answers · asked by eric_aixelsyd 4

I need Rs 3,70,000/- and the rate of interest is 9 % p.a reducing monthly. total EMI 120. Please help me calculate the EMI

2006-09-14 01:06:08 · 3 answers · asked by shailendra 2

I'm having trouble getting a loan for $1000, I am considering a pay day loan, but don't know what they are.

2006-09-13 23:13:54 · 12 answers · asked by joan i 1

In order to declare myself in bankrupcy they told me 2 get a lawyer, how can I affore 1? Are they cheap, if I dont do it what's the really worst thing it could happend..cuz I dont own a thing; I mean that...the 20k I spent with those CC are all away now I even give away the clothing I bought cuz am so fat I don't fit in them anymore (can my life be any more terrible?)

2006-09-13 21:36:51 · 8 answers · asked by Anonymous

I already try a debt manager but they will charge me a lot for their service plus I would be making big payments as I'm now..(dont see a benefit) so a lawyer mmm(no $$)so...if they send me 2 court what will happend if I try 2 hidde or even go away from the country? I dont have nothing under my name...no car, no house, no accounts, not even bills..that my partner always takes care..wich makes me wonder also: becuz he's related 2 me ..Will they hurt him also?

2006-09-13 21:23:14 · 8 answers · asked by Anonymous

The things is am a girl without a job an owe about 20k in all kinds of credit cards even from department stores...I been paying for 2 years now but nothing is going down now I just can't pay them any longer...but am worried about my mom's money cuz I open her a savings account on my name since she can't do it...what will happen if I stop paying, would I go to court or will they harras me or even take away any money from a bank account under my name.....Pls HEEELP!!

2006-09-13 21:03:23 · 10 answers · asked by Anonymous

2006-09-13 20:33:19 · 13 answers · asked by mahesh s 1

How many years are defaults held against you for and when if ever are they removed from your credit history all together? Thanks

2006-09-13 20:09:30 · 10 answers · asked by Jessie-James 2

This is for school......I have to write to some company....

2006-09-13 17:12:15 · 3 answers · asked by Shay Kak 2

I check my credit quarterly and I noticed tonight a collection listed from an MCI accont dating back to 2001. The Collection agency has had the account since 2004. I contacted the collection agency and while they had my correct phone number on record, the address had the wrong city. They confirmed that they have had returned mail. So, attempts to contact me have been futile. I don't have any record of them calling me either. The debt is only for $50! It seems to have dropped my credit about 70 points.
First, can I be held accountable for this since they had the wrong address?? Also, I really have no idea if this account is even valid. I might of had MCI for long distance for a short period of time, but, this was 5 years ago. I disputed this through Experian and I am waiting for the results. Anyone have advice as to how to get this off my practically spotless report. Even if I pay the $50, will it increase my score or must I attempt to get it removed for that to happen.

2006-09-13 16:11:58 · 8 answers · asked by Damian 1

This company claims that I owe them 3K on a card I never signed up for. I asked for proof that it was mine, because I can't find any records of it with my other cards (all paid and canceled since 2001). They haven't sent anything and now have set a court date. I can't afford to pay them, I don't think the card was ever something I signed up for, and I haven't a clue what I should do to get this resolved without a court appearance.

2006-09-13 15:12:17 · 19 answers · asked by celestinia 2

I'm still very new to this whole credit thing and I want to have a good credit score asap. I just started my 2nd yr in college and already spent about $600 on books and food with the card (dont worry I got a job lol). My limit is $4,000.

I have 3 questions...

1) Should I spend anymore money using my card? I heard the rule of thumb is to stay at 25% of your limit (which would be $1,000 for me).

2) For my monthly bills, I know there's a minimum amount to pay. Should I pay more than that.... if so then how much or what % more should I pay?

3) I have 0 APR until March 1st. I was planning to pay off $100 per month so I can finish my balance in 6 months. Is that a good idea to get the best credit score?

3) Suppose my balance is at $900 and I pay it off (on time monthly). Will my score be better than if was doing the same thing with the $600 balance?

2006-09-13 13:55:53 · 7 answers · asked by jaxxdude 3

a car are the chances for getting approved for a car great?

2006-09-13 13:18:41 · 3 answers · asked by Muriel L 1

I know there is one you can get a report for free once a year but i forgot the name of it..
thanks .

2006-09-13 13:10:16 · 8 answers · asked by ~Kim~ 2

I am 23 with a nine-month-old son, and I owe (on top of my student loans from college) approximately $30,000 in credit card debt. I am looking to do a debt management/consolidation program, but was wondering if I should just contact those credit card companies that say to call them if I have "financial difficulties" instead? Also, which debt consolidation programs would you refer, if any? Thank you!

2006-09-13 12:35:48 · 17 answers · asked by Anonymous

2006-09-13 12:32:46 · 7 answers · asked by joan i 1