Credit - September 2006

I just got a couple of answer about a previous doubt, but some tell me YES some others NO..So are there any financial experts in here? Or at least someone who experierenced the same?

2006-09-16 11:48:08 · 4 answers · asked by Anonymous

My federal credit union inserted errors about my addresses and
stated that I was benkrupt. I was not bankrupt.

2006-09-16 11:29:41 · 5 answers · asked by 36grand@sbcglobal.net 1

we emigrated to canada in january 2006, we tried to apply for credit for a car, and were refused due to "thousands of dollars worth of debt", we got reports which say our names are clear, but when we contacted equifax online, there is debt since 2000 - 2005, its not our debt, how do we clear our name and how long will it take.

2006-09-16 10:58:53 · 4 answers · asked by Tracy M 2

i am from india.i want to make huge creditibility with banks quickly. please give me some practical tips.better it will be if you will give me some practical income tax related tips also.

2006-09-16 10:57:55 · 2 answers · asked by sufiesidhi 1

2006-09-16 10:40:51 · 3 answers · asked by binojk 1

Let's say I haven't pay the credit cards in 6 months ...if I dont show up to court n dont appear near any call they give I mean dont pay attention to their warnings..hide at home with nothing on my name like accounts a car or a house, Will they come to the house am living in? Will they take away stuff from the house? Can they break in if they want? Would they empty the house? I have relatives here will they be perjudice because of my big debts? Please answer all my doubts....n I say doubts no debts ok? :-)
Thanks

2006-09-16 10:39:29 · 6 answers · asked by Anonymous

I'm planning to get a personal loan for about 15K over 4-5 years, which Canadian bank or institution I would have the most chance of being approved. My credit score with Equifax is around 640.

2006-09-16 10:19:28 · 3 answers · asked by raaj22 1

I'm thinking of switching my Amex Clear to another credit card. I like Amex and their customer service is awesome but less and less businesses out there using Amex service anymore due to their high service charge. So it's very inconvenience for me. I thought of getting Capital One credit cards but very alarmed on how many people got trouble because of it. All the research that I did make me even confuse so I'm just going to ask a real people who have a real experiences with their credit cards, Who have the best credit card offer out there...and if the company also have a great customer service (meaning any issues or concerns are satisfactorily resolved in timely manner) I have an excellent credit score thus I don't want any credit card company that will mess around with it either... Thank you for your help

2006-09-16 10:06:00 · 8 answers · asked by flirtalicious 2

Any thoughts? Last week my credit score dropped over 50 points and I have not taken out any new credit, AND i have made every payment on time for the last year.
Any help would be appreciated...... struggling to understand!

2006-09-16 09:25:16 · 4 answers · asked by akjarvie 1

are credit companies entitled to add interest once a debtor is black listed?

2006-09-16 06:46:47 · 8 answers · asked by jlb 5

2006-09-16 06:43:07 · 4 answers · asked by CE S 3

I just ran my credit report and I have numerous accounts showing that I still owe them when I know they have been paid.

2006-09-16 06:36:55 · 12 answers · asked by justaquestion 2

My insurance wont cover eye care and i need a personal loan in kansas of 5000 for laski eye surg.where do you go for a personal loan in kansas with a bankrupsy on your credit report

2006-09-16 05:47:22 · 5 answers · asked by Anonymous

2006-09-16 04:43:19 · 6 answers · asked by Rita M 1

2006-09-16 04:13:18 · 7 answers · asked by jamiemccaffery@btinternet.com 1

I have no credit right now. How can i gain credit?

2006-09-16 03:54:43 · 10 answers · asked by tamalekingpin 3

debt collection notice was asked to be sent by Ebay.

2006-09-16 03:41:54 · 6 answers · asked by opera9362 1

2006-09-16 02:10:31 · 9 answers · asked by Anonymous

I am trying to clear up some 'charge off' credit cards on my credit report. Some have $0 under balance due. If I get a notice from a collection agency, how do I know if this is the correct balance due???

2006-09-16 00:02:46 · 12 answers · asked by Barbara T 2

I wanted to take money off my credit card, but somehow as a purchase (not as a cash advance). I was thinking about using Paypal to send money to myself, but they charge 2.9% for incoming payments. Another idea was to purchase a money order (which I can deposit at my bank) at a store and pay by credit, but most stores only accept cash or debit for this. Any ideas?

2006-09-16 00:00:53 · 2 answers · asked by benj 2

How do you get a credit card when you have a good credit history, any ideas

2006-09-15 22:38:48 · 19 answers · asked by redfcuk 2

hey all,
We are trying to repair our credit for many years now. from our experience we have been sent letters back from credit companies telling us that our credit on there is valid and that they will not be changing it. My understanding is that they have to provide proof of this and yet that havnt. What is the best way of action to get these 3 companies to start removing items and what is the best site out there that provides me with all three credit reports all in one for free? Also please provide me with a couple of sites that explain in detail in help regarding steps to do and sample letters that are current that i may use to get my point across.
thank you kindly

2006-09-15 21:37:48 · 7 answers · asked by twism 3

When you all have credit card,how do you all plan spending?

2006-09-15 21:36:13 · 15 answers · asked by jessy 3

when we applied for credit for a car, car max ran like 5. can i call those companies to remove it from my credit report.do they do that?thanks

2006-09-15 20:25:43 · 5 answers · asked by Anonymous

I am thinking of applying for a GlobalXchange debit card but have heard that there are numerous problems with using it such as high maintenance fees, difficulty in withdrawing the money. Are there anyone who has the debit card and can tell me about your experiences using the card? It would be preferable if you are from one the Southeast Asian countries.

2006-09-15 19:58:53 · 2 answers · asked by niveky2002 1

i checked it last month, now this mo its droped 1o points and 13 on another. why? will it go back up? only different thig was a co-applicant on a c.c. at dental office.

2006-09-15 19:17:48 · 7 answers · asked by Anonymous

Why do they want to pay the bank thousands of dollars in interest? I just don't get it. Why not save up the cash and buy whatever it is? By the time you get your house or car paid off you may have paid twice the original price because of interest.

2006-09-15 17:37:56 · 6 answers · asked by Anonymous

I have an account with Bank of America. I don't have a credit card yet. Their credit cards have a $500 limit. What's the fastest way to build up my credit?

2006-09-15 17:17:13 · 7 answers · asked by Tosh 2

2006-09-15 16:54:31 · 4 answers · asked by smadair2 2

2006-09-15 16:30:03 · 5 answers · asked by mocha10227 1