How can I get money off my credit card without any fees?

Question

I wanted to take money off my credit card, but somehow as a purchase (not as a cash advance). I was thinking about using Paypal to send money to myself, but they charge 2.9% for incoming payments. Another idea was to purchase a money order (which I can deposit at my bank) at a store and pay by credit, but most stores only accept cash or debit for this. Any ideas?

Answer 1

You need to have the right cards and the right techniques. This guy is a freaking genius, read his column and learn how to make money from the credit card companies with 0% APR, no BT fee, no annual fees, balance transfers for cash and to earn interest and the best reward cards:

http://www.mymoneyblog.com/best-pre-screened-no-fee-0-apr-balance-transfer-offers/

Answer 2

See if your credit card company is willing to process a balance transfer into your checking account. There is sometimes a fee involved but the balance will be a a much reduced rate offsetting the fee.