Credit - September 2006

I think my credit cards want the thief to continue having my cards than me since they are spending less.

2006-09-15 05:42:47 · 12 answers · asked by Anonymous

also does anyone know what score they look at?

2006-09-15 05:41:49 · 1 answers · asked by LeAnn M 2

My old bank that has been bought out by another bank had reported to Equifax that I owed $$. I disputed it with the old bank but it's still on my report. The new bank says they cannot help me.All I get is the run-around from everyone I've spoken to. If anyone knows how to resolve this PLEASE answer back.

2006-09-15 05:24:24 · 7 answers · asked by blondiel 1

2006-09-15 05:16:08 · 4 answers · asked by jenivive 6

2006-09-15 05:05:12 · 5 answers · asked by rich_oldman 1

I have read many answers on here to this question and most of them have confused me even more. I see often that the date the '7' year mark starts is actually 180 days prior to the date of last activity and then some one else says it's 7 years from the date of last activity. So say there is an account that the date of last activity was October, 2001 when would this account drop off the credit report?
Also can you legally have 2 seperate lines on your credit report for 1 account (the orig creditor and then a collection agency that was sold the account from the orig creditor)?

2006-09-15 04:43:33 · 2 answers · asked by Kmcquestion 2

I havent recieved my bank card yet and i need to purchase tickets online is there any way for me to get those numbers so i can purchase the tickets

2006-09-15 03:52:41 · 7 answers · asked by mitchellmarquez2006 1

Pooing?

2006-09-15 03:44:09 · 27 answers · asked by mick241602 3

Some were reported within days, others have not shown up yet. We have excellent credit, no negative marks. Each has 15 year history, and each has about 20 accounts in that history including old mortgages, auto loans and currently many revolving with what will be about zero balance on about 125k open to buy. The only thing keeping our score down was high utilization. We want to refinance (and pay down) our mortgage due to an upcoming rate shift but wanted to wait to shop around until all paid debts had shown up. Can we call the creditors and ask them to report? Will they do that? Our scores are in the low 700's and I expect a jump when the remaining 75% shows up as being paid. Thanks!

2006-09-15 03:19:47 · 7 answers · asked by auntgita23 1

I recently bounced a check to a retail store. The check was put through again and cleared. 2 days ago, I received a letter saying I owed $25 for the NSF fee to the retail place. Today, the collection company put through a false check for the $25. Is this legal?

2006-09-15 02:39:08 · 7 answers · asked by Megan B 2

2006-09-15 02:25:36 · 6 answers · asked by butnozzle 2

2006-09-15 02:01:07 · 28 answers · asked by Anonymous

I have a mortgage of £137500 and a secure loan of £40,000 also I do have small loans and credit cards costing me about £700 a month. My job has gone and I do not have enough money. I have been paying mortgage and loans so far from money from my other credit cards. My current property value is not morethen £175,000. I dont want to be bankcrupt. I dont even have money to eat. Cant sell the house, What should I do? How can I save myself? Are there any charities which can buy my home and save me from bankcrupsy? Since I lost my job I have been doing some small jobs which can not meet the required finances. I couldnt get no success so far in any interview which belongs to my field. I have tried everything from distributing morning papers to handing out leaflets. It is being hard day by day.

2006-09-15 01:10:56 · 21 answers · asked by Kesh 3

Come my next paycheck I should be able to be 100% free from debt but how bad is just the idea of being reported to creditors? I think I am gonna be reported on 2 bills.

2006-09-14 22:02:36 · 4 answers · asked by B 6

2006-09-14 19:47:38 · 6 answers · asked by emil g 1

Everytime I post a link with help to someone's answer... It is considred spam... watch this question will be deleted just by saying this site is great for your answer (" http://www.affiliatetier.com ") - Everyday I post a link in a question, or an answer... the link is always relevant to whatever I am talking about which is usually credit or credit card related, the link I just posted has excellent credit related articles... so why delete this post, which I know yahoo will... YAHOO always deletes it... WHY?? If it is not an advertisement... and the person does not make money or own the web site, or is even affiliated! Why do you delete it???

2006-09-14 19:04:33 · 3 answers · asked by Anonymous

I got a call from a collection agency that says I owe rogers publishing money , who are they, and how can I contact them to clear this up,. the collection agency refused to give me their address or phone number

2006-09-14 17:53:00 · 2 answers · asked by Anonymous

I ruined my credit in my teens and my old accounts are about 5 years old and I dont know if it is too late to settle or just wait two years for them to be invalid.

2006-09-14 17:11:53 · 13 answers · asked by muffin007 1

Once the layaway program is done away with, it will affect the elderly,the children,the general population from all walks of life, it will affect holiday joys,and it will cause the theft to go up.
The layaway program is the an answer to those who don't have the priviledge of credit cards. I am sure Sam Walton is turning in his grave!!!

2006-09-14 17:03:00 · 13 answers · asked by layawayDiva 1

2006-09-14 15:51:17 · 8 answers · asked by mrskyesha 2

2006-09-14 15:27:04 · 12 answers · asked by Mary L. T 1

I know that I can dispute and correct items myself.. But I'm wondering if I would get better results if I paid someone to do it...Has anyone had good results?

2006-09-14 15:24:01 · 11 answers · asked by Katherine 2

Ok, i´ll explain myself.. now my credit score is fair and I found a list of banks that according to my score offer to ´´lower´´ it to 8%, now is 19% =( .. what I dont know is if I have to be working in order to qualified for the new loan, hope someone can giveme a clue..thanXXX

2006-09-14 14:54:14 · 3 answers · asked by vivoparahoy 1

My credit is on shaky ground as it is. My boyfriend thinks that I should just let it go into collections, but I feel like I should work something out with the creditor. I think he's worried that we won't be able to pay our other bills, like electricity, phone, and car insurence. His credit is worse than mine, so I feel like my idea is better than his. I currently have no income but I'm waiting on a disability claim to come through. I'm totaly broke and I don't know how I can fix this problem.

2006-09-14 14:50:06 · 11 answers · asked by ? 5

now there is someting on my credit report and i think it maybe that car that was reposessed. it is the only negative thing on my credit report. i'm not sure yet waiting on the results of the investigation, but if it is what should i do. i'm 22 and looking to buy a home and refiance my car.

2006-09-14 14:24:53 · 7 answers · asked by Water's Away 3

I am looking for a personal loan of $5000 and my credit is not that great.

2006-09-14 11:53:52 · 3 answers · asked by Anonymous

I'm cancelling one of my credit cards and in the agreement it says to provide written notice. What information am I supposed to give them?

2006-09-14 11:22:58 · 7 answers · asked by feedazombie 1

Bank Term

2006-09-14 11:09:44 · 10 answers · asked by dynisha d 1

I have had a cell phone with Rodgers now for maybe almost a year. It is a three year contract. One of those free phones if you sign a 3 year term with us. They have been great up until the past few months. I want out. The service sucks, and i'm not going to get into all the details. Will this hurt my credit if I buy out? Costs $200 to buy out of the contract.

2006-09-14 10:11:09 · 5 answers · asked by Anonymous

2006-09-14 09:17:56 · 9 answers · asked by vcundari 1