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8 answers

If it is a credit card, it will remain for 7 years after the first time you became 30 days late and never brought the account current leading to the charge off.

2006-09-14 16:44:40 · answer #1 · answered by echo 7 · 0 0

You can ask to have it removed 7 years after the first date it appeared as a negative on your report.

2006-09-14 22:58:44 · answer #2 · answered by I'm_Bored 4 · 1 0

7-10 years after the account is closed

2006-09-14 22:54:19 · answer #3 · answered by Anonymous · 1 0

It stays on as long as anyone is interested to a maximum of 10 years.They make their $$$ by selling your personal info. That's a privilege not a right. You can put a lot of pressure to bear if you threaten to revoke the privilege. Also, you can drown then in paperwork by repeatedly denying every negative notation on your report.

2006-09-14 23:03:40 · answer #4 · answered by elge13 3 · 0 0

7 years after being reported. 10 years for bankruptcies.

2006-09-14 23:00:04 · answer #5 · answered by shopper_143 2 · 1 0

After reported. And some creditors can keep on reporting you every so many months just to refresh to time for being on your credit. You need to resolve your problems , not wait for them to go away.

2006-09-14 22:54:50 · answer #6 · answered by joy 3 · 0 1

Read some credit tips and more on this site to help you with it

2006-09-14 22:53:25 · answer #7 · answered by Anonymous · 1 0

more then likely more then 8 years,I know people who still get calls and mail after almost 10 years,i don't think it ever erased

2006-09-14 22:55:49 · answer #8 · answered by Anonymous · 0 0

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