2006-09-14 07:28:02 · 6 answers · asked by Anonymous in Business & Finance ➔ Credit
Never, this is a soft inquiry, only hard inquiries affect your score. How your score is calculated is found at http://finance-girl.blogspot.com/2006/09/fico-breakdownhow-your-credit-score-is.html
2006-09-14 10:54:35 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Yes, when I was buying a new house I was told to not let any number of people pull up a credit report (i.e. lenders) as it would affect my rating the more that it was checked. Insane but true.
2006-09-14 07:37:24 · answer #2 · answered by catcar1068 1 · 0⤊ 0⤋
If you pull your own report it will not hurt your scores. When you pull your own report will only show as soft inquirys, which only you will see and does nothing to your scores.
If you apply for credit or ask a credit company to pull your report for you then you will see dings from the hard inquirys.
2006-09-14 09:21:46 · answer #3 · answered by echo 7 · 0⤊ 0⤋
Yes! I found this out the hard way. Every time you (or somebody else, like when you apply for credit), checks it (especially in a short amount of time), your score goes down. I'm not sure by how much, but in my case, enough to get declined for credit that I was totally qualified for before.
2006-09-14 07:31:15 · answer #4 · answered by gobillybatson 3 · 0⤊ 0⤋
if you personally pull your credit, its not bad. If you have credit card companies or any kind of crdit place look at your credit it affects the score.
2006-09-14 07:31:29 · answer #5 · answered by stacydeets 2 · 0⤊ 0⤋
yes, mine has been hurt a lot, but no one told me of it...so don't request or pull you credit report often...
2006-09-14 07:31:23 · answer #6 · answered by israelmoya20 4 · 0⤊ 0⤋