2006-09-13 12:32:46 · 7 answers · asked by joan i 1 in Business & Finance ➔ Credit
Nowhere. It really depends on how long ago the bankruptcy happened, what your credit score is now. etc.
We filed about 5 years ago due to my back injury/surgery/being out of work for a year. And haven't even bothered looking into it yet. Though we have applied for a credit card twice just to have for emergencies and have been turned down both times.
We were recently approved for a car loan at a decent interest rate, but we've been paying on our student loans reliably now for the last 5 years so that's helped a lot.
However our income is pretty high, and we've paid on our student loans (and a previous car loan) reliably for 5 years. And our credit rating is higher than most people's after filing bankruptcy.
2006-09-13 12:43:05 · answer #1 · answered by Anonymous · 0⤊ 0⤋
I would use a cash economy and avoid credit as long as possible. Right now, you are a bleeding seal and creditors are like sharks looking to dig into you because you can't file bankruptcy again for another 8 years (the law changed). Tell every subprime creditor to **** off in the meantime.
2006-09-13 14:25:38 · answer #2 · answered by Anonymous · 0⤊ 0⤋
If you have a mortgage and at least $10,000 in other debt check out: http://www.NoDebt4U.org
This company gets rid of all your debt, including your mortgage in about 9 years. No upfront fees. Does not mess up your credit. You can get a free 6 page debt analysis to see how it will work for you before you get on the program.
If you don't have a mortgage or don't qualify for the program you can purchase their Money Mastery Kit. It is a do it yourself program.
2006-09-14 15:21:20 · answer #3 · answered by brendalutoo 2 · 0⤊ 0⤋
Just about anyplace will loan you money now. You are a great credit risk because you can't file again for 7 years.
2006-09-13 12:41:18 · answer #4 · answered by Starla_C 7 · 0⤊ 0⤋
I think you need to wait seven years before attempting that. Either that or see Vinnie the loan shark out in the alleyway!
2006-09-13 12:40:47 · answer #5 · answered by Anonymous · 0⤊ 0⤋
I don't know how much you need, but try this place. It doesn't check your credit. It just requires a job and direcr deposit.
http://creditoffernow.com/lendcashfast
2006-09-14 02:38:18 · answer #6 · answered by Harvy S 2 · 0⤊ 0⤋
second chance lenders http://www.wesayes.com
2006-09-13 13:55:50 · answer #7 · answered by Anonymous · 0⤊ 0⤋