Credit - September 2006

I pay off my credit card bill every month and usually spend right up to the limit- I called to ask for an increase and they denied me, but they didn't decline my card when I went over and then charged me an overlimit fee. Is that supposed happen, legally? What the heck?

2006-09-11 11:58:30 · 19 answers · asked by hezzrozz4 1

If so, please tell me where.

2006-09-11 11:55:28 · 12 answers · asked by grundsty_83 1

2006-09-11 11:03:25 · 13 answers · asked by robert s 1

I recently signed up for a credit report, I feel like i should have asked the question first, but they are giving me the same run around, I paid the fee and im still having problems, has anyone else experienced this headache? Please let me know.

2006-09-11 10:49:46 · 2 answers · asked by Ms. Twissta 3

I am trying to come an angreement with a debt collector. I have offered a payment plan that would take me almost a year to pay off. They stated to me that they only do 3 month payment plans and that they do not have to accept my payments if I make them before signing an agreement, how much of this is true and extension of the truth or outright lies?

2006-09-11 09:12:35 · 7 answers · asked by Anonymous

I am desperately looking for help, I want to clean up my credit, I have a few chargeoffs, what are those? Is there a company that can loan me the money to pay that debt then me pay them back? I am currently paying a school loan, with no problems.

2006-09-11 09:08:08 · 16 answers · asked by Anonymous

let's se...um...i've been in love with this wonderful man. I haven't ever fallen in love with anyone emotionally b4 & i couldn't even remembered exactly what he looked like after the firest 2x that i met with him. I realized this b4 the 3rd x & concentrated very hard on what he looked like when i saw him. Well, he's just beautiful! His eyes r hazel. He has the biggest most happiest smile! He lights up when i look @ him. I love his ears, too! He has a neatly shaven beard, well, what's that called? I couldn't remember if he completely shaved his hair or if it was very shortly shaved. Now i know! PRAISE GOD!
OK, sooo....now the Holy Spirit has put us in a union with Christ.
I received a new credit card in my inbox with all info. on it & this guy calls me for the #'s so that he can start working on clearing up my credit report.
I don't know how to use this computer well, i'm scared for the guy to call back and me not having the info. & i haven't ever used a man's credit b4. HELP!

2006-09-11 09:02:21 · 8 answers · asked by jesusismyman_forever 1

i am curious about wage garnishment shelter in florida

2006-09-11 08:49:18 · 5 answers · asked by john k 1

I was thinkin' it might, cause they do a credit check and the person who gets the service pays for the previous month that the cell phone provider loans them. Thanx y'all

2006-09-11 08:23:52 · 14 answers · asked by Mysta. E 2

The forms say they have file and have been granted judgement to garnish my pay checks. I met all of my deadlines to file my response to deny this credit card charges with the court and even asked for a dismissal. I have been waiting for my day in court. Should I make contact with the attorneys to tell them these are not my charges? Any help can be greatly appreciated.

2006-09-11 08:19:11 · 13 answers · asked by toung tied 1

For example if you have an item from an agency and your name is Bob Smith and on your credit report it says Bob Smith Jones. Could you dispute that information and get it removed?

2006-09-11 08:05:34 · 8 answers · asked by Miss T 2

A friend told me that he wrote a letter to the credit agency, and they removed his repossesion from his report. Is there a time frame before this can be done? Separate question...
Also...My car was resold at a later date, they mailed me a letter for the amount it was sold for, do i owe the difference? Or the entire amount I had left to pay???

2006-09-11 07:45:52 · 14 answers · asked by Anonymous

I only wanted to use their trainer but i was told to sign a 3 yr contract to do so. I was told I can cancel within 30 days but then I was told it was too late. When I called, they said then told me that I had to to write them at most 10 days after the 30 day period, if they told me that, that would have been the first thing I wouldve done!!! am a full time college student with no way to pay for it. I am willing to pay a cancellation fee but NO WAY am I going to shuck out over $1000 ! I have checked MI laws to no avail so has anyone faced a similar situation or have any advice?

2006-09-11 07:30:17 · 11 answers · asked by ugo e 2

2006-09-11 07:05:10 · 16 answers · asked by xoxcrystaldm 1

2006-09-11 06:46:06 · 18 answers · asked by xoxcrystaldm 1

The credit report should contain information for Capitol One Bank. Personal credit report for Priscilla Daniels location address when application was accepted for credit with Capitol One Bank is 2310 S Forest Apt. D Independence Missouri 64050. Telephone NO. (816) 421-2230

2006-09-11 05:20:52 · 4 answers · asked by Priscilla D 1

How can you rebuild a credit score when your not allowed credit?? i can't even have a mobile phone on contract! service i now use is on pay as you go cards,phone,elec,council tax etc.. I don't want to borrow money even if I could. I have been out of my bankrupt period for over 6mths now
It's impossible to open bank accounts even though the law says your allowed too. I have had info on opening several accounts and sending money between them on a regular basis, which would work if I could have more than one account???
Any helpful info. would be great.
I have tried the internet and cannot find a website that offers help.
For anyone who finds it amusing leaving p!ss take info. I hope you end up bankrupt that will tickle me.
Regards

2006-09-11 05:08:58 · 29 answers · asked by WiLLow 2

2006-09-11 04:16:42 · 14 answers · asked by Litta 1

2006-09-11 04:12:54 · 4 answers · asked by Chris M 2

besides my mortgage(s) i have £20k! i am so depressed about it!! do other people have this much on average?

2006-09-11 03:53:49 · 23 answers · asked by Miaj 2

I'm moving into a new house next Friday so have contacted BT for a phone line, but they wanted to do a credit check on me.

I am debted up to my eyeballs with credit cards but have never missed a bill or mortgage payment or anything and I'm not very happy about having a credit check.

I didnt have to have one when I was with Telewest so why do I have to have one now?

BTW, Dont want to go back to Telewest as I want to get SkyTV

2006-09-11 03:48:22 · 12 answers · asked by Anonymous

2006-09-11 02:39:23 · 23 answers · asked by 09121985 1

how many months do you have to be behind on your mortgage before the bank can reposses?

2006-09-11 02:14:30 · 8 answers · asked by Anonymous

2006-09-11 01:35:56 · 7 answers · asked by Anonymous

2006-09-10 19:55:33 · 2 answers · asked by faraman f 1

I don't have any credit card debt whatsoever but numerous bills I racked up as a youngster that I couldn't or didn't pay. No repos, no liens, no student loans, just bills. Should I go through one of the agencies of just contact the companies on my own and go from there? I really want to consolidate that debt into one sum but I don't think they do that if you don't have credit card debt. Any ideas on what I should do?

2006-09-10 17:09:10 · 7 answers · asked by Southern Lady 3

2006-09-10 16:59:28 · 18 answers · asked by themysterious 3

I owe $800 on credit card and $800 on loan, should i be worried
about this?

2006-09-10 16:15:42 · 8 answers · asked by Jay 2

What do you do if a company sent you to collections and you have never had an account wwith them and this was dated 1-1-98 and they are just sending you to collections but it is not on any of my credit repoerts . I have proof of all bills paid up to date , what do i do they are saying that i owe 1894.82 and i have no record or an credit card from that bank The bank is ciitibank and the collection note does not have a phone number onit it just said to write to them within 30 days if it was not me and it has two different address on it PLEASE HELP I DO NOT WANT TO RUIN MY CREDIT , I do have a credit card tha ti can put that anmount on but don't want to. they said that they would send me a copy of the judjement , I was never contacted til this weekend

2006-09-10 16:07:01 · 6 answers · asked by dee d 3

I don't have much of a credit history.. My income isn't high.. Lenders obviously are extremely hesitant to lend to me.. Where can I go for a small personal loan of maybe $3,000 to $5,000.

2006-09-10 15:50:03 · 4 answers · asked by camcam 1