I was thinkin' it might, cause they do a credit check and the person who gets the service pays for the previous month that the cell phone provider loans them. Thanx y'all
2006-09-11 08:23:52 · 14 answers · asked by Mysta. E 2 in Business & Finance ➔ Credit
No. I used to work for T-Mobile and unfortunately, credit scores are only used to determine if you're qualified and if so, how many lines you qualify for. If you have shaky credit then we required you to put down a deposit.
-Get a gas card. This is the best way to build your credit besides credit cards.
2006-09-11 11:19:54 · answer #1 · answered by Sal G 4 · 0⤊ 0⤋
no it won't the reason why they did a credit check was to see if you would rip them off and to see if you could get a month to month account. They did a credit check on me and since I didn't have any credit they put a spending limit on me. If you had an outstanding bill that you never ever paid, and after maybe 6 months of the provider trying to get their money THEN they will send it to creditors and dock your credit score.
2006-09-11 15:30:53 · answer #2 · answered by ♥ღαмαиdα♥ღ 7 · 0⤊ 0⤋
Bills that you pay on a regular - like a cell, or home phone don't help your credit. When they check your credit to see if you qualiy it lowers it. If you dont pay for it then it will hurt your score, if you do pay the bills, basically good for you.
2006-09-11 16:40:05 · answer #3 · answered by tonip1963 3 · 0⤊ 0⤋
No, utilities are generally NOT on your credit report. I have sprint, and trust me they dont show up.
They DO do a credit check to make sure they can trust you, but beyond that-- No.
2006-09-11 19:25:47 · answer #4 · answered by Anonymous · 0⤊ 0⤋
It never helped mine. I think they do a credit check just to see if you pay yours bills on time.
2006-09-11 15:28:41 · answer #5 · answered by jacemo 6 · 0⤊ 0⤋
It would help IF they reported your account to the credit bureaus. In most cases they don't. If the credit bureaus don't know about the account, they can't include it in your score.
2006-09-11 21:01:38 · answer #6 · answered by STEVEN F 7 · 0⤊ 0⤋
Unfortunately, all it does is add an inquiry to your report, which actually lowers your score. It doesn't even show on your report that you have credit with them. I think that's wrong.
2006-09-11 16:22:46 · answer #7 · answered by Christian93 5 · 0⤊ 0⤋
nope, the only way you'll see a cell phone on your credit report is if it goes to collections
2006-09-11 15:29:44 · answer #8 · answered by bella_4624_19 4 · 0⤊ 0⤋
No...they don't report...unless you are late! You need a CC or some type of loan that report every Month
2006-09-11 17:07:00 · answer #9 · answered by Anonymous · 0⤊ 0⤋
if the company reports payments/non payments to the cra then yes. but sprint just checks your credit, they dont report payments to the cras
2006-09-11 15:31:11 · answer #10 · answered by MiaDiva28 6 · 0⤊ 0⤋