I'm 16
2006-09-08 15:00:59 · 19 answers · asked by Anonymous in Business & Finance ➔ Credit
and what about debit cards? because they just automatically remove money from your account rather than seperate payments.
2006-09-08 15:11:33 · update #1
and what about debit cards? because they just automatically remove money from your account rather than seperate payments.
2006-09-08 15:12:36 · update #2
yep
2006-09-08 15:01:47 · answer #1 · answered by Anonymous · 0⤊ 4⤋
Can you? Yes. Should you? Probably not.
Although I think technically a minor is not allowed to enter into a legally binding contract, I've heard of dogs getting credit cards so I don't think they're very discriminate. But you should probably wait until you get a little older because one bad credit card experience can screw up your credit history for a very very long time. Try opening up a savings account with a debit card instead.
2006-09-08 22:04:27 · answer #2 · answered by rp_player_girl 2 · 0⤊ 0⤋
No. You need to be 18, assuming you are in the USA.
You can get something that is LIKE a credit card, where you load cash onto the card and then use it anywhere you like, like online or at a restaurant. They are accepted everywhere credit cards are accepted.
2006-09-08 22:03:33 · answer #3 · answered by trash1ey 4 · 0⤊ 0⤋
No you can't. Credit Card companies will not make agreements with under age people because the contracts are voidable. They will insist that the cards are the parents responsibility.
2006-09-08 22:07:03 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Sorry, you have to be of legal age to sign a contract. That could be 18 or 21 depending upon the state you live in.
2006-09-08 22:02:43 · answer #5 · answered by Mike S 7 · 0⤊ 0⤋
if your parents will not consent to you having a credit card, maybe you are not ready for one. To have a credit card you probably will need a stable job to pay the bills
2006-09-08 22:10:20 · answer #6 · answered by Ani - kalabar girl 2 · 0⤊ 0⤋
Not only do you have to be 18 years of age, but you also have to make I believe at least $15,000 a year in order to qualify and have good credit. Save your money and pay cash for items you desire.
2006-09-08 22:05:38 · answer #7 · answered by son-shine 4 · 0⤊ 0⤋
you actually have to be at least 18 to obtain a checking or savings. If your younger then 18 then you would need a guardian to sign on the savings, usually they won't let you get a checking whether you have a guardian or not if your under 18
2006-09-08 23:11:11 · answer #8 · answered by SinCityAngel 2 · 1⤊ 0⤋
you dont need a consent but would a lender give a credit card to a minor is the question
2006-09-08 22:02:22 · answer #9 · answered by Luckys Charm 4 · 0⤊ 0⤋
You can not get a credit card until you are 18.... Don't be stupid and try. The legal hassles (jail) are not worth it.
2006-09-08 22:03:10 · answer #10 · answered by boj12345 2 · 0⤊ 0⤋
No. No company or bank for that matter is going to extend credit to a minor. They would not be able to legally recoup their loses if you did not pay your debt.
2006-09-08 22:03:10 · answer #11 · answered by Perplexed Princess 2 · 0⤊ 0⤋