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I have $15,000 in credit card debt and I need a loan to help me put my debt together and make only one payment. My credit score is 615. Does anyone know who can help me with this. I don't want the debt consolidation consultants.

2006-09-07 07:26:23 · 4 answers · asked by Lil 2 in Business & Finance Credit

I don't have any late payment history or other negative input.

2006-09-07 10:14:52 · update #1

4 answers

Some banks will help with Consolidating your debts with a personal loan through them. Try contacting various banks and seeing what they can do for you. I was able to consolidate my debts through my bank, but I had to have a co-signer, which I was VERY Fortunate to find someone willing to help. Also I was able to work with my current bank that I already have been doing business with for the past 5 years.

I paid off my debts sooner than expected. Now I have no debts and I'm working on establishing credit again. But my debts were not as high as yours, hopefully this option will work out for you!

Consolidating your debts means to combine your debts into one payment. It sounds like you really do want a debt consolidation consultant to work with.

2006-09-07 08:30:08 · answer #1 · answered by Erica, AKA Stretch 6 · 0 0

With a credit status like that, no longer many people supplies you with favorable loans. I borrowed $10K @ 24% from HSBC helpful (unsecured) for 5 years. The funds were $280 in line with month. that could be your surely plan of action.

2016-11-25 19:20:15 · answer #2 · answered by mckernan 4 · 0 0

Read some loan and finance tips on this site to help you with it

2006-09-07 07:30:06 · answer #3 · answered by Anonymous · 0 0

2006-09-07 08:38:42 · answer #4 · answered by Anonymous · 0 0

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