What type of credit card I can apply for with not so good credit?

Answer 1

well, I don't promise anything but
people in debt often seem to find some help here :
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http://credit-repair.ebookorama.com
and here http://finance.ebookorama.com
good luck!

Answer 2

Depends on your credit score. Like everyone else said, you can get a secured card with a limit based on your cash deposit. As you make payments and show you are a good credit risk...they will eventually invite you to get a non-secured card though them. The interest rate will be pretty high and it may have an annual fee.
You could also just get a dept store or gas card. They are very high interest but if you use them responsibility, they can help you build your credit.
A thing to remember with any credit line...do not use more than 50% of your limit. That will look like a bad credit risk on your credit report and may do more harm than good.
Also another tip. Don't just make min payments. If all you can afford is that min payment, you are in over your head. If you can't do more than the min payment on the due date but have money later in the month...pay the min on time or early. Then put more money toward the debt later in the month. There is no rule against making more than one payment a month.

Answer 3

You've got two major options going.

First, there's store credit cards, e.g. JC Penney's and Best Buy. Numerous retail outlets offer credit cards, and these are generally the easiest kind of card to obtain. Actually bad credit may disqualify you, but the requirements tend to be lower than applying straight through a credit card company.

Then there's the kind of offers most people tend to get in the mail about every other day. It may cost you something up front to get the card, but it is indeed a credit card, and will contribute towards building your credit.

As a possible third option, you may be offered a credit card by your bank. That's how I got my first credit card. These tend to be pretty decent offers, though they don't tend to come with any reward packages. But it is a good way of leveraging your way into a credit card that you actually want.

Answer 4

You can get what is called a secure credit card. You set up a savings account, and you are given a limit based on that accounts secured balance. In essence, you are borrowing from yourself and paying someone else a huge interest rate and an annual fee for that privilege. If you pay yourself back on time and build up positive credit, your credit score will improve and you can start getting better rate from other credit companies.

Answer 5

You can also get a free credit report by going to www.annualcreditreport.com
Most sites that offer free credit report want you to use their credit monitoring service. You will never use it. Thats just another way for those companies to get your money. Get the credit report first before you open up anymore credit cards.
Good luck!

Answer 6

you can get a secured card. You open a savings acount for $300, you get a $300 limit on your card. This helps improve your credit score. Just remember to pay on time.

Answer 7

if you have questionable credit it is hard to get a credit card. but a secured one is best if your credit isn't to bad.

Answer 8

try this place- No credit check so you are guaranteed acceptance. The limit starts out low so you can't get into too much trouble with debt and gets bigger as you pay on time.
Good Luck!
http://creditoffernow.com/imaginecard

Answer 9

Household, orchard bank visa, be careful with them though they are very very strict if you mess up.

Answer 10

debit card through your bank. There is no interest, but it is like using a check.