Business & Finance - 29 May 2007

The problem is I have these frauds account that are on my credit report and are taking forever to get off so my credit score is only 650-675. I go to school so is there anyway I can get a loan out from the places that are already giving me school loans and not use it for school? If not where can I go and let a loan with my credit score? I don't have a job I just sell on ebay which brings me an income of about $1600 a month

2007-05-29 10:53:46 · 4 answers · asked by sonyab523 2 in Credit

Is there such thing? If you go to it it changes and redirects you to walmart.com

2007-05-29 10:49:01 · 5 answers · asked by Anonymous in Corporations

I am in a position to purchase some mutual funds for my retirement portfolio. Hopefully retiring in 5 to 10 years. I'm debating whether to purchase the funds now or wait until the fall or winter. The reason I am hesitating is that it appears that the market is due for a "correction". Most investment pundits predict somewhere between 3 percent and 8 percent. I'd prefer to buy when the correction occurs and ride some of the upside. Am I being too cautious or should I bite the bullet and buy now with the expectation that a correction will occur and I'll still make up for that 3 to 8 percent loss in the long run. I'm looking for some good insight. Please don't recommend a professional advisor. I've tried them before and I have done much better on my own. I know where to invest not just the right time. Thanks for your thoughts in advance.

2007-05-29 10:45:02 · 11 answers · asked by kosmoistheman 4 in Investing

I have been passed up 3 times now for added responsibilities. I have a perfect record at work. I think it's a personality conflict with my boss but I dont know. She's very nice to me. Sometimes I feel like shes being fake about it. i have been with the company for almost a year now. Should I look for something new?

2007-05-29 10:41:55 · 3 answers · asked by Megan C 1 in Other - Careers & Employment

I mean a direct law that instructs all people of the United states to pay an income tax.

2007-05-29 10:38:45 · 9 answers · asked by Anonymous in United States

i would like to open a small shop in my home. would you pay and take your dog to get a relaxing massage. im trying to get feed back to see if i should persue a small business i would like to have. if you think this is a good idea feel free to share some advice, suggestions, or comments.

2007-05-29 10:35:41 · 4 answers · asked by sara m 1 in Small Business

2007-05-29 10:28:21 · 10 answers · asked by Anon 3 in United States

2007-05-29 10:24:27 · 5 answers · asked by ThatOneGirl 1 in Credit

I REFUSE to go to the check cashing place(they charge $2.00 + all of your change)to: Get MY money!
My checks from work deals with Sun Trust Bank,...I have state issued I.D.,Social Security Card,AND my Birth certificate,...(AND They even get my Thumb-print for when I cash my checks!)But they say that ID card,SS card,&BirthCertificate ISNT enough ! they say i need to have a Credit card or a Passport or a Work I.D.(even though I have 3 forms of I.D. !!!)
I cant get no Work I.D. Because ...I work for a Day-Labor company(It's a Labor pool) we're just 'Laborers' NOT 'employees'
I cant get no credit card,nor a Passport because,...I Can Not Afford it.
My credit is shot,plus i cant afford to get no secured credit card neither
They keep Hasslin me everytime i go to cash my check,about "You dont have valid identification" (But yet,...they STILL cash the check for me ANYWAY!!!!)"We're sorry sir,its our bank policy" they say
What can i DO?(If nothing,then how can i make that branch look bad?

2007-05-29 10:24:14 · 7 answers · asked by Anonymous in Personal Finance

What does Minimum Annual Salary mean?

2007-05-29 10:20:19 · 3 answers · asked by ? 5 in India

What can a mortgage broker do for me that I couldn't do shopping around for morgage rates myself?

2007-05-29 10:20:12 · 4 answers · asked by Chris D 4 in Renting & Real Estate

Hi!! i've had my secure card from bank of america since sept 2005, when it count the year they give me back my 99 dollars of deposit for the card. but they didn't increase my credit line (i'm fine with that) after all that happens yesterday (read my last question) i was talking to a friend of mine whose credit actually is (835) and it really looks he knows how to take care of his credit. and he told me that my mistake was to keep staying with bank of america and his secure card. to go to another bank and apply for a regular credit card and that was going to help me out more to build my credit up.
any ideas why he says so?? can anybody educate me in this too??
ps: i never use more than 250.00 in my card (500 credit line)
always pay on time more than min payment.
my card is good until sept this year (should i renew or not))??

thanks in advance!!

2007-05-29 10:14:46 · 4 answers · asked by Desyeni 4 in Credit

We have kept the mortgage current. We also would like her off the mortgage, any suggestions or know hows?

2007-05-29 10:09:42 · 5 answers · asked by JY 1 in Renting & Real Estate

Is there any hope for my husband and I to buy a house with bad credit? We have terrible credit because of our past. Any bills that we have accumulated since we decided to grow up has been paid, but we haven't paid any of our old bills. We went to a credit counseling agency and they said that we owe so much money that it would be best for us to just file bankruptcy. We're afraid that doing that would really keep us from owning our own home one day. I have a credit score of five hundred and something. We are tired of renting. Please help!

2007-05-29 10:06:19 · 7 answers · asked by rwallis2001 1 in Renting & Real Estate

we are planning to shift to newyork from boston have to take a apartment for rent in NY. which is the place which is economical, secure , very important safe, decent and close to Ny downtown.looking for 1 bedroom apt,also plz suggest me some places which are very safe and secured in hudson Ny

2007-05-29 10:02:30 · 6 answers · asked by sweet girl 1 in Renting & Real Estate

I have my utilities which of course help, but i have heard a credit card is the best way to rebuild credit. But with my credit being not real good, no one will approve me for a credit card. I feel like i am chasing my tail in circles.

2007-05-29 09:45:43 · 13 answers · asked by ashlee78880 1 in Credit

Is there any reason why over a 30 year mortgage a bank has to make $260,000?

My mortgage for example I bought a house for $133,000 4 years ago. i still owe them $124,000 but i've paid them almost $45,000.

and I only have a 5.75% interest rate.

2007-05-29 09:44:44 · 4 answers · asked by Drew W 2 in Renting & Real Estate

since a roth ira is exempt from capital gains taxes, does it not matter at all whether a capital gain is long-term or short-term?

2007-05-29 09:40:46 · 4 answers · asked by Anonymous in United States

Shes sixty six and acts seventy six. She is widowed and rarely leaves her 3 bedroom house which is nice but becoming run down. She lives off $665.00 a month social security. I don't know of any job she could do. She has trouble walking fast and is very slow. It takes her over an hour to go the grocery store a mile a way and she only gets $4 worth of stuff. She has a 2003 Tracker which cost her $290 a month. She owes $5500 and pays 14% interest. Her insurance on the tracker is $90 a month. That leaves her $285 for food and cigerettes and her phone bill. I pay her electric and water and some food. I think she should sell the tracker or let it go back. It's in excellent shape with only 55K. She is very mad me for suggesting this. She also says she can save $175 a month for a tombstone which will cost $800 but she hasn't saved any. My brothers don't help. I'm so stressed with her.

2007-05-29 09:38:42 · 10 answers · asked by Mark J 2 in Personal Finance

I am appling for jobs and need it for applications. I am 16 so no tax returns for me.

2007-05-29 09:37:23 · 5 answers · asked by john from bryan texas 2 in United States

2007-05-29 09:36:40 · 2 answers · asked by Ben H 1 in Government & Non-Profit

While buying my new house I asked the selling agent who owned field and trees behind us and if there were any plans for the land. Was told by the selling agent that the church across the street owned it and there were no plans for the land. 3 weeks after i moved in construction has started on building townhomes on that land that will back right up to my backyard. We now know a developer owns the land and there have been plans for 2 years now to develope this land. If i would have known this i never would have bought the house. Could this be considered fraud?

2007-05-29 09:31:19 · 11 answers · asked by hobbes1219 1 in Renting & Real Estate

1993 Parent takes principle residence and divides as follows:
1/3 parent
1/3 daughter
1/3 son

All three are tenants in common and house is worth 160,000
709 filed with irs


2006 Day before parent dies, parent share divided between daughter and son still tenants in common.

Daughter has lived in house the entire time therefore house is principle residence.

Son has not lived in house since 1970.


Assuming house sells in 2007 for 450,000 what do son and daughter owe in terms of capital gains ?

2007-05-29 09:28:08 · 5 answers · asked by Anonymous in United States

hello, ok well my b/f just got hired for a job and was supposed to start this moring, his brother was in a really bad car accident around one and he didnt get home until 10 and he was supposed to work at 6..this is all in the a.m. anywaz he called and had to leave a messege for the boss...do you think they are going to let him go being his first day and all or do you think they will let him work?

2007-05-29 09:20:40 · 8 answers · asked by lovely 3 in Other - Careers & Employment

2007-05-29 09:19:43 · 5 answers · asked by psycho 3 in Other - Careers & Employment

I'm looking for a summer job, and there are four different places I want to apply. Do I apply to all four at the same time or one at a time?

2007-05-29 09:16:30 · 8 answers · asked by javajunctionuvalde 1 in Other - Careers & Employment

I'm giving a 2 month notice.

2007-05-29 09:16:24 · 5 answers · asked by Momof4:nomore! 4 in Other - Careers & Employment

Do you just go in her office and tell her or write something up? How's the best way to go about it? What's more professional? I'm giving like a 2 month notice.

2007-05-29 09:11:53 · 18 answers · asked by Momof4:nomore! 4 in Other - Business & Finance

I like getting the return at the end of the year. Should I and my wife claim all of the dependents now or just claim each 2 on our paychecks. I make about 32,000 a year and my wife makes about 37,000 a year. Should we claim all 6 now or not. Thanks

2007-05-29 09:09:03 · 4 answers · asked by sagarnyva 1 in United States

my mortgage company (wells fargo) says my payments are due on the 1st but are not late until the 15th? lets say I paid my mortgage on the 31st of may or the 14th of june, would there be any difference in the dispursal of the payment? mortgage/interest ratio?

2007-05-29 09:08:32 · 5 answers · asked by Drew W 2 in Renting & Real Estate