Business & Finance - 25 May 2007

I got a preapproval letter for the loan, but realize that I have very little liquid cash to cover closing costs (in an emergency I could cash out part of a 401K). What would the range typically be and what would a reasonably competitive figure be to cover closing costs? Any information you have would be helpful.
Also, is it reasonable when making an offer to stipulate that I have 60 days to close or is it generally expected that everything will be complete within 30 days? Thanks.

2007-05-25 23:45:02 · 4 answers · asked by karin p 2 in Renting & Real Estate

when i track it it says
26-05-2007
04:24
Gatwick Depot Out for delivery
will it coe today (saturday the 26th)
thanks

2007-05-25 23:40:34 · 9 answers · asked by Best answer 2 in Other - Business & Finance

2007-05-25 23:37:22 · 4 answers · asked by Mari 2 in Renting & Real Estate

Now that I'm planning to return what state has the lowest sales tax?

2007-05-25 23:26:10 · 8 answers · asked by jojo j 2 in United States

i haven't money i totaly loss in stock market my famely also full disturbed. i want to any help. any one can help me for soluation in this

2007-05-25 22:29:33 · 5 answers · asked by bhargav j 1 in Investing

i am buying a new tract home in north carolina. i had the builder install $13,000 in upgrades. but i dont want to buy it now because...
1. the building inspection revealed hairline cracks in the foundation(three more have appeared since the report was done 30 days ago.
2. my mortgage lender raised the mortgage insurance by $40 per month and did not disclose until i discovered at closing table. then faxed a new good faith estimate to the closing for me to sign.
3. i walked away from the closing table and did not sign anything. i do not want the house now.
4. the house costs 237,000 and i've given $3,000 earnest money.
CAN I WALK AWAY FROM THIS DEAL?
please help

2007-05-25 22:12:50 · 6 answers · asked by Clay S 2 in Renting & Real Estate

2007-05-25 21:13:54 · 9 answers · asked by Anonymous in United States

2007-05-25 20:44:11 · 8 answers · asked by Julie C (little ninja) 1 in Credit

2007-05-25 20:24:11 · 16 answers · asked by kode3life 1 in United States

I'm planning to save for my future but there are many distractions like......Buying loads for my celphone which has 2 sim cards.PLEASE Give me your best advise so that I can concentrate on my savings...IF I DON'T SAVE WHAT WOULD HAPPEN TO ME???THANKS FOR YOUR ADVISES WHETHER NICE OR HARSH,I'LL ACCEPT IT as long as this would help me decide on THIS ISSUE.GOD BLESS!!!!!!

2007-05-25 19:48:47 · 4 answers · asked by johann l 2 in Personal Finance

2007-05-25 19:25:40 · 7 answers · asked by deal 1 in Credit

I am a at home mom doing what I can to make money.I am always on the computer and see these work at home scemes. I have fallen for a couple.Are any of them "real"?

2007-05-25 19:10:43 · 7 answers · asked by Amber T 1 in Other - Careers & Employment

I work for a small law firm (about 30 people). At the end of my shift today, the office manager who is also the HR approached me and let me know that they have decided to let me go. She gave me my last paycheck plus one month's salary and 1 week vacation. Is it illegal that I was the only one? Can companies lay one person off at a time like they did with me? The office manager said that it has nothing to do with my work performance, etc. but that business was slow and it has been for several months as a result of cases settling. Thanks in advance.

2007-05-25 19:00:31 · 6 answers · asked by Curious1 2 in Law & Legal

2007-05-25 18:50:13 · 1 answers · asked by Anonymous in Other - Business & Finance

I did contract work for a company for almost 2 years. One day they just barged in and removed their files. No reason's were ever given. They owed me close to $1000.00. To this day I still have not received my $$$$$. It will be 6 months in June. What can I do?

2007-05-25 18:48:36 · 5 answers · asked by Mother of the bride 1 in Personal Finance

i work at a hotel as a night auditor.not long ago,i tried to get switched to days,but was denied after a long process in which they let me work some days because they needed the help,but said they didn't think i had the "personality" to do it full time.this is based on the fact that in my personal life i'm more reserved,& because of a personality quiz they have you take when hired.now,at work,i'm as outgoing as i need to be,because that's my job,but they somehow don't think i can't adapt.i also had a bad shop call,but they said that was no big deal because i'm an auditor,but then use it as a reason why i can't do days.i've seen two people get promoted,one twice,even though they had signifigant faults to their credit.one smoked pot with another employee on the clock,& had to have me relieve them because they came to work hung over.another was habitually late & called in one day because of a fight with a boyfriend.my gm is a nice women, but blissfully unaware...any advice?

2007-05-25 18:43:01 · 3 answers · asked by abc123 1 in Other - Business & Finance

Exactly that, How can I make $5,000 in 30 days?

2007-05-25 18:38:08 · 22 answers · asked by Hide Matsumoto 1 in Investing

work thre a baby shower earlier in the week, i cried my eyes out then the end of the school year partys happend and i was huggging everyone goodbye for the summer. im normally very to my self and i feel like ive been overwhelmed by emotions and been a little too huggy and emotional for work and now i feel comletely embarassed to go back to wrok. i work all summer, however most of the staff will be gone by next week ( they are coming back next year ) anyways i just feel totally strange now like i made a humongous *** of myself. what to do

2007-05-25 18:35:08 · 7 answers · asked by Anonymous in Other - Careers & Employment

I filed bankruptcy two years ago, after my lender initiated foreclosure. According to the bankruptcy lawyer, having the mortgage included in the bankruptcy would avoid having a forclosure on my credit report. Recently I found that the lender is still reporting the loan as a foreclosure. I disputed the item, and got back a reply stating, "This creditor has
verified to Equifax that the current status is being reported correctly". Am I correct in thinking that the item should be changed? If so, how should I proceed? If the item is changed to reflect inclusion in the bankruptcy, will it still show the payment history?

2007-05-25 18:22:18 · 5 answers · asked by Anonymous in Personal Finance

I just got my credit report but it doesn't list my college loans that I paid off quite a few years ago or my payment history on former credit cards. Wouldn't this information improve my credit profile?

2007-05-25 18:19:35 · 3 answers · asked by africanviolet 2 in Credit

I'm looking at refinancing my auto loan after a bankrupcy. The orig. company reports to the credit beurus but is at 13.5 % I've been offered a refi at 10.72% but they don't report to credit bueru until after 1 year am I better of with the original or the refi.

2007-05-25 18:12:22 · 6 answers · asked by ncrver 1 in Credit

2007-05-25 18:11:14 · 10 answers · asked by rollmanjmg 4 in Small Business

What happens when you owe the IRS, but continue to make payments to them? These are 941 payroll taxes and its about $65,000.00

2007-05-25 18:02:37 · 5 answers · asked by choicetx 2 in United States

How do i homestead in ellis county...... And do i have to homestead as a married person if my house is only in my name and i have a post nump..... It is my house only and my primary residence.... my husband lives in indiana......

2007-05-25 17:58:01 · 4 answers · asked by Anonymous in Renting & Real Estate

2007-05-25 17:45:22 · 13 answers · asked by Janet D 1 in Renting & Real Estate

2007-05-25 17:27:41 · 4 answers · asked by etoile1969 1 in Renting & Real Estate

I am looking at several credit cards, but the most important factor to me is the credit limit. Is there any way to find out the limit before I'm actually approved for the credit card?

2007-05-25 17:10:24 · 13 answers · asked by Michelle B 3 in Credit

I heard about Sharebuilder anyone else I should look into?

2007-05-25 17:08:39 · 9 answers · asked by tanman947 1 in Investing

I have a check from work which my mom usually cashes for me but she cant get to the bank at the moment and i need to get my money is there a way i can cash it? PS the only ID i have is school ID with no age on it?

2007-05-25 17:01:39 · 7 answers · asked by Anonymous in Personal Finance

I recently decieded to move into a rental home with my partner, however, I am now unable to afford the move. The owner of the property attempted to rent the home out with old paint that was full of dirt and scrapes from the last tenants. I refused to move in and pay 950p month for a home that was not up to par. When I explained this to the landlord he decieded to paint...He now refuses to refund my 1375.00 that I have given him to move in. I ran into hard times and cannot move, but don't feel that I should be responsible for the upkeep of his property. Am I? And how do I get my money back, he refuses to return my calls. I have not signed any agreements, although he tried to have me sign the lease, and have all of my reciepts from him.

2007-05-25 16:57:39 · 5 answers · asked by mizzsoulsista 1 in Renting & Real Estate