During the storms last week some roof tiles fell from my house and smashed into our neighbours car.
I called the insurance company who initially said, no problem, the neighbours car is covered under our "occupiers liability" insurance (as we expected). Now however, they are stating that the neighbours have to claim off their car insurance as we are not liable, because they claim the storm caused the slates to fall, not us personally!
This came as a complete shock to us and does not seem right at all - we asked someone who used to work for a loss adjusters and they think we would be covered. Does anyone working in insurance know where we stand? We simply cannot expect our neighbours to have to pay out an excess and lose their no claims because of our house!
2007-01-24
20:57:06
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15 answers
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asked by
lisaandmax
2