I had an accident two weeks ago I wonder if my insurance pay for my medical costs. (suppose I am at fault) and I have full coverage insurance which includes:
Bodily injury 25/50 (is it for the other person involved who is not at fault or can it be used for me too?)
uninsured motorist 25/50
comprehensive
collision
2007-01-25 05:07:35 · 13 answers · asked by Mike 1 in Cars & Transportation ➔ Insurance & Registration
Yes, they will pay for your medical bills since it was an auto accident.
You can also have your regular medical insurance cover what the auto insurance does not.
2007-01-25 05:11:17 · answer #1 · answered by Anonymous · 0⤊ 0⤋
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RE :Question about my insurance?
I had an accident two weeks ago I wonder if my insurance pay for my medical costs. (suppose I am at fault) and I have full coverage insurance which includes:
Bodily injury 25/50 (is it for the other person involved who is not at fault or can it be used for me too?)
uninsured motorist 25/50
comprehensive
collision
Follow 13 answers
2016-11-26 16:59:10 · answer #2 · answered by ? 6 · 0⤊ 0⤋
Depends on what state you live in.
If you live in a state with a No Fault Insurance law, your medical bills will be paid until you reach maximum medical improvement as determined by the doctors who consult the No Fault insurance company
Make a claim as soon as possible. Some states have a very short claim filing period like 30 days.
2007-01-25 05:15:06 · answer #3 · answered by jjmrock 1 · 0⤊ 0⤋
Comp and collision dont have anything to do with medical payments. They just cover your car.
You medical costs will be paid by your personal injury protection If you live in a no fault state (like New York). If you are in a no fault state then your medical payments are covered regardless of who is at fault.
25/50 is how much your insurance will pay for other peoples injuriies if you are at fault for an accident. $25k per person, $50k per accident.
Uninsured motorist offers liability protection to you if you are hit by a driver with no insurance. Your basically suing your own insurance in that case.
2007-01-25 07:57:46 · answer #4 · answered by NY1Krr 4 · 0⤊ 0⤋
At - INSURECOMPARECAR.INFO- you can compare free quotes
RE Question about my insurance?
I had an accident two weeks ago I wonder if my insurance pay for my medical costs. (suppose I am at fault) and I have full coverage insurance which includes:
Bodily injury 25/50 (is it for the other person involved who is not at fault or can it be used for me too?)
uninsured motorist 25/50
comprehensive
collision
2014-09-08 20:06:47 · answer #5 · answered by Anonymous · 0⤊ 0⤋
Get insurance quotes
2014-12-26 22:15:59 · answer #6 · answered by ? 1 · 0⤊ 0⤋
Best thing to do is contact your agent or the adjuster that is handling the claim. Many states require you to have either Medical payment or Personal injury protection to pay for medical bills due to an accident. If you have one of these coverages you will be able to submit the bills to your company and they will take care of them up to the limit on your policy.
Medical payments and PIP are cheap coverages. Take out as much as you can afford.
2007-01-25 08:07:14 · answer #7 · answered by blb 5 · 0⤊ 0⤋
Med pay or UM is usually only for the other party involved. Your personal medical insurance should cover your expenses.
2007-01-25 05:15:19 · answer #8 · answered by Anonymous · 0⤊ 0⤋
Depending on what state you live in you should have either Personal Injury Protection or Medical Payments coverage on your policy. These coverages will pay for your injuries if you are at fault. Bodily Injury is a liability coverage and pays for the other parties injuries, not yours. Take a look at your policy and see if you have either of the coverages I mentioned.
2007-01-25 05:30:41 · answer #9 · answered by bigredwrx 3 · 0⤊ 0⤋
if you have full coverage then and you were at fault then the insurance company should pay your medical costs too.
The 25/50 should mean $250000 per person or a max of $500000 per accident total medical costs.
2007-01-25 05:11:23 · answer #10 · answered by shovelkicker 5 · 0⤊ 1⤋