2007-01-24 07:34:32 · 8 answers · asked by Frank 1 in Cars & Transportation ➔ Insurance & Registration
Their adjustor can claim that a car is repairable. I once had this situation where we disagreed if the car was totaled or not. My car had a bent frame amongst other things and I contended that they could never get it back to its original calibrations. They disagreed with me. I threatened them with litigation and lo and behold, the next day I received a check in the mail from them for the fair market value of my car. It may work for you but no gaurentee.
2007-01-24 07:42:25 · answer #1 · answered by Anonymous · 0⤊ 0⤋
You need to provide us with more information. Is the cost to repair the vehicle more than the actual cash value, or do you just want your car 'totaled'?
I cannot imagine any insurance company or adjuster dumb enough (and there are plenty of dumb one out there) to want to repair a real total loss.
2007-01-24 10:59:17 · answer #2 · answered by Anonymous · 0⤊ 0⤋
Body shops repair damaged cars, not insurance companies. If you mean "pay for", the whole idea of a totaled vehicle is that it would cost more to fix than it's current market value, so it wouldn't be in their best interest to do so.
If you mean they say it isn't totaled and you think it is, then yes, they would pay for repair, not for the fair market value which would be more.
Can you appeal their decision? I suppose you could refuse their offer if you so desired, and call for it to be revisited.
2007-01-24 08:57:02 · answer #3 · answered by oklatom 7 · 0⤊ 0⤋
when a car is totaled, thew insurance company pays the value of the vehicle. they then take title to the vehicle. you have the option to purchase that vehicle at salvage value, (or the other party, if it is their vehicle). the insurance company will normally sell the totaled vehicle to a salvage yard. the reason a vehicle is totaled is because the cost to repair the damage exceeds the value of the vehicle. they do not repair the vehicle. however, if someone buys the vehicle as is, wrecked, they may decide to fix it themselves. that usually doesn't happen, but it does happen.
2007-01-24 08:13:30 · answer #4 · answered by de bossy one 6 · 1⤊ 0⤋
Generally No, Some state have laws to how much damage a car can sustain before it is totalled.
Example: Car Valued at $1000
Damage Totaled $800
80% damage to car value, state may require it be totalled.
Call your local tag office or insurance carrier for your state particular laws.
2007-01-24 07:40:01 · answer #5 · answered by vmeyester76 2 · 0⤊ 0⤋
At - INSUREDEAL.information- you'll get prices in very jiffy RE Is it criminal for an coverage agency to have a totaled motor vehicle repaired and substances it decrease back to the owner? the motor vehicle become already keen to be totaled by technique of the coverage agency because the cost to fix the motor vehicle exceeded 70% of the honest cost of the motor vehicle yet no longer the finished honest cost. instead of giving us the honest cost, notwithstanding, the coverage agency keen to have the motor vehicle repaired and substances it decrease back to us because it nonetheless cost the coverage agency a lot less money. Now that is glaring that motor vehicle does no longer function as well as earlier.
2016-12-03 00:13:36 · answer #6 · answered by barby 3 · 0⤊ 0⤋
A insurance company will not fix a totaled car.It would be cheaper for them to give you blue book value.
2007-01-24 07:42:40 · answer #7 · answered by da_hammerhead 6 · 0⤊ 0⤋
nope
charge them for the repairs
fix it with $100 worth of bondo and take a nice vacation somewhere
2007-01-24 07:38:21 · answer #8 · answered by kurticus1024 7 · 0⤊ 2⤋