My daughter and I were involved in an accident when we slid on the ice into a guard rail. She experieced some soreness for a while, but no broken bones. She was mentally traumatized more than anything. My insurance company says that my daughter can "sue" me for pain and suffering and receive compensation. Since I am her guardian, I would be representing her in this claim (that seems like a conflict of interest). How much should we expect in compensation? Are the funds available for her now, or will we have to put it all in a trust fund?
2007-01-24 14:13:57 · 8 answers · asked by Anonymous in Cars & Transportation ➔ Insurance & Registration
First of all, she should be covered under your claim with the insurance company based on most insurance policies which protect passengers in a vehicle. Who would be initiating the lawsuit? Is she hurt? If you use your policy to cover her medical/emotional expenses, that seems like it would cover everything. I am not sure why there would need to be a lawsuit or a claim against you.
2007-01-24 14:51:37 · answer #1 · answered by ELH 2 · 0⤊ 0⤋
Are you honestly asking if you should hire a lawyer to have your daughter sue you?
Keep in mind, just because your insurance company would pay your daughter off, this would stick with YOU like glue. Your insurance company could likely drop you, and make it that much less likely for you to get any insurance in the future.
You could get a lawyer as the other person suggests, but if your daughter is not physically hurt, maybe the better suggestion is for you to think of her long term happiness (which might not be about money). Talk to her, get her counseling, and focus on making her feel better, not about how to sue yourself to get money from your daughter's suffering. If you focus on how damaged your daughter is she will not get better. If you focus instead on moving ahead and not looking for a pay day, everyone will benefit from what could have been (and was not) a tragedy.
2007-01-24 14:25:24 · answer #2 · answered by mrstockwatcherguy 2 · 1⤊ 0⤋
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2016-12-03 00:34:18 · answer #3 · answered by ? 4 · 0⤊ 0⤋
Why would you want your daughter to sue you? I don't think that your insurance company is going to pay for pain and suffering, but consult legal advice.
2007-01-24 14:21:25 · answer #4 · answered by kny390 6 · 0⤊ 0⤋
You should be slapped. Through your own negligence you have an accident, then want your daughter to sue you?
How stupid can things get?
Answer $0.
2007-01-24 14:34:08 · answer #5 · answered by Anonymous · 0⤊ 0⤋
She wasn't injured, and if she was, whaddya know, you were driving, it was your fault. I suggest you DON'T milk more money out of it, since that money will just end up in the form of higher premiums for others.
2007-01-24 14:22:25 · answer #6 · answered by Anonymous · 1⤊ 0⤋
Be thankful she did not get hurt.
Quit driving up the ins. rates for everybody else.
2007-01-24 14:26:34 · answer #7 · answered by TonynNC 5 · 0⤊ 0⤋
Get a lawyer.
2007-01-24 14:18:18 · answer #8 · answered by JACK OF TRADES 3 · 0⤊ 0⤋