My fiance's credit is pretty good, but mine is not. Several years ago, I was unemployed and had no way of getting income to pay any of my bills for almost a year before I was able to find steady work again. Because of this, my credit is in shambles. But, I have a steady job now and am making okay money. I've just started to attempt making a dent in repaying my debts, one at a time. To make the long story short, I'm having a hard time finding a place to live because no apartment would accept me unless my fiance and I have a co-signer, despite the fact that we could easily pay for an apartment ourselves. We'd prefer to have our own house, but because of my credit we would be stuck with a very high interest rate when applying for a mortgage. My fiance can't apply for a mortgage alone because he doesn't quite make as much as I do. What would be the best thing for my fiance and I to do--rent and get someone to co-sign for us, rent a condo, buy a home, or repay all my debts first?
2007-02-01
06:22:57
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3 answers
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asked by
Anonymous