Credit - October 2007

Just wondering, if someone in the family grants a personal loan to me, and i want them to report my payback payments to my credit record, is this possible? I'm wondering because i was hoping it might improve my credit rating since it's for a home.

2007-10-10 09:36:37 · 2 answers · asked by Anonymous

I would like to establish some credit history since i have none.
Is there a credit card that will except me with no prior credit history?

2007-10-10 09:01:17 · 13 answers · asked by CJewell 5

My husband recently received a Citi Mastercard in the mail that he did NOT apply for. It came in a plain envelope and appears to be a legitimate card. Is this legal? I don't know who to call. I don't want to close the account - I want it to have never existed!

2007-10-10 09:00:46 · 6 answers · asked by dukeblueforlife 3

My father in-law has incurable cancer, and outstanding credit card debt of about $55K. Can the credit card companies sue his estate or children to collect the outstanding balances on his accounts once he passes away?

2007-10-10 08:44:24 · 13 answers · asked by Anonymous

What would happen if the creditor rejects the offer from debt Settlement Company regarding about my credit cards debt? Will I facing a law suit?

2007-10-10 08:43:44 · 5 answers · asked by emilyru23 1

I was told it was 7 years. I opened an account under my name for a telephone landline in 2002 for a family member which turned delinquent. I was told that my options (since it's been 5 years) were paying the money off in payments or waiting two years which would erase it from my credit. But the creditors say thay if I don't pay it they'll just sell the account before the 7 years is up and the 7 years will start over with that creditor company. Is that true?

I need true information from someone that is either in the business or has been through it first hand. Thanks.

2007-10-10 08:31:11 · 5 answers · asked by pinkcandyjunkie 2

Not sure if anyone can help answer this...but today I deposited a check into my bank account I went though the drive thur teller but the check that I deposited was from a diffrent bank then mine ..how long will it take for that money to be available to me.??

2007-10-10 08:01:39 · 11 answers · asked by Babygirl000 2

2007-10-10 07:35:54 · 6 answers · asked by Elisa 2

2007-10-10 07:26:52 · 9 answers · asked by Anonymous

My husband and I will be relocating. This time we would like to purchase a home. When we got married my credit was better than my husband's. Now we found out my husband's credit is better than mine. For which I am glad. The scenario is because his credit is better than mine, the mortgage company will not be able to put my name on the mortgage loan. Of course I am disappointed. I paid off alot of my debts I still have a car payment, and 2 credit cards to payoff. Should I worry about not being on the mortgage loan? My husband can put me out of the house at any time. I don't want a sceen like on "Diary of a Mad Blk Woman". (When the husband dragged his wife out of the house. Her name was on nothing.)What can be done or should I just relax and enjoy? or am I making a big deal for no reason? or am I jealous?

2007-10-10 07:23:18 · 4 answers · asked by good-n-plump 1

What happens in a case where you take a job that says you are paid $27,000 annually, but you have just discovered that on all your pay stubs it has $26,000 annually.

Do they owe you money?

2007-10-10 07:11:01 · 6 answers · asked by Why 1

In 2002, I was in a crappy situation. I won't get into details, but a roommate screwed me over by not paying her share of the rent & I didn't make enough money to be able to pay out both shares. (plus, I had literally no other options for housing/a place to live) Back then, I was literally making only $5200 gross per YEAR...so sad. So in the end, a judgment was placed against us by the landlord and now it is on 1 of 3 of my credit reports.

This happened 5 yrs ago. I paid the judgment(in full) less than a year later all by myself. Since then, I've tried really hard to establish good credit & I've paid all my bills on time. I have no other bad marks on my credit reports except for several credit card 30day latenesses from 3yrs ago, which was essentially a domino effect from the money loss that I experienced from this judgment.

How much do you think this judgment is pulling down my credit score? When will it drop off? It's only on Experian.

2007-10-10 06:36:06 · 5 answers · asked by Anonymous

2007-10-10 06:24:53 · 5 answers · asked by Anonymous

Before the SNP got in Government there was a lot of talk that they were going to cancel all the student debt of those students who took out student loans.Since then I have heard very little about it.I have looked at the SNP website and I can't find any new information.Does anyone know what is happening about it recently?Are there any web links?

2007-10-10 06:05:38 · 3 answers · asked by Mark D 5

2007-10-10 05:24:42 · 2 answers · asked by Allen J 1

no ccj's or anything but i have missed payments and find it hard to get anpther loan but i need to get this quiet badly within the next 3-4 weeks any help what companys are good i dont like set up fee's pointless

2007-10-10 03:58:32 · 7 answers · asked by pepper 1

actually a lot of them don't accept it. It really buggs me. Sometimes as I'm shopping - I come to the counter and the lady goes "sorry, no american express", I ask why? she goes I don't really know. Can somebody please tell me? thanks

2007-10-10 02:30:53 · 11 answers · asked by Anonymous

I want a new pair of shoes, I was going to purchase some sneakers on my credit card, the interest in 0% till december 2007, my next bill isn't due till 11-4-07, I would have it paid off by November ecause I get paid twice, this month 12 and 26.

So would it be irresponsible to buy them on my card, since I don't have the cash now. I would sped on 80 on them.

2007-10-10 02:08:01 · 7 answers · asked by Anonymous

I will shortly be purchasing a car and will need a loan of some sort to fund this. Which way is better:

To have a personal loan for £4000 over 2 years at a rate of approx 7.9%

To have a Halifax Credit Card for £4000 with a 12 month 0% on purchases deal and then 13.4% after that expires.

I would hope to of paid off a good chunk of the deal within the first 12 months and the credit card would allow me to pay off as much as I can afford whereas the loan is a fixed monthly amount.

What I was thinking was using the credit card to purchase the car for £4000. For the first 12 months I would pay off £300/month - £3600/year. That would leave £400 at 13.4% which could be paid off easily.

Am i thinking along the right lines ?

Hope you know what I mean, any advice ??

2007-10-10 01:04:32 · 13 answers · asked by dave j 2

I thought I'd read somewhere that this wasn't allowed and it's happened to me twice this month!

2007-10-09 22:19:07 · 16 answers · asked by Anonymous

2007-10-09 18:12:21 · 4 answers · asked by william c 1

2007-10-09 16:06:30 · 7 answers · asked by william c 1

ATM CARD CENTER
CENTRAL BANK OF NIGERIA
TINUBU SQUARE VICTORIA
ISLAND LAGOS NIGERIA
OFFICE OF THE GOVERNOR
CONTRACT #: MAV/NNPC/FGN/MIN/009,
Swift Code: BPH KPL PK,
A/C#: 329606=101244=169=678
FOREIGN REMITTANCE
EMAIL;marymartins.atmcardcenter@yahoo.com
Our Ref: CBN/IRD/CBX/021/04
IMMEDIATE CONTRACT PAYMENT NOTIFICATION
TELL:234-80774-66330

We have this 24th day of August, 2007 received a payment credit
instruction from the federal Government of Nigeria to credit your
account with your full contract funds from the Nigerian reserve
account with our bank.

This is to notify you that your funds have been programmed
for immediate release into your nominated bank account but we can not
transfer this fund direct to your nominated bank account,because we
are having a
little problem with International Monetary Fund (IMF) so our method of
payment
is by ATM CARD Service.

Be informed that every arrangement regarding your cash payment through
ATM CARD services has been made, note that your funds have been
loaded into an ATM CARD.Note that the Diplomatic Courier has to move
down to your Country in order to deliver the ATM to your doorstep.

You have to help the diplomats to follow up the instructions so that
the customs and immigration will not stop them in the Airport, for
security
reason you are advice to follow the rules and regulation of the
diplomatic
Courier for easy collection of the ATM CARD, you have to welcome the
diplomatic
Courier agent,to enable them deliver the ATM to you immediately, be
informed that as soon as the diplomats obtain the above name
certificate they
will deliver the ATM to your door step.

This ATM CARD have been registered with FBI and there is no course
for alarm because this is the best way that you can get your fund
without any problem due to the numerous scam activities on the
internet, it is not safe to send any bank information anymore, so that
is why
we choose
this method to effect yourcontract payment through a ATM and you are
advice
to provide all information so that there will not be any further delay
in
your payment.The First ATM Activition will be $8.3M.

We are sorry for the delays in your contract payment please bear with
us.However, you are to reconfirm to us the following information so
that the ATM CARD does not go to the wrong person.
Your Full Name: ______________________________
Your Complete Address:______________________________
Name of City of Residence:_______________________________
Country:____________________________________
Direct Telephone Number:
____________________________________
Mobile
Number:____________________________________
AGE____________________________________
Fax
Number:___________________________________
Occupation:________________________________
Note that as soon as the diplomatic Courier arrive to your country they
will give you a call immediately to enable you help them to get your
ATM
CARD).Also all documents will be released to you to protect you from
any branch
of
the law.
DR MARY MARTINS
Executive Secretary to Governor of Central Bank of Nigeria (CBN).

2007-10-09 15:55:15 · 8 answers · asked by edshult 2

2007-10-09 15:19:30 · 7 answers · asked by Anonymous

im in a money skills class and we're doing a 50 question study guide over money management..im stuck on question #47

'List 3 items included in the terms or agreement that one should look at before applying for a credit card."

I was absent today and yesterday..i have a high fever..i have to give this to her tomorrow...

CAN ANYONE HELP?!

THANKS

2007-10-09 15:06:50 · 9 answers · asked by Anonymous

2007-10-09 14:34:10 · 1 answers · asked by stop global warming!!! 1

Hey...I have a Vanilla Visa Gift Card, and I need to use it for gatorhost...I have used it before but for some odd reason it is not working with anything online....I have checked and double check the info...I am not sure what to put for the name because there isn't one...I can't remember what I put last time... Please help...I have called number but it has not support operators.

2007-10-09 14:33:51 · 1 answers · asked by Anonymous

2007-10-09 13:50:47 · 4 answers · asked by Anonymous

I want to purchase an online dating service that only allows you to view messages if you pay, but then cancel the subscription after I read the messages. Will that show up on the credit card bill as paid and then refunded? or not at all?

2007-10-09 13:11:39 · 6 answers · asked by Edags 2

We were given a personal loan. We signed everything. We were written a check and cashed it. Then, we find a letter in the mail saying that we were turned down. My guess is, that this is a mistake and to just ignore it, but has it ever happened where someone is given a check, the check clears and then the bank pulls back their approval? Can they ask for the money right back? What if the money was already spent?

2007-10-09 13:07:37 · 13 answers · asked by adrianne M 4