I know, I know, bad bad bad.
Here's the situation:
I have been a good customer for over 10 years.
I have excellent credit.
I have funds to pay off the credit card and am about to (half now, half in January).
I have a lot of expenses in the summer, so my pattern has always been that I run the bill up in the summer and pay it off completely (half in fall and half after Christmas).
This is the FIRST TIME this has EVER happened, and it's by less than $100.
AND ***** I wouldn't have gone over if it wasn't for an incorrect charge.
SO....
1) Do I dispute the charge or ask the company that messed up to refund it (seems like a refund in the present would not address the overlimit issue but a dispute would)?
2) My agreement says default=any incident of going over the limit...is this kind of thing automatically triggered - am I better off not to bring it up before I pay off the balance?
Thanks :-)
2007-09-08
09:43:37
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4 answers
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asked by
SB
1