Credit - September 2007

2007-09-11 04:07:08 · 5 answers · asked by Anonymous

Wow, I just talked to one of the agent and he was quit rude; I asked if I can work out a payment arrangement or pay a lower amount so I can pay it full and he said "we don't give out discounts to someone who doesn't make payment". I understand I made mistake, but I lost my job and could not keep up with my bills. They are taking me to court next month and I want to see if I can settle so I don't have to pay court fees. Should I just go to court, or should I call the lawyer office, are they the same company from the collection agency? With interest my collection amount is around $1200 do you think it's worth it to get a lawyer? I really want to pay this off. This is the only negative I have in my report. Please help. Thank you all!!!

2007-09-11 03:49:54 · 11 answers · asked by butikflair 2

OPTION TWO: The said amount i.e £500,000.00(Five hundred thousand Pounds) will be transfed to your bank account via swift bank transfer. Condition: The cost of COT (commission of transfer) being charged by our transferring bank, which is 0.3% of £500,000.00 which is One Thousand Five Hundred Pounds (i.e £1,500.00GBP ) of the cash being transferred will be paid by you before the transfer can be effected. Please note that the charges are best substantial because of the insurance cover we have undertaken incase of loss, damage or package breakage of your high priority document. We assume all responsibilities incase of any eventualities.

The International money transfer company, Western Union Money Transfer have been choosen as method of payments for customers, you are to make payment through any regional office close to you. This payment method was adopted to ameliorate and speed up the process of payment and delivery because of its wide network of operation. Important Note: That your courier charges cannot be deducted from your Winnings due to Article 1186 section 45 subsection 2.3 of Constitution of the United Kingdom as relates to Financial and freight matters, which are duly codified in the United Kingdom law. Please respond to this email by making a selection from the options above.

Also be reminded that the deadline for the claiming of winnings is exactly two weeks after the receipt of this email. After this period, your cash prize will be deemed to have been forfeited by you and will be reused in the drawings of the next edition of the lottery. Good luck and Congratulations once again. Please send your response within the next 24hrs to this same email address
............................
Mr. Christopher MARK
Customer Service Officer
Customer Information and

2007-09-11 03:20:02 · 8 answers · asked by Janson W 1

i have stuff that i pay years ego and still showing up!

2007-09-11 02:10:58 · 8 answers · asked by Anonymous

If I apply and am approved do I then have no choice? Like will I be committed to taking/having the credit card?

2007-09-11 01:45:43 · 9 answers · asked by Anonymous

2007-09-11 01:22:49 · 4 answers · asked by max m 1

ELP is 'Endorsed Local Provider' for finanicial investments.

2007-09-11 00:42:15 · 2 answers · asked by coffeegrl 1

2007-09-11 00:27:17 · 13 answers · asked by lornahmiller 1

I have a balance on my Visa bill - my payment keeps getting higher as I pay the balance...how is this. The interest rate hasn't changed (8.9%) and I haven't charged on this card in 8 months. Here is the situation:

Month Balance Req. Payment/Amt. Paid Billing Days
June $3318 $35/$100 32
July $3,244 $55/$50 30
August $3,217 $56/$75 32

I see I made a mistake on July by being $5 short but I over pay on all the other months. I live overseas so I just pay the payment through my bank (not B of A) b/c I don't get my statement until almost a month later so I didn't realize the difference for August, but I assumed since the payment required the month before was $35 I was safe. Why the jump between June and July?

2007-09-11 00:10:51 · 5 answers · asked by totalstressor 4

ok so i bought a new car (americredit loan) was on time for about 2 years and got about 3 months behind. i am now starting to pay on the loan again only to find on my credit report that the loan has been charged off. the car has not been repo'ed and i am almost caught up on the payments. i have not got a hold of americredit in fear thay will tell me to turn the car in. so i have just been sending every dollar i have to them. the thing is the loan is charged off. do you think they will let me keep the car?

2007-09-10 19:43:45 · 8 answers · asked by Anonymous

i wonder why

2007-09-10 17:41:07 · 2 answers · asked by Anonymous

2007-09-10 15:50:10 · 17 answers · asked by lasvegas4018 2

i have been in cc for almost 4 years and have almost paid off $40,000 in credit card debts but i have a emergency and i need $5,000 asap but i cant qualify for and credit right now that i know of. any suggestion? please dont tell me its not a good idea to borrow because i know that. also i make about $75,000 a year which is why i dont understand why it is so hard to get a loan but i appleied for about 5 and they all said now because i have 6 months left in cc.

2007-09-10 15:48:21 · 5 answers · asked by kelly g 1

My credit score is 300-400 and Ive never once had a credit source in my life. Two small medical bills I thought were taken care of have put me in bad credit. So apparently Im not qualified for first time buyer and they sent me over to there special credit. They tried to sell me a 94 car with no radio or AC for 5 grand and 18 month deal.

Does anyone know any big time legit companies with internet applications that offer help to those who need something higher then local special credit in Maine? Thanks

2007-09-10 15:46:22 · 9 answers · asked by festy1986 2

I receive a letter several months ago stating that my mom didn't have insurance at the time of services (she was hospitalized for several days). The letter never stated how much she owed. I basically filed the letter away. Last week I get a phone call from a credit agency. They wouldn't talk to me even though I have Power of Attorney. I had no clue what this was about. Today I get a letter stating that she owes $$ and the creditor is attemptying to collect debt. I go ahead and write a check for the amount due. Well now what happens? Is her credit wrecked? What do I have to do to remedy this?

2007-09-10 15:22:54 · 4 answers · asked by Doodles 3

Names of any reputable companies would be appreciated.

2007-09-10 15:21:07 · 8 answers · asked by bb1974 1

I don't owe them anything, my FiCOs are in the 760 range, i have plenty of revolving debt, a mortgage, other major credit cards, department store cards, etc. Yeah, I could keep the account open and just not use it but this credit card provider, Chase, is just so scuzzy that i want nothing whatsoever to do with them.

Can anyone give a ballpark estimate about how many points this will nick me for, if any? Thanks.

2007-09-10 15:13:55 · 5 answers · asked by Daphne34345 2

2007-09-10 15:12:51 · 7 answers · asked by CERNA 1

I filed for bankruptcy about 4 years ago and my lawyer was able to list pretty close to everything I had crazy on there. The creditor contacting me is asking for the money that was added in the bankruptcy.

2007-09-10 15:09:21 · 5 answers · asked by Anonymous

2007-09-10 14:10:03 · 8 answers · asked by James S 2

BTW, I'm only 20, how long will this stay in my history & affect my chances of getting loans?

2007-09-10 14:02:02 · 12 answers · asked by L!sa 1

I just checked my credit score and it is 697... is that good? I am 27 yrs old and am not paying a mortgage only a car payment, so is 697 pretty good?

2007-09-10 14:01:25 · 12 answers · asked by jtsocali81 1

Hi, i am taking a survey, is their a need for account recievable loans? For example a loan in the amount of 6 months of your credit card recievables?

2007-09-10 13:52:55 · 3 answers · asked by Lucky Chuck 3

There's not too much in there. My penalty would be $550 but my credit card debt is over 10K. I'd like to pay off at least half. Currently a student so paying credit card is a chore. Working only part time now.

Credit card A: about 9.99% interest on 5K owed.
Credit card B about 14% interest on 6K owed.

Also, is it wise to open another (third) credit card with 0% interest to put the remainder of my cc balances? My credit card B was opened for that purpose but the date has passed so the APR is now at 14%. And when is it good to close an account, better to leave open with a zero balance?

2007-09-10 13:45:26 · 5 answers · asked by lunchlady 1

They say I only had five days to return the equipment. Antenna and modem. I mailed the modem and ask they pick up the antenna. They failed to pick up the antenna stating I was not home. The antenna was easily accessible on a pole in my driveway. Now they have turned me over to collections without the 10 day grace period. If I dispute the debt with the collector can they continue collections? What recourse do I have?

2007-09-10 13:30:34 · 2 answers · asked by Clif 2

I applied for 3 credit cards at about the same time 2 years ago. They all got maxed out, and I never paid any of them after a while, and they got sent to collections. I paid off one, but it didn't seem to help me any in terms of the score. Will paying off the others help? I need to raise my score, but if paying them off won't help me I'd rather wait until I had a good paying job to settle them. I am on the phone with one of the credit people now as I type, but I need assistance on what to do ASAP!!! Please help!!!

2007-09-10 13:05:14 · 6 answers · asked by Anonymous

2007-09-10 12:53:09 · 3 answers · asked by joshua s 1

2007-09-10 12:29:46 · 6 answers · asked by VIKKI M 1

2007-09-10 12:06:52 · 4 answers · asked by Jordan O 1

Do you have to be 18+ to put a down payment on an engagement ring?

2007-09-10 12:03:24 · 5 answers · asked by Anonymous