Credit - March 2007

Would it be hard to get a payday loan if you filed for bankruptcy and credit sucks? I filed for bankruptcy over a year ago--it was discharged...before i filed i was up to my next in payday loans==four different companies. Would that affect me now for getting a payday loan? I suppose if i didnt go through the same companys as i did before like moneytree for instance i would be okay....what do you think? I need a loan for 400 dollars.

2007-03-17 14:44:58 · 7 answers · asked by Anonymous

The car bill will be paid by both parties of good and bad credit. I don't want the car being taken away from me because I owe on credit card bills. My mother has good credit, and I have bad. I think if my name and her name is on the title and loan they can't take away the car can they? The car is owned by two people and two people are on the title, not one (myself) but my mother with perfect credit and myself with poor credit. I figure if my name is on this I can rebuild my credit history, is that true?

2007-03-17 14:30:57 · 4 answers · asked by jcanime@sbcglobal.net 2

2 months ago i recieved a 5k limit..then a i got a approved for 2 8k limits a month after that i get a card from another company with a 1500 limit. how did it go so low? regular payments on time here.

2007-03-17 14:23:10 · 5 answers · asked by nycgreekguy004 1

I owe on credit card bills, but I haven't been paying them, I recently got a car that my parents signed for the title my parents and I will both be paying on the van if my parents name is on it as well as mine can the car be taken away from me? I'm going to be making payments on this, and don't want to lose my car. Could I lose this if a parents name is on this? Does it protect you if there are two people on a car title when one has good credit and the other one has bad credit?

2007-03-17 14:22:23 · 7 answers · asked by jcanime@sbcglobal.net 2

This car was purchased with a person who had good credit, for a person with bad credit. Could the creditors take the car away if the car is in both names?

2007-03-17 13:42:06 · 6 answers · asked by JBWPLGCSE 5

I had a credit union account. They inquired on my name through ChexSystems when the account was opened. A week later, they closed my account saying I was not eligible. Then 5 days later, they pulled my name through ChexSystems AGAIN. Since my account had been closed 5 days before the 2nd pull, there was no business relationship. Wouldn't that make the 2nd pull IMPERMISSIBLE and illegal? What are my rights? What should I do?

2007-03-17 12:22:05 · 5 answers · asked by breadbox 1

2007-03-17 11:50:20 · 10 answers · asked by cheftigher 1

What card do you recommend? Secure and Unsecured? Who will finance an auto with no credit at all? Thanks

2007-03-17 11:35:41 · 10 answers · asked by kinulechong 1

2007-03-17 11:27:49 · 8 answers · asked by auroa26 3

2007-03-17 11:11:44 · 4 answers · asked by belinda b 1

7 years after you open it or 7 years after you close the account?

2007-03-17 11:06:40 · 5 answers · asked by auroa26 3

ing trouble how do you enter your approval # with the www site #?

2007-03-17 10:51:44 · 2 answers · asked by ninaheathcote 1

2007-03-17 10:40:42 · 4 answers · asked by ldsparks0611@sbcglobal.net 1

how can i make excellent credit score higher? For some reason my credit score dropped 12 points in the last year. I have no late payments and zero balances on all my credit history except 2, those balances arent high. Now i know looking at your credit report takes points away from your score. What can i do to make my score higher and fast?

2007-03-17 10:33:44 · 5 answers · asked by Chunkerbutt 2

I have three judgements on my credit from when i was a student living with my mom and on her lease. Well she got evicted and the man garneshed me and i had no job and was a student. I paid the judgements and now they show on my credit report and they are not on hers!!!!!! I want to get them off of me. It wasen't even my apartment. Please someone help

2007-03-17 09:52:55 · 5 answers · asked by kirkan1@verizon.net 2

I am getting a good deal of money soon and I want to put it on a credit card bill and get rid of that bill and it would illiminate a 50 charge of interest a month. My fiancee' wants me to pay off his truck so that he can go to the bank and be more likely to qualify for a equity loan to build an addition on his house. It is in his name and we aren't married yet. My arguement is that it is my money and it will make me feel better to get rid of a credit card. he feels it is the least I can do to help to invest in an addition on the house. Who is right and what would you do?

2007-03-17 09:36:49 · 11 answers · asked by buckdamien 1

2007-03-17 09:35:34 · 19 answers · asked by Toby 1

2007-03-17 09:33:05 · 2 answers · asked by MARK A 1

I have not used this card in years yet with all of the fees and what-have-yous it is becoming a monster. Beside going through a debt consolidation program are there other choices for closing the account and paying it off?

2007-03-17 09:25:14 · 7 answers · asked by qalbisaleem 1

2007-03-17 09:19:53 · 10 answers · asked by Toby 1

I jus applied for a credit card and still have a fraud alert on my credit. I want to allow this credit card to look at my credit. The credit card told me to contact someone to tell them to allow Chase to have access to my account. I don't know who to contact, i've tried the big 3 bureaus and am not getting anywhere with them in terms of recordings, i would like to talk to a representative.

2007-03-17 09:14:42 · 2 answers · asked by Blg105 2

with so/so credit

2007-03-17 09:03:53 · 3 answers · asked by CookFrNW 3

2007-03-17 08:55:19 · 21 answers · asked by Toby 1

the cashier at the store takes your credit card without asking to see some ID? How do they know the card is YOURS? I sign the back of my credit card with "See ID" so that they have to ask me for it, but some of them take the card and swipe it without even looking for the signature. Nice "quality control" huh?

2007-03-17 08:39:03 · 8 answers · asked by LolaCorolla 7

I am almost 17, but not until may. I want to get a credit card. My aunt has great credit and has volunteered to cosign if I found one. I don't want a credit card if I have to open up some type of account and put like $300 in it and then the money I put into the account is used for my credit card. I want a card, where they actually put credit on it. I am very responsible and trustworthy, that is why my aunt is willing to do this. My bank offers a teen loan/credit card up to $1000, but a parent or legal guardian has to be the cosigner. My parents don't have good credit, so that won't happen. I have a friend who is 15 and she has a credit card, but her grandpa cosigned. Please help me find a card!

2007-03-17 08:25:51 · 4 answers · asked by horsegal08 2

I had credit card more than 10 years ago It charged off by creditor, Show on my credit report for seven years, now it is out of my file, but still I get credit inquiry by collection agency, Show Inquiry by Collection Agency, I disputed these inquiry. But they put more inquiry in my credit file with their name as collection agency.

How can I stop them from putting inquiry in my credit report every year? And can it be remove?

2007-03-17 08:12:03 · 4 answers · asked by Raya D 1

and have just found out that as i have no previous credit history i cant get credit, so no history no credit, but i cant get a credit history because i cant get credit, any ideas?

2007-03-17 07:58:10 · 12 answers · asked by Anonymous

I lost a vey good paying Job 1 yr ago and am working for Min wage Collections agencies{Calling themselves Law Offices] are sending letters. What can they do Credit is already ruined> Wage Garnishment? What else?

2007-03-17 07:19:20 · 4 answers · asked by ? 1

I am a minor...15 years old to be exact , and I am wondering can i be responsible for all the things my mom has done with my credit like putting utilities under my name...borrowing books and paintings and never returning them to the library.....getting credit cards under my name and them maxing them out without paying for them...renting appliances and cars under my name...and not paying it back...getting cell phones under my name..and not paying the bill...I was only like three when all of this happened..I used to stay with her when i was like seven...but ever since then i have been living with my dad ...with no contact from her..and she is still doing this....Please HELP!!!!

2007-03-17 07:06:26 · 14 answers · asked by 2goodie2shoes 2

I just got approved for a 15000 PLOC through GE at an interest rate of 13.99%, which they direct deposited into my account, I was able to pay 1/3 of it back within the first month, but I notice that the interest is calculated daily, meaning, every day i check my account online, it is a new total because of the daily interest being added, I have never seen this before and is this legal? Heck, the interest started accruing 2 days before the initial deposit even hit my back account which meant there was not even a grace period. Do all PLOC operate this way? Can someone explain this to me.

2007-03-17 07:01:23 · 2 answers · asked by Blanche 1