2007-03-17 11:27:49 · 8 answers · asked by auroa26 3 in Business & Finance ➔ Credit
yes, but it may be harder than if u had good credit, you may not have as many options to choose from
2007-03-17 11:42:38 · answer #1 · answered by Anonymous · 0⤊ 0⤋
Finding an apartment is very hard if you do not have good credit. I have been going through the exact same thing. I understand all that stuff about trying to pay off your debts to help your credit look better and providing additional monies or extra security deposits when it comes time to rent an apartment. Alot of a landlords will overlook bad or late payments if you're willingness to show good-faith in your extra payments, is made in honesty. You may not have extra money to fix your financial burdens and make payments on a debt but at least try to do something. They always told me, "something is better than nothing". I would also recommend contacting your local Credit Bureau and telling them that you would like to make payment arrangements to pay off your debts. This will look good too to your potentially new land-lord but don't make any promises you can't keep or afford. Make a bi-weekly or monthly budget based on how often you get paid. Always save a little for your self for "fun things". Go through your needs and take out what things you can live without for awhile. It will help you to save money in the long run. Lastly, no matter what kind of transactions you have or agreements you make - ALWAYS get it in writting from whomever you are setting up payments, rental agreements or any other places that you are willing to work with the re-establish your credit. Show this to your landlord, keep your receipts too. It will all work out in the end. GOOD LUCK!
2007-03-19 19:22:05 · answer #2 · answered by Curious Renter 1 · 0⤊ 0⤋
If you fill out an application and it asks for credit information, and you have bad credit, be upfront with the apt. mgr. Maybe he/she will cut you a break. You may have to pay an extra month's rent up front. When we lost our home and had to move to an apt., we told the manager what had happened and that our credit wasn' t that good, and we got the place. If you get the place because they cut you a break make sure you keep paying the rent on time. If you have trouble making the rent because you legitimately do not make enough money then contact your social services office in your area. They may be able to help you pay the rent. Good luck.
2007-03-17 18:36:29 · answer #3 · answered by hazeleyedbeauty1967 6 · 0⤊ 0⤋
Yes but you will not have as many options to choose from. Some properties weigh wages higher than credit score unless a person skipped out on a lease. You could also offer to pay double pre-rental deposit or two months rent ahead if you can afford it. Less likely to be turned down if there are a lot of open units.
2007-03-17 18:35:01 · answer #4 · answered by Joseph H 4 · 0⤊ 0⤋
YES. BE HONEST WITH THE LANDLORD. MANY PEOPLE WITH BAD CREDIT ARE EXCELLENT TENANTS.
I AM A LANDLORD AND I ONCE RENTED MY HOME TO THE WIFE OF THE HEIR TO THE COKE-A-COLA BOTTLING FORTUNE SHE HAD A LOT OF MONEY AND GOOD CREDIT. SHE TOTALLY DESTROYED MY HOME AND EVERYTHING IN IT!!!
2007-03-17 18:56:35 · answer #5 · answered by charlotte q 2 · 0⤊ 0⤋
yes,
but if it looks kinda shaky, try ones that are owned by someone (mom and pop) and not a big company
2007-03-17 18:51:58 · answer #6 · answered by lisa s 6 · 0⤊ 0⤋
Yes, you could get a cardboard box!
2007-03-17 19:10:05 · answer #7 · answered by Anonymous · 0⤊ 1⤋
Sure
2007-03-17 18:36:43 · answer #8 · answered by 520 4 · 0⤊ 0⤋