Credit - March 2007

hello wondering if any one can help just recieved my first credit card been to try and use it keeps saying bank declined it yet i used it yesterday at shops is there a different pin you use at cash machines
or how many numbers do you need to plug in its barclays visa
bit niave dont know much about cards would be very grateful for any help really frustrated thanks

2007-03-18 08:09:18 · 10 answers · asked by Anonymous

Free!!!!!

2007-03-18 07:22:34 · 7 answers · asked by Jenni 1

Hey, I have card. It says visa- debit but gift card at the top. So lets say i went to the store and needed to buy something that was $20 but I only had $10 on the card. Can I use up the rest of the card for $10 and then pay $10 cash?

I usually use it online buy can't pay for anything for $10. so I want to use it at a sotre. HELP ME PLEASE

2007-03-18 06:41:15 · 4 answers · asked by Yo momma S 2

This is a company from Internet that is charging me on my credit card & I don't know why. Please Help. Thanks

2007-03-18 06:31:03 · 2 answers · asked by betty boo 1

I have about a $3000.00 tax liability for 2006 and am strapped for cash. Would it be better to make payments to the IRS or to access my line of credit with my bank at about 13%? My line of credit has a zero balance and when I used it last year with about $10,000.00 balance I was only paying about $100.00/month in payments. It's rate is based on about 2% over prime and payments go down as balance decreases. I settled with several credit card companies last year and since I was insolvent at the time it was not taxed as income. I'm almost out of the financial woods and have destroyed all my credit cards. Any thoughts of wisdom out there would be appreciated.

2007-03-18 06:28:14 · 2 answers · asked by butkus 1

I'm working but trying to save 3,000 and take care of a 14&15 year old, I'm lucky I get to get something for my self.I would like some in put or even donations any help is good help.

2007-03-18 06:24:45 · 5 answers · asked by baby1 1

I am in need of a cellular phone.

I have been to corporate and authorized dealers of ALL the companies in my area. I have heard DIFFERENT ANSWERS to this question every time talk to a different salesperson at each company.

I am trying VERY HARD not to harm my credit score.

When I approach a salesman, he says that he doesn't know if there is going to be a deposit unless he runs my credit. He also says that it is not a "full blown" credit report where he can tell me my credit score. It's just a process that every company goes thru to qualify you and they all have their own, seperate credentials and qualifications. I even went to one place that had 5 different carriers. The guy there said that he would actually run my credit 5 different times and it only counted as one. (But it still needed to be run 5 times!)

First of all, is all that true? Additionally, what REALLY will harm my score in regards to checking with a company to see if I have a deposit or not?

2007-03-18 06:04:42 · 5 answers · asked by krspkrm1 1

I would like a prepaid credit card so I can purchase things online or just to have.. Would like one with my name on it and no crazy extra fee's.. Anybody have any suggestions?

2007-03-18 05:47:53 · 7 answers · asked by Julie 4

Can a bill collector garnish your paycheck in the state of Fl.? I'm willing to make monthly payments, but they want more than I can pay. So I decided to send them what I can pay anyways. This bill collector is threatening to garnish my paycheck can he do that?

2007-03-18 05:35:50 · 3 answers · asked by slickrick 2

2007-03-18 05:26:38 · 6 answers · asked by Rabbit 3

Would getting a homeloan be adversley affected if you've just gotten a new car loan?

2007-03-18 05:13:24 · 4 answers · asked by Anonymous

its the american eagle all-access pass. which i thought that at first was a stupid little coupon book or something like that. but after i filled out the forms i realized that it was more like a credit card! my parents are going to kill me once it comes in four to six weeks. i really really love that store and they are most likely to stop me from going there or take away my debit card. i can't figure out how to cancel it online and that seems to be my only option. please help me!

2007-03-18 04:51:16 · 7 answers · asked by spitney12 2

I got sent a letter from a collection agency saying that I owe so much money for student loans.
What will happen if somebody shows up at the door with papers to serve me?

Will I have to respond or will they not be able to do anything other than find a default in court and try to attach my bank account or take something?( not much in there, and dont have anything)

2007-03-18 04:42:36 · 6 answers · asked by Charles R 1

I was not sure if it was but my sister told me that it is. if it is what are the punishments.
Thanks
Jenna

2007-03-18 04:38:59 · 8 answers · asked by mpt m 1

I have asked The Royal Bank of Scotland and The Bank of scotland for a copy of the Default Notice that they had said had been sent. Even thou this is now some 3 years old I was not able to get a cope. I never did recieve a copy in the first place from either banks.What are my rights ? Could I take the banks to my local county court ?If so how ?If they cannot supply a copy is it therefore possible to get the default notices removed from my creidt file?

2007-03-18 04:16:05 · 3 answers · asked by simon p 1

they want $636 to secure a $5000 loan refundable in 6 months if you pay on time. is it safe to do

2007-03-18 03:02:26 · 0 answers · asked by Bluerose005 1

I have $25,000 in total credit card debt (3 cards). Interest rates are 4.99, 5.99 and 11.74. The card with the highest balance is also the highest interest rate. According to a debt calculator I used, I can pay them off in 42 months with my income. I have been offered a fixed rate personal loan of $30,000 at 7.74%. I would pay off the credit cards and use the rest for legal fees (personal situation). Using the same debt calculator, I can pay the loan off in 48 months easily and probably sooner.

Is it worth it to apply for the loan? Will it hurt or help my credit? I do need the extra cash and do not want to take it from my home equity or put more on credit cards. Thank you for your responses.

2007-03-18 02:45:49 · 10 answers · asked by Anonymous

I finally am in a situation to where i can pay my debt off i got myself in 3 yrs ago off but i have no idea where to start! i know i need to get a copy of my credit report? there are so many sites i dont know where to start. i also am unsure of everyone i owe (i know i owe victorias secret. washington mutual bank. visa. verizon, cingular..) i want to get out of debt, repair my credit and be able to get a bank account. please please please help me out!

2007-03-18 00:01:34 · 6 answers · asked by Anonymous

Acc not in overdraft, dont have any joint loans.
Thanks.

2007-03-17 23:13:05 · 4 answers · asked by Anonymous

I need to fix it, how? Any where I can go. I don't have any repos or but I have baaad credit?? Any suggestions.?

2007-03-17 20:25:29 · 6 answers · asked by Anonymous

I had a few dr appointments a few months prior to turning 18, and now I am getting all of these bills from that time. I just turned 18 a few weeks ago, so if I pay those bills late will it go on my credit or my parents since I was not 18 at the time of the appointments?

2007-03-17 19:56:02 · 4 answers · asked by bnlock 2

2007-03-17 19:41:00 · 8 answers · asked by Melo 1

2007-03-17 18:15:18 · 4 answers · asked by GO BENGALS 2

If it can be done how?

2007-03-17 17:39:09 · 9 answers · asked by Rick312 1

Dear respectful,

My name is Mrs. Kathy Jack Lambert I am a dying woman who have decided
to donate what I have to you/churches in your country. I am 69 years
old and I was diagnosed for cancer about 2 years ago, immediately
after the death of my husband who had left me everything he worked
for.

I have been touched by God to donate from what I have inherited from
my late husband to the you for the good work of God than allow my
relatives to use my husband hard earned funds ungodly. Please pray
that the good Lord forgive me my sins.I have asked God to forgive me
and I believe he has because He is a merciful God.

I will be going in for an operation tomorrow morning. I decided to
WILL/donate the sum of $3,500,000(Three million five hundred thousand
dollars) deposited in a Bank since May 25th 2000 to you for the good
work of the lord, and also to help the motherless and less privilege
and also for the assistance of the widows according to (JAMES 1:27)
Let `s carry ea

2007-03-17 16:44:26 · 21 answers · asked by Anonymous

A friend of mine walked into the Bank and was told that they could not deny him a loan because his score is 806. A friend that works and pulls credit all the time said the highest score he has ever seen was 820. The bank guy said he's only seen 4 people above 800 and my friend was one of them, soooo
I was looking on the back of my credit report, and they said 800-900 is a "B", 900-1000 is an "A", and 700-800 is a "C". My friend has NEVER been late and paid off everything on time for 25 years.
Do you know anyone that has an "A", or how it's done?
Seems like the credit bureau doesn't use the Bell curve when it comes to credit.

2007-03-17 16:05:39 · 8 answers · asked by Lance 3

my fico is an embarassing 560 . and Im tired of paying for someone elses home to be payed for by renting.

2007-03-17 15:47:01 · 6 answers · asked by cain c 1

i need to apply for credit to get this job i want and i need a credit card so what do i do?

2007-03-17 15:23:09 · 17 answers · asked by Anonymous

My mother who lives in Florida co-signed for a loan to get a car in Indiana once car is paid off can a judgement go through to get money to pay those past due credit card bills? One person who owns the car lives in Florida, the other one who owns the car (me) lives in Indiana.

2007-03-17 15:18:49 · 3 answers · asked by jcanime@sbcglobal.net 2

can the car be taken away to pay credit card debts if the car is paid off and in two people's name (mother and daughter) If the car is owned by two people and one has bad credit can the car be take away if ths car is owned by two people?

2007-03-17 14:46:24 · 8 answers · asked by jcanime@sbcglobal.net 2