can you get a credit card and not have a job?

Question

i need to apply for credit to get this job i want and i need a credit card so what do i do?

Answer 1

If you are looking for a credit card for bad credit, there are many options to choose from. The two main types of cards available are either a secured credit card or an unsecured credit card for bad credit. Both types of cards can help you repair your credit by giving you an opportunity to establish a good payment history. The costs and fees associated with each type of card are very different, however. In addition, depending on how bad your credit is, whether you have sufficient income and other personal details, you may only qualify for one or the other.

First let's look at the secured credit card for bad credit. A secured credit card requires that you deposit money with the issuing bank, and the bank will issue a credit card in the same amount for your use. Secured cards are guaranteed to be approved, because the bank has your deposit money in case you do not pay your balance. A secured credit card for bad credit operates much like a regular credit card. You receive a monthly statement, and you pay your minimum monthly payment or the balance in full each month. You are charged an interest rate, annual fee and possibly other fees for a secured credit card account.
Read more about it at: http://www.card-gallery.com/article/137,Get_The_Best_Deal_On_A_Credit_Card_For_Bad_Credit

Answer 2

Yes you can get a credit card without a job. If it's a Debit Card, you just need to have an active bank account. If it's a credit card, you have to find a way to pay that money back. If you don't have a job with your credit card, then you're screwed.

Answer 3

I don't know what kind of job would tell you to apply for credit??? I'd be kind of concerned about that, as a matter of fact that's very questionable... but to answer your question, maybe, but it's not going to be anything to brag about IF you do. But it will be hard because if the lender is issuing you funds, they need to know that you have the capacity to pay the balance back in a timely manner, if you have no job, that may very well be a problem. Also, you may want to look for another job, I work at a financial institution, and I had to undergo a credit screening prior to being hired, but I was never told to apply, I'd be cautious.

Answer 4

some times you find some of them that will let you have there card and start getting some credit but you can have any bad credit all ready. go around and ask some ? and see what would be best for you.

Answer 5

Go to http://www.bad-credit-credit-card-for-people-with-bad-credit.info/ for a list of credit card companies that issue credit to people with bad or no credit.

Answer 6

I guess it depends on which country you are in. I live in Dublin. Ireland, and my bank gave me a credit card with a credit limit of 1300euro despite the fact I have no income....but that's just Ireland. Financial institutions in other countries probably aren't quite as irresponsible.

Answer 7

I got one about 4 months ago
no job
when I applied and not one in sight.
I got a zero transfer fee and zero interest for 12 months to pay it off before the finance charges hit!
COntact bank of america!

Answer 8

You can, but expect a low credit limit, like $200.

Answer 9

apply for a credit card..

Answer 10

yes, capital one will give anyone a credit card, but it will have high interest rates