Credit - March 2007

my boyfriend grosses $640 per week. He pays $146 per week in child support. he pays $44 per week on health insurance premiums for the kids and himself. He is single and claims '1' deduction on his W-4 form. after this his net income is about $315 per week to pay his apartment rent, utilities, car insurance, food, gas, etc... would a credit card company still be able to sue him and garnish his wages since child support is already garnishing them? if he were to be sued and garnished further he would not be able to afford his rent, etc... he also owes the IRS about $5000 in back taxes but they currently have him on 'uncollectable' because of his income situation. so if he does get sued by a lender what should he do? he doesn't have the money right now to file bankruptcy and has no relatives to borrow any money from. he lives paycheck to paycheck...

2007-03-16 12:41:44 · 6 answers · asked by My S 1

This past week I found myself the victim of a scam artist who used my debit card information obtained illegally to empty my bank accounts. Before we caught it my finances were completely messed up.

I was lucky; with diligent effort we caught the **)**&^%$# so and so and he is now in jail. I would like to let the world know about this guy in case anyone ever comes into contact with him they will no he is a con artist and not give him any information. But, I don't know the best way to do it. Is anyone familiar with the blogsphere ... would that be a good way to get the word out? Any help would be nice as I am a pretty nice person, and this guy is a REAL BAD person.
:-)
thanks

2007-03-16 12:41:39 · 3 answers · asked by Anonymous

2007-03-16 12:40:21 · 3 answers · asked by tishabee 1

help me find a loan shark in columbus ohio

2007-03-16 12:20:08 · 0 answers · asked by nikki2597 1

2007-03-16 11:47:28 · 9 answers · asked by Why... 1

Yahoo has no e-mail to report fraud and no phone numbers to call about problems so how can I get them to cooperate?

2007-03-16 11:31:55 · 16 answers · asked by Ron 1

My sister is in debt and would like to consolidate. The catch is that she would like me to co-sign with her on the loan.

I don't know alot about co-signing but I do know the risks for me far outweigh the benefits. I assume that if things go bad, I will end up royally screwed. So my question is, is there really any good reason to co-sign on a loan with anyone, ever?

2007-03-16 10:54:11 · 10 answers · asked by dkneheli 1

to contact you anymore and it won't go against your credit in the future?

2007-03-16 10:11:31 · 7 answers · asked by Corona 5

I am considering getting a secured personal loan from them but they are requesting 4 mos. of payments upfront ($860) which will be applied to my principal and my first payment won't be until 07/07. Does this sound normal/legit? Please advise. Thanks!

2007-03-16 09:41:11 · 7 answers · asked by SillyJilly 1

NO BANK POOR CREDIT CANT PAY DEPOSIT UK ONLY

2007-03-16 09:21:45 · 4 answers · asked by taztazzatzat 1

a friend of mine just had all their money taken out of the bank by someone they owe money to. i have a lot of unpaid debts too, and i'm wondering if they can do that to me?

2007-03-16 08:57:11 · 7 answers · asked by Holly 2

My husband and I were doing really well with our credit, ect... But when he switched jobs for less money, assuming he was going to be making more money VERY shortly, and didnt, we couldnt pay some things we got ourselves into. He just got a new job FINALLY after months of searching and 100's of resumes, and we are trying to fix it all. We have 2 credit cards, and a verizon bill on his credit that we havent payed on. A few other smaller things, but these are the main. When I just checked his report, these all just say "bad debt" or "written off" ect. It give the date when they will be taken off our credit. Which is like 7 years. We want our credit to be good (mine is, his isnt since everything was in his name).

My question is, now that we have a better income, we want to consolidate everything. We would like to consolidate it all, including the credit cards and verizon bills. Since these were written off, is that still possible? Will they still accept money from us?

2007-03-16 08:50:07 · 8 answers · asked by Bl3ss3dw1thL1f3 4

the have approve me a lone for $9,000 but wnat me to send $700 via moeny gram first.

2007-03-16 08:26:15 · 4 answers · asked by William S 1

i am able too do this as i live in my mothers house at the moment and am buying house next door. I got my mortgage by providing a letter from my bank saying ive always been registered at my mothers address. What can i do? also i dont have a credit card only debit card. I went through with all this via my financial advisor but now solicitor has also requested this too me. I can obviously provide bank statements off my deposit etc but dont have any bills registered in my name. I hope this dont cause anymore problems as ive just got my offer letter from the bank saying they agree too the loan.

thank u xx

2007-03-16 08:09:04 · 8 answers · asked by Anonymous

2007-03-16 07:52:35 · 6 answers · asked by zanytanya 3

Last month, my score was 662, but then it suddenly went down to 644. I haven't opened any new accounts, and i've actually been paying down my debt (on time) and not using my credit cards at all. The only thing I've down is apply to live in a new apartment. Could that application and/or inquiry from the landlord brought down my credit score??

2007-03-16 07:45:11 · 11 answers · asked by Helen C 1

The scale that my credit rating shows up on only goes up to 850. Can it be higher?

2007-03-16 07:20:48 · 6 answers · asked by ☺SDgurl☺ 3

2007-03-16 06:57:09 · 5 answers · asked by Dipti N 1

when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?

2007-03-16 06:52:50 · 9 answers · asked by JadaK 2

2007-03-16 06:48:08 · 4 answers · asked by gail_705 1

I have heard good and bad, but for some reason my gut is telling me it's not a good idea. What do you guys think?

2007-03-16 06:40:03 · 6 answers · asked by Anonymous

2007-03-16 06:38:48 · 22 answers · asked by kaleem_din 1

My credit is poor, its a 540. I want to get a small loan for about 1500 or 2000 so I can build my credit score some more. I am doing pretty good becuase about 45 days ago it was a 492, how great is that. Does anyone know were i should go were i wont be turned down...Please help.....

2007-03-16 06:33:27 · 7 answers · asked by Its Blu 1

2007-03-16 06:23:16 · 6 answers · asked by kaleem_din 1

Can you get Guaranteed Credit limit of $7500? This is what they promise. Never tried and just curious if that is true. Here is the link:
http://loanslowcost.com/

2007-03-16 06:22:01 · 3 answers · asked by Monca B 2

2007-03-16 06:15:32 · 7 answers · asked by Dave C 1

sold at walgreens...
which is better...the prepaid visa or prepaid master card?
and why?...............
WHAT is your experience with it?

2007-03-16 06:02:45 · 6 answers · asked by La'Grange 4

My husband tryed to open an account at a local bank & was turned down due to his credit report.
after checking it over we discovered that there was a claim from a c.c agency that we were not aware of.
to make a long story short i contacted the co & was told who it was from.(try to follow me)
my husband owned a shop 5yrs ago & a man dropped his truck off for potential work & was not heard from again( tryed to reach via phone, last address) the truck remained there for several months & one day was gone.
so now the collection against us is from this fellow, this is the 1st heard of any of this.
I was told he " made a statement" & that is the result of the $3,800 on our report.No bill was ever written, there was never a small claims court hearing .nothing .
can you walk in & "make a statement" on anyone w/out documentation?
the credit collection co told me they would ASK this man if we could have a copy!!!
its been 3wks & nothing.
whats my next step?
any input would be great.

2007-03-16 05:52:30 · 6 answers · asked by Anonymous

Bills always late-credit history not good- how do you get this cleaned up were you become the money handler of the household? NOT him?

2007-03-16 05:47:11 · 7 answers · asked by Anonymous

I am fighting a battle with a company that says my employer has an account (or a credit card) with them and owes them a lot of money. He never applied for this account or any account with this company and now it has come to them bringing in an attorney.
My employer wants me to fight them the problem is that this all began back in 2005 and we have done very little if much to fight them until now. I filed a complaint with ftc.gov, but people are telling me that I should also report Identity theft. I need a police report to go with this don't I? Isn't it too late? Where do I go from here without going to court?
Any help would be appreciated. Thank you.

2007-03-16 05:45:35 · 4 answers · asked by Just Sarah 2