Credit - March 2007

I don't have a co signer. I'm going to be a full time student. My credit score is 693 and I'm pretty much going to be living off financial aid and loans. Will a landlord approve me??

2007-03-16 05:43:38 · 6 answers · asked by too_much_flava 1

i oder 3-1 credit report from transunion and it says i have a 601 for experian but i also oder experian single credit report and it says i have a 667, why those that happends? and which one should i believe

2007-03-16 05:43:18 · 3 answers · asked by raphypiano1 1

They robbed me of over $1000 for a $7000 loan. The $1000 was what they claimed a "security deposit." When I found out it was a scam it was too late...they had already picked up the money wired from western union....duh! like they're going to wait to get it, right? The two women that I spoke to went by the names of "Michelle Lindsey" and "Emily Sumn"... from "Walton's Financial Group" they claimed to have been reffered by cityfinancial. What cityfinancial cannot explain is how these people were able to get into their system and steal my information. CityFinancial was the only place I applied for a loan. So, the question is, how did they get my info?

2007-03-16 05:42:48 · 5 answers · asked by blue82blue 2

One of my relatives who was living with us recently left the U.S. and went back to his country. I don't think he will ever return. But his credit card bills still arrive at my house. He is being charged like $200.00. I cannot contact him. And i don't want to make that payment. What should I do? And is there any way I can stop those letters from arriving at my house?

2007-03-16 05:35:04 · 10 answers · asked by Anonymous

2007-03-16 05:26:10 · 4 answers · asked by TODD S 3

I found that my credit card company did not receive my payment until 3 days after it was due, even though I sent it 10 days prior to the due date. Is this something I can question? If so, I need help writing the letter. I need people who either deal with this stuff and can give me hints on how to be successfeul or those who have inquired with results. Thank You!

2007-03-16 05:17:58 · 3 answers · asked by Sunshine Swirl 5

2007-03-16 05:12:51 · 0 answers · asked by MAHESH KULKARNI P 1

A friend of mine wants to use a credit card of mine to purchase an appliance he "needs." He promises (orally) repayment. However, what do I need to do (in writing and what-not) to get a better guarantee that this will be repaid. I do trust him. However, not when it comes to screwing up my credit. I cannot afford this. And we know how folks can be when it comes to paying someone back. Thanks.

2007-03-16 05:07:36 · 4 answers · asked by tracirosscanton 2

Im currently in Iraq and I never recieved a Bill for these Items so I ended up paying them late. So im wondering how if its possible do I get these deleted from my credit report.

2007-03-16 04:52:54 · 9 answers · asked by Anonymous

i live in Nj, a judgement was awarded against me in the courthouse from a car repo 6 years ago. what i need to no is if this judgment was issued almost a year ago if they are going to freeze my acct. I have little to no money in there but id hate to write out a bill and one day have itbe frozen and the check bounces. how soon would they have done this? is there any recourse for me now, after the court date to not have them freeze my accts? a hardship or anything?

2007-03-16 04:28:42 · 4 answers · asked by njshoregrrl25 1

When you have credit card debt and that bank sells your debt to another bank without informing you...I first question how can they sell your debt and personal information without notifying you? The buyer of my debt says, "we bought your debt and now we own it." I want to say so badly, “KEWL!! Then you pay it.” Don't I own my debt? How can my debt that I owe and own along with my personal information be sold to some stranger that I did not sign a contract with or agree to borrow the money from? How could I owe that company when I didn't borrow the money from them? If I do not own my debt and I get no say so in whom it's sold to then… isn't it fair to say that I don't owe it? Who ever bought it and now owns it, now owes it. Right?? How can you owe borrowed money to someone you didn't agree to borrow it from? Does anyone else agree with me on this?

2007-03-16 04:24:10 · 5 answers · asked by Anonymous

2007-03-16 04:08:12 · 3 answers · asked by Significant 1

My husband and I recently got discharged from bankruptcy and now we are wanting to build our credit. How are we suppost to do that if nobody will help us?

2007-03-16 04:04:18 · 6 answers · asked by Anonymous

I ruined my credit 5 years ago coming out of high school with credit card bills and store credit cards. I was somewhat paying the minimum on some of them and was defaulted on others. This year I realized that I will never be able to get my own house until i get that fixed. I paid them all off one by one with large sums (settlement). How long before my credit scores goes up? Am I pretty much doomed for the next 20 years?

2007-03-16 03:08:19 · 7 answers · asked by Flipstar 2

Has anyone been sued by a Collection agency for credit card debt? If so how do you go about handling this?

Also I live in PA.

2007-03-16 02:18:29 · 4 answers · asked by leelee 1

I have some old credit card debt from my college days (probably going back 4 years) that I have started to receive collection notices for. I'm in a better financial situation now, by no means rich, but I would like to clear my name and not be handcuffed by my prior situation.

What's the best way for me to handle this? I got a letter offering a "one-time only" payment to a collection agency at about half off, which is very attractive, but I want to make sure that I'm both clearing my conscience and boosting my credit rating. If I can do that and pay less than I theoretically owe (considering most of it is probably finance charges), all the better.

For the record, I have a couple of open accounts that are perfectly clear. I've looked into it a little and the state I lived in when I opened the account has a six year statute of limitations.

Looking for solid advice as I'd like to buy a house in the next couple of years.

2007-03-16 00:45:26 · 7 answers · asked by B-Lab 2

2007-03-16 00:34:15 · 1 answers · asked by HAYS C 1

I have limited access to funds on my credit/debit card to pay for any fee-transaction

2007-03-16 00:04:05 · 7 answers · asked by chargers 1

I have a bad credit score. I paid all my debt off and have a lot of cash. I make about 4000 dollars a month (after tax).
Knowin that it takes some time to clean a credit record, can buy a house if I put a big down payment without having to take a big interest rate?

2007-03-15 23:49:42 · 4 answers · asked by S A 1

2007-03-15 23:48:10 · 4 answers · asked by vijaya kumar vaishnavi 1

2007-03-15 23:47:09 · 3 answers · asked by Anonymous

if you left the country 5 years ago without paying off your credit card, how long before your debt is being erased????

2007-03-15 23:12:27 · 2 answers · asked by Anonymous

suppose u sign up for a credit card and da credit card comes to ur home so do dey take monay also as a charge on making up dis credit card and can teen hv a credit card....
plzz answer me

2007-03-15 23:03:09 · 4 answers · asked by puri_nandita 1

When does a bailiff arrive to remove ones goods ?. Is it AFTER one has been to court for non payment , recived a ccj and still not paid the debt. Or can they just arrive from the company chasing the debt and remove ones goods before a court appearance or summons has been sent from the courts. thanks.

2007-03-15 22:37:51 · 9 answers · asked by tom 1

im 19 Years old, i have 20 Credit Cards and a $24,000 debt.. yes THOUSAND! and my question is, what is the best way to lower my debt (other then the obvious stop spending and rip/cancell your cards) i was doing great wit my payments but fell behind 1 or 2 months in like 2 or 3 credit cards.. any tips to lower my debt, suggestions ,thoughts, anything! thankz!!

2007-03-15 20:28:47 · 13 answers · asked by Anonymous

I want to make an online purchase but I do not have a credit card. Is there a site that I can deposit money into using paypal to pay for my purchase using a virtual credit card?

2007-03-15 20:26:14 · 3 answers · asked by mbay 1

If I tell my credit cards that I have a husband, and that he has a good job in Canada, but pays no child support, and I have no job, what will they do? Will they go after him for the money? How would this affect a divorce?

2007-03-15 19:31:18 · 3 answers · asked by katy 1

2007-03-15 19:00:42 · 6 answers · asked by Anonymous

hey there i am currently looking at moving to Toronto Canada, I am from a business and IT background.

I am wondering how the credit system works in Canada, As i am moving from Australia, with a well established credit rating.

Can anyone please explain it to me, how if i can get a good credit rating quickly as i will be looking at purchasing a house, with a large deposit.

Thanks in advance.

2007-03-15 18:51:04 · 1 answers · asked by digitaleuphoriadotorg 1

I have a $500 credit limit, I owed almost the $500. I had $10 left availabe. I made a payment of $200. They recieved it and its still sayin I only have $10 avalible. WHY????????

2007-03-15 18:48:19 · 5 answers · asked by Jenni 1