i oder 3-1 credit report from transunion and it says i have a 601 for experian but i also oder experian single credit report and it says i have a 667, why those that happends? and which one should i believe
2007-03-16 05:43:18 · 3 answers · asked by raphypiano1 1 in Business & Finance ➔ Credit
use the middle number. all 3 bureaus are going to have different number so most places will use the middle number of the 3.
2007-03-16 05:48:00 · answer #1 · answered by romettifamily 2 · 0⤊ 0⤋
each agency may be slightly different in what they have listed also.
by law, your allowed one free credit report, from each agency, per year. and by federal law, they are not allowed to keep accounts on too long, report correct info only, etc.
but the agencies keep the old accounts listed (common problem), until you make them remove it.
CREDIT REPORT INFO / REPAIRS
http://www.bankrate.com/brm/news/forms/credit-report-error-fix.asp
http://www.bankrate.com/brm/news/bankruptcy/20070313_credit_report_stains_a1.asp
http://www.bankrate.com/brm/news/forms/credit-report-error-fix.txt
MORE FINANCIAL INFO
http://bankrate.com/
request your free reports:
Equifax
P.O. Box 740241
Atlanta, GA 30374
www.equifax.com
1-800-685-1111
_______________
Experian
P.O. Box 19719
Irvine, CA 92623
www.experian.com
1-888-397-3742
_______________
TransUnion
P.O. Box 2000
Chester, PA 19022
www.transunion.com
1-800-916-8800
2007-03-17 10:35:19 · answer #2 · answered by Yvette B yvetteb 6 · 0⤊ 0⤋
If they are not from FICO you should believe none of them.
They are not true FICO scores and can be off from your true FICO's as much as a point or two to over 100 points.
If you want your true scores, order them from myfico.
2007-03-16 18:53:07 · answer #3 · answered by echo 7 · 0⤊ 0⤋