if you left the country 5 years ago without paying off your credit card, how long before your debt is being erased????
2007-03-15 23:12:27 · 2 answers · asked by Anonymous in Business & Finance ➔ Credit
thanks Mariposa. The credit card bill was in SC and as we are in France we don't know if they took us to court
2007-03-15 23:25:14 · update #1
It would depend on which country. In the US, it would depend on which state. The statute of limitations vary by state. A bankruptcy will stay on the credit report for 10 years and collections for 7 years, but each state has a different length of time that the creditor can sue you. If the creditor took you to court and you did not appear, the item will stay on your report for 7 years since the judgement.
2007-03-15 23:20:54 · answer #1 · answered by Mariposa 7 · 0⤊ 0⤋
get a copy of your credit report and it takes 7 years after u have paid your bills in full..
2007-03-16 12:23:07 · answer #2 · answered by shorty21 5 · 0⤊ 0⤋