credit card balance/credit question?

Question

when a credit card company says your current balance is 336.66 and your available credit is zero.. can u spendthat 336.66 or sense your credit is zero can you spend anything?

Answer 1

That means that you already have charged $336.66 against the account and you have a $0 available to spend. Although, there must be a charge that is pending or you would have the remainder of your credit limit to use. Check your account in a day or so to verify pending charges.

Answer 2

Current balance is what you owe. Available credit at zero means you can't use the card. If your initial limit is over 336 and it says this it means you were late a couple of times or didn't pay the minimum.

There is no substitute fo just calling the company and tell them whatever and they won't cancel you right out of the gate.

Answer 3

Your current balance is what you OWE to the bank on the credit card, in this case $336.66.

If your available credit is zero, then you cannot buy any more stuff and put it on that credit card.

If you buy stuff and go over your credit limit, the bank might disable or revoke your credit card.

Answer 4

Balance = What you owe
Available = What you can spend

So you can not use that Card until you have available credit.

Answer 5

Is the term available credit is $0 not a hint to the answer?

Answer 6

You owe $336.66, and your credit is ZERO, so your credit at the moment, until you pay your bill, is ZERO.

Answer 7

If your available credit is zero....do the math. $336.66 is what you OWE, not what you can spend.

Answer 8

if your balance is zero then u must own them money. the u should have limit..

Answer 9

your balance is what you OWE!!! you're maxed out! join the rest of the world! : )