If it can be done how?
2007-03-17 17:39:09 · 9 answers · asked by Rick312 1 in Business & Finance ➔ Credit
A bankruptcy won't be removed from your credit report for ten years following the filing date.
Other bad credit reports like late pays, collections or charge offs fall off after seven years, but a bankruptcy stays on for a full ten years.
2007-03-17 17:50:40 · answer #1 · answered by ? 2 · 2⤊ 0⤋
Usually you have to wait 7 to 10 years for a bankruptcy to be removed from your credit. I filed a Chapter 7 in 1999 and it is still on my credit history. I hope this helps you out. Good Luck!!
2007-03-18 02:27:14 · answer #2 · answered by robbies girl 1 · 0⤊ 0⤋
No. Bankruptcy stays on your credit for at least 7-10 years, and even beyond that if a lender really wants to find out he can dig up that information. It will be with you for life. That's the price of not paying your bills.
2007-03-18 09:03:57 · answer #3 · answered by Zeppfan35 3 · 0⤊ 0⤋
It can't be done. It will stay on your credit report for 7 years. Anyone who offers to remove it from your credit report is scamming you.
2007-03-18 00:42:11 · answer #4 · answered by Emily Dew 7 · 1⤊ 0⤋
You just have to wait like I did. There is a upside to it. Lenders are more willing to give you credit because they know you can not go bankrupt on them for 7-8 years.
2007-03-18 00:44:52 · answer #5 · answered by Anonymous · 1⤊ 0⤋
How to Clean Up Credit Report
Before approving your loan, your lender contacts the credit bureaus to get your credit report. Bad credit report will severely restrict your credit. In some cases, you may not even get the credit. So it is vital to get your credit report cleaned. To enable you to achieve that you have to alter your financial habits
http://www.debt-loan-refinance-mortgage-credit.com/category/How-to-Clean-Up-Credit-Report.html
2007-03-19 04:26:12 · answer #6 · answered by Anonymous · 0⤊ 0⤋
no it can't
BK stay on your credit report for 10 years
so do tax liens
all other for 7 years
2007-03-18 00:46:44 · answer #7 · answered by Anonymous · 2⤊ 0⤋
Check your source as the information he/she is disseminating is highly unreliable and inaccurate.
2007-03-18 02:36:47 · answer #8 · answered by DaMan 5 · 0⤊ 0⤋
You were told wrong.
2007-03-18 01:11:16 · answer #9 · answered by normobrian 6 · 2⤊ 0⤋