the cashier at the store takes your credit card without asking to see some ID? How do they know the card is YOURS? I sign the back of my credit card with "See ID" so that they have to ask me for it, but some of them take the card and swipe it without even looking for the signature. Nice "quality control" huh?
2007-03-17 08:39:03 · 8 answers · asked by LolaCorolla 7 in Business & Finance ➔ Credit
To echo: A card being properly signed is one thing...to ask for ID to make sure that I'm the one who signed it is quite another. The card company requires a signature on the back of the card for just that reason...the cashiers are the ones breaching the contract, not me.
2007-03-18 07:26:45 · update #1
I signed mine the same way and it's very irritating when this happens. I always point out to the cashier their mistake when this happens but most time they just look at you with a could care less expression and say "sorry". And people wonder why there is so much identity theft.
2007-03-17 08:49:09 · answer #1 · answered by ? 7 · 2⤊ 0⤋
It is against Visa, MasterCard and AMEX policies for a store worker to ask to see someones ID when they have a properly signed card. The store can be heavily fined and possibly lose the right to do business with Visa, MC or AMEX if a complaint is filed.
Those cashiers probably get lazy since they may have been told by the store not to check ID if the card is properly signed and also the majority of the cards they run through have a signature on it.
If it bugs a person that much where they write check ID on the back instead of properly signing the card - that person should properly sign their cards and hand their ID to the cashier at the same time they hand over their credit card.
Yeah I know I will probably get the little negative marks for writing this.
Just keep in mind that not only the stores have to follow card company policy the user of the card should follow the card company policy for their own protection.
If your card gets stolen normally you are liable for only $50 of any charges that result from the theft.
If the card company is made aware that the card was not properly signed, by recovery of the card or notated by a merchant that it was not properly signed when used by the thief, you may be held liable for the full amount the thief charged.
Card policy is card policy, if a person doesn't like it, work to change it.
2007-03-17 10:13:24 · answer #2 · answered by echo 7 · 2⤊ 1⤋
You mean the cashier actually swipes the card where you shop? Most of the stores where I live have card readers facing the customer. The cashier doesn't even touch the card. I could swipe my mom's card and sign "This card is stolen" and they won't notice. I've actually seen a credit card receipt someone signed that way to see if anyone would notice.
2007-03-17 09:57:13 · answer #3 · answered by STEVEN F 7 · 0⤊ 1⤋
I agree, I sign mine the same way, and they rarely check.
2007-03-17 08:42:18 · answer #4 · answered by Anonymous · 0⤊ 0⤋
Yea well thats wat times have come to. People are very lazy nowdays and whatever they can do to make things faster they'll do. Now, i can understand if there were a long line they would want to go as quickly as possible.
Check out my site:
http://easymoneymakingcareer.blogspot.com/
2007-03-17 08:42:10 · answer #5 · answered by Chris S 1 · 0⤊ 2⤋
I absolutely agree!! And people wonder why there's a ton of fraud going on. =P
2007-03-17 08:44:09 · answer #6 · answered by schaianne 5 · 1⤊ 0⤋
You bet, it irritates me too.
2007-03-17 08:41:15 · answer #7 · answered by Akbar B 6 · 0⤊ 0⤋
its quite irritating
2007-03-17 08:46:15 · answer #8 · answered by jaclyn 2 · 0⤊ 0⤋