Credit - October 2006

also can a person keep a car they just got financing for. this person has been in an out of the hospital and that's the reason for having to file bankruptcy again trying to catch up after being off work for long periods of time it has become really hard to catch up

2006-10-24 16:35:41 · 6 answers · asked by jazzy jay 1

I am about 200K in debt (failed business) all financed with various Lines of Credit, CC, etc. My wife has fine credit, and will be unaffected by this. I am probably going to file bankruptcy, as I don't see anyway of repaying this debt. They were all business loans and business debt- this wasn't me buying big screen tvs and Coach purses. One of my debts (27K- amex) has just gone to collection (Allied Interstate). I just got the first threatening phone call from the collection agency. They said I had 2 days to pay this debt.I am asking, how long will it be before they file a judgment against me, and then how long will it be before the judgment is issued and I have to go to court. I ask, because I will be selling one of my businesses in the next two weeks, and I would like to have the proceeds of that sale go to my other debtors, before Amex and BoA step in. Please give good advise if you ARE INFORMED and knowledable. Thank you so much!

2006-10-24 14:37:31 · 6 answers · asked by Josh B 1

2006-10-24 14:19:33 · 10 answers · asked by ? 2

I'm currently 22 years old, never been marry, I owed about 23,000 in credit card debt and about 10,000 in collection. Should file for bankruptcy? and how does it affect my credit score in the future?

2006-10-24 13:47:46 · 21 answers · asked by mefornow06 1

A collection agency sayss they are proceeding with litigation - what does that mean - should I accept their offer to make payment arrangements with them?

2006-10-24 13:41:09 · 10 answers · asked by joan i 1

2006-10-24 13:04:08 · 2 answers · asked by D S 1

american finance company charge me every month on my debit card, who are they

2006-10-24 12:44:20 · 3 answers · asked by bilko 1

I have verizon wireless, and i was wondering i would still be using my minutes by talking to people with this " my circle" plan.

2006-10-24 12:26:22 · 2 answers · asked by Anonymous

2006-10-24 11:52:25 · 2 answers · asked by filipina chick 2

2006-10-24 11:27:07 · 14 answers · asked by Anonymous

Okay, I have more than just this question, here it goes. Basically I have Bills owed from when I was younger, and No more than about 6000 in debt. It seems impossible for me to track down who to talk to so I can pay back, and get out of debt. Does anyone know of a card out there where I could possibly take all those bills and pay them off with this card, and then make payments to this card. I seriously need to get out of debt, and have no clue where to start. Any info is greatly appreciated, thanks

2006-10-24 11:19:48 · 8 answers · asked by raynics82 2

We just got our credit scores in the mail because we applied for a home equity line of credit and they have to tell us our scores. Anyhow, my husband's is 10 points higher than mine. We both have the same thing. One credit card in each of our names, the house is in both our names, and our cars are in both our names. However, all utilites, phones, TV, internet, etc. are all in my name. All bills are ALWAYS paid ON TIME and IN FULL and we NEVER carry a balance on our credit cards. If we need to use a card for a purchase, it is ALWAYS PAID IN FULL AND ON TIME. Is the fact that the bills are in my name affecting my credit score? Simply because the number of "accounts" I have open? I can't think of anything else that would be affecting my score. When we got married, my husband's credit score was quite a bit lower than mine, so what happened that he ended up having a higher credit score?

2006-10-24 11:18:52 · 6 answers · asked by happymommy 4

I know it's a sticky situation, but I was hoping someone out there might be able to offer up some answers. I am thinking that they shouldn't be liable since they're not able to legally enter into a contract, but I don't know what the exact law is as it pertains to banking.

2006-10-24 11:16:41 · 7 answers · asked by YZerizef 1

I have already used my free trials at the big three credit bureaus, and don't want to have to pay too much to see my credit score. I've found ways to see my credit score for $15 but I'd rather spend less than that. Any suggestions?

2006-10-24 10:43:22 · 8 answers · asked by S.G. 2

I have about 7k in credit card debt. I also need some extra money for the property tax coming up by the end of the year. Would a personal loan be better than a HELOC?

2006-10-24 10:29:56 · 8 answers · asked by Dakine808 1

We have been victimes of fraud and identity theft with them. We gave them a large deposit on the condition of a loan and nothing was resolved. Has anyone else been in this situation and if so have you done anything further?

2006-10-24 10:17:38 · 6 answers · asked by Denise D 1

I was never notified by my website hosting company about some lates that i had. I did not know about it until it was in collections

2006-10-24 10:14:29 · 2 answers · asked by cjkloanguy@yahoo.com 2

Can you get old info off of your credit report after you settle accounts? How long does it take for the creditors to take off the payments you paid off?

2006-10-24 09:58:01 · 6 answers · asked by Diane L 1

2006-10-24 09:54:12 · 11 answers · asked by Anonymous

2006-10-24 09:39:38 · 14 answers · asked by babs 1

Ahhh! My blood pressure is through the roof! Some chooch from a collection agency just called me, was rude to me, and when I call to talk to someone else, he refuses to put me through, he won't give me any number besides his extension and he says "I'm going to end this call now ma'am". He won't even tell me what notes he's put in my account about my payments! What a jerk! How can I reach this ******'s company or supervisor??

2006-10-24 09:25:21 · 4 answers · asked by Anonymous

a money lender from nigeria

2006-10-24 09:17:44 · 3 answers · asked by Anonymous

2006-10-24 09:11:48 · 10 answers · asked by zorba1360 2

i was wondering if i could make payments on what is owed and i don't even know how much it is either its has been since 05 and could i open a account anywhere for direct deposit of my paycheck?

2006-10-24 08:51:24 · 3 answers · asked by PAULINA S 2

January 2006: my FICO is 778.
Checking my credit Report on May 2006: 90 days late payment/ collection with gas company Peoples Energy. (forgot to order final bill, all bills keep coming to the previous address). FICO 688. Collection was paid off imediately.
October 2006: collection is shown as paid, but FICO is 692.
Question: what should I do to improve FICO? How I may delete collection from my credit report? Thank you!

2006-10-24 08:48:52 · 3 answers · asked by Helena M 2

2006-10-24 07:47:20 · 8 answers · asked by Anonymous

2006-10-24 06:52:45 · 11 answers · asked by Anonymous

Tell me, what would you do. One the first day getting 6.9 billion, what and how would you respond?

2006-10-24 06:36:15 · 18 answers · asked by Anonymous

I was applying for a real credit card and somehow (must have been a pop-up) I ended up filling one out that deducted money from my account that was not the same place I was applying for.There is no contact number and I have emailed them 5 x for cancellation as well as my $ back.Anyone know how to deal with US Platinum ?

2006-10-24 06:20:18 · 4 answers · asked by Dylan aka Dilly 4

I owe this particular company (credit cards) and now I am able to finally start to pay the monies that i owe.......i have written to the company the lawyer they retained, and i even sent my first payment that i promised to pay every two weeks.......the retaining lawyer for the company went and filed a summons against me, even after i told them that the firm that was assisting me would be in contact...then the attorney told me that the company does not have to take the payment that i can afford.........Is this legal......

2006-10-24 05:38:33 · 6 answers · asked by Anonymous