I'm twenty five years old and still in college. I have about $8,000 in credit card debt. I have about 9 maxed out / over the limit credit cards. I have been unable to make my credit card payments for about 8 months due to being out of work , moving, and other personal problems. A couple of my credit cards have been charged off and I don't know what to do. My family can't help, and this has DESTROYED my credit. About a year ago my beacon score was about 640, now I can't get approved for anything. This is horrible, needless to say, lesson learned. I just want to have one regular credit card and maybe a gas card from here on out. I don't know if I should try to consolidate my debt, give up and not worry about it for three more years until I get out of school, but then I have to start paying off my student loans, HELP !!!! Nobody can give me any answers that I need. I just want a fresh start. I want to buy a house someday.
2006-10-21
04:48:54
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8 answers
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asked by
heather d
2