Credit - October 2006

I have a few too many inquiries on my credit account. I'm about to purchase a vehicle but I may have to go through several different lenders. I have 700 fico. Someone told me if you have a inquiry and approval that it doesn't do anything bad to your credit, but if you have a hard inquiry and a denial than it does have negative effect. Please help. thanks

2006-10-23 07:11:37 · 4 answers · asked by Anonymous

2006-10-23 06:54:26 · 13 answers · asked by mustang 1

I am living in Europe now. I have a debt of 35,000 dollars/credit cards in America.

I was just wondering what could happen to me if I just stop making the payments. What they can do against me in Europe?

I am planning also get maried and later on get new citizenship...

Also they are charging 23% APR on this balance. Sometimes I just think about stoping the payments...

2006-10-23 06:03:55 · 6 answers · asked by MARK 1

2006-10-23 03:57:04 · 10 answers · asked by trackman716d 1

i need to buy tickets right away

2006-10-23 03:35:52 · 7 answers · asked by Anonymous

2006-10-23 02:37:39 · 16 answers · asked by Jins Scharia 1

Will experians scores and other reference agencies be similar?Thank.
I am writing from the UK.

2006-10-23 00:59:02 · 20 answers · asked by Steven K 1

2006-10-23 00:52:03 · 4 answers · asked by Anonymous

2006-10-22 23:59:10 · 4 answers · asked by Jamaican Princess 2

I have been using this free credit repair kit on this website: www.expert-credit-advice.com and have had many inaccurate items removed by using the pretyped dispute letters, however; a few of the truly inaccurate items have been deemed "accurate" by the bureaus. I used the demand and follow up letter and the bureaus insist that I am using a credit repair company and refuse to investigate further because they say I am a frivelous consumer disputer!!!! I am simply wanting my credit to be accurate and they will not do anything further than offer me a "consumer statement of a 100 words or less". I heard placing a consumer statement is really bad, so I dont want to place one.

Can someone please tell me how to approach the bureaus; sue them, send more letters????

2006-10-22 23:35:42 · 4 answers · asked by Anonymous

I have a bad debtor who continuously pays late or not at all. Wondering how to "black List" him??

2006-10-22 17:41:00 · 6 answers · asked by Tracey H 1

I have reached the end of my ladder when it comes to Equifax, experian and TRW as far as disputing items that aren't mine are concerned.

2006-10-22 17:25:20 · 5 answers · asked by Lost in Atlanta 1

The theif has purchased a home and some cars in my name; and to make matters worse they've even got the " free credit" report, now what am I to do

2006-10-22 16:58:33 · 5 answers · asked by dimwit 1

i noticed that my fico score went down

2006-10-22 16:48:48 · 10 answers · asked by Anonymous

why is that people need good credit to be approved for a loan or even get a decent job?

2006-10-22 16:29:12 · 3 answers · asked by yukmouth 6

She has hidden money and transactions from me in the past as she pays the bills online. She is getting drunk every day and that money must be coming from somewhere. The last time she did this she ran up a $20,000 debt at 24% rate. I had to refinance the house to pay the bill. Isn't there someway I can find out if she has credit cards and/or bank accounts that I do not know of??? Please help>

2006-10-22 15:58:32 · 10 answers · asked by Anonymous

i understand there will be a very high interest rate but is it possible to get a loan of $20,000. i am 18 and i have an account w/ bank of america

2006-10-22 15:50:57 · 10 answers · asked by Angel 1

2006-10-22 15:23:37 · 7 answers · asked by Anonymous

I'm 66yrs old and on Social Security and small pension. I have about $2100 income and about $2000 going out each month since the first of the year. I have contacted a credit counseling agency and will be out of debt in 3 yrs (approx. $19,000 + $3000 for fees) Is this the way to go since I can't work with stenosis of the spine and 2 bulging disc's, and osteoarthritis in every part of my body.

2006-10-22 13:12:11 · 2 answers · asked by deh656 1

for best answer. i want to order some socks from journey's and they say u purchase it at the postal office and also do u make the order at the postal office and give them cash right there and then?

2006-10-22 12:56:57 · 17 answers · asked by happygolucky456 1

2006-10-22 12:50:19 · 9 answers · asked by jsophiaon 1

2006-10-22 12:41:02 · 3 answers · asked by NatureBoy 2

My boyfriend has horrible credit with a lot of past things he needs to pay off. Is there a type of credit counsler, or financial advisor that can help him get started? We want to start looking for a house, and I know he will not be able to get a loan. Thanks!

2006-10-22 11:57:59 · 10 answers · asked by Anonymous

2006-10-22 10:37:06 · 4 answers · asked by raphypiano1 1

My mom is voluntarily giving me $8000 to pay off the rest of my car loan. Do you think its better for my credit if I pay off the $7800 balance so I no longer will have a car payment.....or use the $8000 to help pay off half of my $16,000 college loans?

2006-10-22 10:28:13 · 9 answers · asked by ckjnap04 2

2006-10-22 09:15:48 · 10 answers · asked by Silver Surfer 3

have paid off student loans, have steady job, no other debt, no credit history

2006-10-22 09:03:42 · 10 answers · asked by Spec 2

Anyone know the procedures?

2006-10-22 08:18:15 · 3 answers · asked by curious cat 2

2006-10-22 07:22:25 · 5 answers · asked by Anonymous

my wife has 10,000 in debt(old medical and other misc bills) I have 5K to pay some of them off and some should fall off some. Any advise to help me?????

2006-10-22 07:08:56 · 4 answers · asked by baseballjedi 3