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Credit - October 2006

[Selected]: All categories Business & Finance Credit

2006-10-19 12:36:19 · 14 answers · asked by Anonymous

i mailed in a money order to bank of america..because they had me on file with chex system and i needed a letter from them stating that i paid what was due to them so i can open up a bank account with this bank..but they said they never received it..this is the second time i mailed them a money order and they said they never received..what should i do know..i already waisted $300

2006-10-19 12:33:34 · 5 answers · asked by Anonymous

My bank has been notifying me the past month that I'm getting a new card with more features.... so I get it today and it's the same exact card as before. Same design, same account #, same expiration date, same features as before.

My current card doesnt expire until 2008 so why would they send a new one?

They said that if I use my card this month everything would be 5.9% for 6 months and then revert to my regular rate of 9% after that.

I am worried about using the card or activating the new card because I am currently only paying $1.90 in finance charges a month, instead of $70 it should be. If they are making a mistake I don't want them to find out.

So should I just continue using my old card? Maybe if I use the new card I am agreeing to some new terms or something I am not aware of?????

2006-10-19 12:13:43 · 2 answers · asked by KRACK A SMILE 1

I have filled every paper excepet this please help, I dont want to go to a lawyer fot this

2006-10-19 12:09:50 · 4 answers · asked by Yervand T 1

I am having a american express business credit card with my employer as a primary card holder, for the last six months. I use this credit card for the official purpose only. So my question is, am I making a credit history or not.

2006-10-19 11:15:15 · 2 answers · asked by Preet G 1

does anyone ever have 850?

2006-10-19 11:05:45 · 20 answers · asked by sweetietw 2

I've never had a credit card.. Im 18 and i know i need credit to obtain things in life.. I just dont know whats a good one to start with or how to even get one. I have a bank account and a steady job for almost 3 years.. What's a good first time credit card?

2006-10-19 10:13:52 · 4 answers · asked by Susana M. 4

I called them and they say only way to close account is at a branch. There isn't one anywhere near here. I first opened via Internet.

2006-10-19 10:11:32 · 7 answers · asked by KRACK A SMILE 1

when we get married will either change because of the others ?

2006-10-19 09:21:00 · 12 answers · asked by SadBrownEyes 2

2006-10-19 09:00:40 · 12 answers · asked by Anonymous

I Had a hp loan out for a car, whilst i was working, but i have just had to declare my self bancrupt.
Can i sell the car now i have been declared?
The finance company have not been in contact at all

2006-10-19 08:50:11 · 6 answers · asked by spizzylot_3 1

they are asking me for credit cards which i dont have and they asking me for debit card which i dont know what is it !!
i only got a bank account with its card !! u know the normall card is that the same as debit card? !!!!! :|
and my country isnt listed on their site .. so i picked random country .. i think this www.palpal.com sucks do u got any sites do the same thing paypal does?

2006-10-19 08:47:41 · 4 answers · asked by Anonymous

She wants to send me the money for the down payments and have in financed under my name is this a good idea? will this help or hurt my credit ? is this legal to do? and What should I be aware of before doing this because I have 2 car notes in my and my husband name?
Thanks

2006-10-19 08:22:18 · 8 answers · asked by terica20042000 1

I'm living in a homeless shelter, & debt collectors are hounding me for money I don't have, & I heard that it's illegal for them to do that. I told them I was homeless. What does a homeless, poor person look like paying debts? I'm living in a homeless shelter, where they won't let me work, so that they could put me into affordable housing.

*I'm on my friend's computer. That's how I have internet access.

2006-10-19 07:38:57 · 6 answers · asked by Anonymous

Now that I know this woman most likely ran a credit check on me to get into my personal business, is there any way I can prove that she did? For instance, is there a way of finding who's been requesting info or if someone requested info using my name within the last few months?

I know she could have pretended to be me.... she even pretended to be a man recently to get my bf's e-mail password! Gggrrrr....

She also made death threats to me, which I should have reported when it happened. So now I want to let someone know that she's making threats and getting access to all my personal info so that someone can possibly stop her from harassing me!

>:(

Thanks so much

2006-10-19 07:17:15 · 3 answers · asked by ..... 3

My husband and I are in our late fifties. He is disabled and is on a set income. We only make enough money to pay a our bills. There is very little money left over for gas, groceries or everyday living. We owe 25,000 in credit card debt and have about 30,000 in equity in our house.

2006-10-19 06:56:39 · 11 answers · asked by Cynthia H 1

IF I DONT PAY ON IT??? OR WILL IT ONLY DISAPPEAR ONCE I PAY? HOW DOES THIS WORK?

2006-10-19 06:39:28 · 7 answers · asked by vicgsugirl20 2

I have $9000 balance on my credit card but they've been only charging me $1.90 each month in finance charge for a year now. What APR is that and why are they doing that?

Normal APR is suppose to be 9%

2006-10-19 06:34:01 · 5 answers · asked by KRACK A SMILE 1

S.S. #, address,... ?

Thanks : )

2006-10-19 06:25:49 · 10 answers · asked by ..... 3

I paid off a debt that I was going to have a lien on. My credit report states that a lein was on my property. How can I remove this from my credit report? I paid the debt and I am in good standing with the debtor.

2006-10-19 06:18:12 · 7 answers · asked by Key Key 2

i AM GOING THRU DIVORCE, i HAVE ANOTHER HOME i CAN PAY FOR, ALONG WITH ALL MY CREDIT CARDS, ECT. i CAN,T PAY THE OTHER HOUSE NOTE, i CAN'T LIST IT BECAUSE i ONLY HAD IT 2 MTHS, AND WON'T SEE THE MONEY BACK

2006-10-19 05:58:42 · 4 answers · asked by ROBIN S 1

Also, can you get a credit card with no credit?

2006-10-19 05:42:44 · 11 answers · asked by Anonymous

I'm getting collection calls from a credit card company and they are telling me time is running out, they are about to charge off, etc. The last call was somewhat rude and I think they are trying to intimidate me. I want to work something out with them, but when I tell them what I am honestly able to pay, they don't want to hear it. I've had several conversations with collectors and I never get anywhere, but it makes no sense to agree to payments that I know I won't be able to make. Is it worth it to even try to talk to them?

2006-10-19 04:54:02 · 12 answers · asked by michelle j 2

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