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My bank has been notifying me the past month that I'm getting a new card with more features.... so I get it today and it's the same exact card as before. Same design, same account #, same expiration date, same features as before.

My current card doesnt expire until 2008 so why would they send a new one?

They said that if I use my card this month everything would be 5.9% for 6 months and then revert to my regular rate of 9% after that.

I am worried about using the card or activating the new card because I am currently only paying $1.90 in finance charges a month, instead of $70 it should be. If they are making a mistake I don't want them to find out.

So should I just continue using my old card? Maybe if I use the new card I am agreeing to some new terms or something I am not aware of?????

2006-10-19 12:13:43 · 2 answers · asked by KRACK A SMILE 1 in Business & Finance Credit

2 answers

You should call the company and ask what the differences are and why they would do such a thing. I've never heard of that, but I would also be wary because it could be a scam.

2006-10-19 13:04:16 · answer #1 · answered by kat h 2 · 0 0

Is the account # the same? If so, using either card will be treated the same. The old card will probably be de-activated soon. Try contacting the bank and asking them your questions. The only way activating the new card could hurt you is if it didn't realy come from your bank. If that is the case, you need to talk to them anyway.

2006-10-19 19:30:02 · answer #2 · answered by STEVEN F 7 · 0 0

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