Is there a credit history build up for a additional or secondary credit card holder?

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Is there a credit history build up for a additional or secondary credit card holder?

I am having a american express business credit card with my employer as a primary card holder, for the last six months. I use this credit card for the official purpose only. So my question is, am I making a credit history or not.

2006-10-19 11:15:15 · 2 answers · asked by Preet G 1 in Business & Finance ➔ Credit

2 answers

It depends. Some cards report onto the credit reports of "Authorized Users"...though I'm not sure if this applies to commercial accounts.

I know that I added my husband as a user to my discover card and he got an instant 3 year history (how long i"d had the card open).

2006-10-19 11:36:28 · answer #1 · answered by Anonymous · 0⤊ 0⤋

Nope! None! Zilch.

You do not make the payments. You are just a user of his credit with his approval.

2006-10-19 18:25:38 · answer #2 · answered by ed 7 · 0⤊ 0⤋