When applying for credit online and when creditors reply, does it lower your fico score?

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When applying for credit online and when creditors reply, does it lower your fico score?

2006-10-22 12:41:02 · 3 answers · asked by NatureBoy 2 in Business & Finance ➔ Credit

3 answers

If you have multiple inquires in a short period of time, it will negatively impact your FICO. If you apply for one loan, it won't do anything.

2006-10-25 11:57:30 · answer #1 · answered by Sarah 2 · 0⤊ 0⤋

If the creditors perform an inquiry on your credit via asking you a series of highly personal questions.

You can rest assured that the annoying sound you hear is your FICO score dropping.

2006-10-22 19:48:17 · answer #2 · answered by DaMan 5 · 0⤊ 0⤋

Yes, assuming they check that score.

2006-10-22 19:44:04 · answer #3 · answered by WindWalker10 5 · 0⤊ 0⤋