where is a good place to get a bad credit loan?

Answer 1

There are none. If your credit sucks, you have 2 choices. 1)You can either get a loan (what is known as a "c" note loan) with some ridiculous interest rate (21+%) from some small and shady loan-shark at some unknown finance company, or 2) you can wait while you work to repair your credit with multiple SECURED credit cards until you "wash out" most of your bad credit (get 2 good credit refs for each bad one you've got minimum). The latter choice is preferable, but can take some time, effort and a little money. By the way if you're looking for a REASONABLE interest rate on a secured credit card, ORCHARD isn't bad (about 15%), but the best rate available is from a small credit union on the east coast known as Digital FCU. They have a great 8% intrest rate which is outstanding, and no yearly fee! The only catch is that you must be a member of this credit union in order to get one of these wonderful cards. Fortunately, you can first become a member of one of the organizations that are affiliated with them (some for as low as $15.00) and then you can become a member of this credit union shortly after. Yeah, I admit, it's quite a bit of extra work, but you'll save tons of money even while you repair that credit of yours!
Good luck to you!

Answer 2

Depends on what kind of loan you're looking for. Are you wanting to buy something and make payments (like a car or a house)? You may find many lenders willing to work with you - though you may find the interest rate prohibitive. (If there is an actual item of value, they're not risking quite as much)

Are you looking for a credit opportunity to rebuild your credit? There are some credit card companies who specialize in helping you - again, though, watch out for the interest. Try Orchard Bank, or do a search in any search engine for rebuilding credit.

Please, please, please avoid payday loan places at all costs. The fees and interest are so outrageous that you may spiral further and further into debt, making hopes of improving your score very dim.

Living with bad credit is tough... but it can be done. Sometimes you just have to get creative.

Can you have a yard sale to get the money you need? How about paring the budget to the bone for a couple of months? If you can provide a decent downpayment to show you are a serious and committed buyer, some places will work with you to loan a smaller amount. Some won't.

Good luck.

Answer 3

Most credit unions are very forgiving. You should try to open up an account in one and the apply for a loan.

Answer 4

Bad credit loan will make your credit worse. If you need money fast try (light adult entertainment), or bankruptcy maybe both. The latter will work best if u choose a chapter 7.

To ask that question b4 using Yahoo search is questionable. Bad loans are from guys who hire guys name Bruno.

Answer 5

Put $2000 in savings, and borrow up to that amount from the same bank- using it as collateral. You will be making payments every week, until the money is paid back. This is how you build your credit.

Bad credit is a choice, and there's no reason for it.

Choose to be debt free!

Answer 6

who ever you bank with. if you are not with a credit union find one and join. i was banking with bank of america for 10+ years and the only thing they ever gave me was a visa with a 500 limit. shortly after joining a credit union, and having my accounts in good standing, i got a visa with a 2500 limit. 6 months laters 5k. now i can get any loan i need from them and they approve me at times without me even asking. i have loans sitting there if i want them.

Answer 7

Men r not PIG,
But u may be attracted towards BAD guys
Secondly,
there r many consultant who can help u to build ur credit
OR
even with ur bad credit , they will arrange loan for u.

Answer 8

Do you have a bad credit?Are you into debt?Do you need a personal loan.I give out loan to Business Men and women who are into Business transaction, I give out long term loan for three to five years maximum with your interest in this you can as well tell me the amount you need so that I send to you the terms and condition that is if you are realing interested in getting a loan from me, Loan is given out in Pounds and $US the maximum I give is 5,000,000 both in pounds and $US and the minimum 1,000 pounds and US$ so if really you are interested mail for more info on how the loan can be transfered to you. There is one Question i have to ask are a serious individual that we take a loan and pay back after duration with the interest, if you are honest I will trust you because I like to do business with Honest people if you are one you will get the loan with out problem and for your information if you should more loan like $10,000,000m I can give only if you are one of these cartigories:
Manager of a company
A private Holder
A broker in banks
A director in any office or company
A high investor of and compay
If you are one of the following you can get $10,000,000US as loan or if personal loan you can request for 5,000-5,000,000 as loan. hope to here from you soon.
Name In full____________ ____________
Occupation___ _______________ ______
Counry_____ _______________ _______
State____ _______________ _________
City___ _______________ ___________
Zip code:__ _______________________
Phone Number ____________________
Sex _______________ ______________
send these info it is important. Mind you loans is given to every part of the world only if i see you to be honest and will pay back after duration. If you are interested you have to send the amount you need as loan so that i can give you the terms and condition on the loan for your information loan are given to every part of the world on honest people so if you are honest apply for the loan now. email [e-mail]
Thanks.

Answer 9

Go around the corner and ask Vito.

Answer 10

try this! http://www.jdoqocy.com/click-2059927-10393223