2006-10-21 05:19:13 · 11 answers · asked by JK 1 in Business & Finance ➔ Credit
Boy is that a loaded question!
But the answer is no, the bank has to keep it private to the individual unless a Judge intervenes (only in extreme cases).
2006-10-21 15:55:00 · answer #1 · answered by n0witrytobeamused 6 · 0⤊ 0⤋
Speaking as the nation's top credit expert (visit www.LearnAboutCredit.com) ..
The bank is supposed to require your signature to draw your credit. Go see the bank manager and complain that they did an unauthorized and illegal credit pull. Rake him/her over the coals and see what they'll offer you.
And that husband needs a serious talk, too. Kinda violates the rules of communication in a marriage, yes?
2006-10-21 16:57:11 · answer #2 · answered by supercreditguru 3 · 0⤊ 0⤋
NO, he can't. he needs your consent or power of attorney. Even with power of attorney some banks will still decline to give you a spouse's credit report.
2006-10-21 14:04:06 · answer #3 · answered by Anonymous · 0⤊ 0⤋
if you are in a community property state he'll get your credit report along with his. If he requests his report from the credit reporting agency, I'll bet your info is on it.
2006-10-21 23:30:24 · answer #4 · answered by barbara w 2 · 0⤊ 0⤋
No, no one should be getting your credit report without your approval.
2006-10-22 20:16:12 · answer #5 · answered by Mariposa 7 · 0⤊ 0⤋
People have forgotten to add that if you have maintained joint credit in both your names, that that credit will show up on both your reports. Depends upon how you have/hold your credit.
2006-10-23 12:41:37 · answer #6 · answered by MJ 4 · 0⤊ 0⤋
Maybe. There are websites that will allow him to get your credit report using only your SSN. (annualcreditreport.com) He can just type in your information.
If you're hiding debt from him, let him know. Better for him to hear it directly from you than finding it out by being dishonest.
2006-10-21 15:53:37 · answer #7 · answered by CCTCC 3 · 0⤊ 1⤋
....but he can run a credit check on you, (or anybody else),
they cost a few bucks & companies that do them can be found
by looking up "credit report" in the telephone book or on-line.
It is not illegal & have become routine in many industries.
2006-10-21 14:09:37 · answer #8 · answered by rpf5 7 · 0⤊ 1⤋
no it should be against the law...your credit report is private
2006-10-21 12:27:06 · answer #9 · answered by soul candee 3 · 0⤊ 0⤋
NO ! You have to be the one to give them your consent... even over the phone.
2006-10-21 13:36:51 · answer #10 · answered by Kitty 6 · 0⤊ 0⤋