Business & Finance - 9 October 2007

Me & My fiance clear after taxes about 4000/month our rent alone is 900 and we pay utilities and have never fallen behind. We also have savings adding up to 26000 in total, I also have another property worth 25000 which I inherited, as well as 2 antiques appraised at 10000 value. We have a few petty debts affecting our credit total is about 3500. My credit score is 600 his about 630 do u think we can purchase a house with out a co signer? I have been at my job for 7 years and him 2.5 years. I am so tired of hearing NO NO NO so I just want some proffessional advice. Thanks CANADA by the way

2007-10-09 08:53:39 · 2 answers · asked by amanda b 3 in Renting & Real Estate

if you make 8.00 and hour what do you take home after taxes every 2 weeks or every week in the state of indiana?

2007-10-09 08:50:15 · 4 answers · asked by ~mommy2alex~n~maria~ 2 in United States

2007-10-09 08:45:50 · 6 answers · asked by yp_steve_springfield_929 1 in Renting & Real Estate

i am 20 years old, live on my own and have no financial help from anyone, i work and study full time, thankfully FAFSA covers my tuition, but other than that i work 38 hours a week and make 1200 a month, i have to pay 250 on rent cause i rent a small room, about 200 a semester on books, spend a least 60 on gas, 130 on car insurance, i spend about 100 on food that i buy at the market no eating out, send my siblling 200 and stopped having a phone, but i was unemployed for four months and before i knew it my bills between my credit cards and overdrafts and loans i owe about $2,700, i know its not huuge debt but nevertheless it is something that keeps getting worse and im afraid to let it get to the next level, i heard of consolidating credit but i would end up paying alot more than what i actually owe, and i need clean credit considering im afraid i might have an emergency some day and i dont have any more savings...help....what should i do???

2007-10-09 08:40:22 · 10 answers · asked by Anonymous in Personal Finance

im going to start making payments now that i can but they say they want it in fool .im still gonna make my payments but just wanted some advice i didnt really write a check it was agreed that i would pay certain amounts at certain times from my checking account but the reason i ask is because im getting some threats that got me kinda worried the name of the place id LEGAL MEDIATIONS SERVICES has anyone had experience with them or can shed some light to my issue thanks alot :)

2007-10-09 08:39:00 · 3 answers · asked by mom05 1 in Credit

when u go for job interview ,and not to be accepted in end ,u think the interviewer he is always fair??

2007-10-09 08:34:41 · 8 answers · asked by Anonymous in Other - Careers & Employment

They told me to deposit the check and let it clear then withdraw the money and send it through western union to some guy name Andrew Walker then they will send me the winnings for $50,000. They say it's no catch. It sounds illegal

2007-10-09 08:34:40 · 4 answers · asked by CitaB 2 in Other - Business & Finance

well, I lost my job in Feb 2007. I was an admin assistant for a bank.Since then , I have been looking for a job with no luck. I found temp jobs, here and there but with no steady income, my credit has gone down. I found a job in a bank , but after checking my credit , the withdrew thier offer.I found a temp job , 27 miles one way from my house in June .They wont hire me full time coz they dont want to pay benefits.so I get $12 /hr.my husband makes $10/hr . I have had to suspend taxes from my check just to make ends meet. we have two cars , both need payments adding to $750/mth.our insurance has been suspended coz we cant pay for it. we lost health insurance when I lost my job.Today , the bank returned my rent check coz my furniture company made a payment electonically from my checking acc coz I was a few mths behind so all the money for rent is gone.my check for this week$400 is only half the rent.oh , and my tooth has hole & infection but with no insurance , cant go to the dentist

2007-10-09 08:34:28 · 4 answers · asked by Anonymous in Other - Careers & Employment

2007-10-09 08:27:22 · 6 answers · asked by tracy t 1 in United States

2007-10-09 08:22:30 · 2 answers · asked by tracy 7 in Small Business

Long story but my husband asked for 2 days off for my sisters wedding out of state. Well he asked and they told him that they expected him to be there those two days. He is in the union, and does not have any time left to take off during the year. My question is what if they fire him when we get back, if we went. Would he be able to get unemployment. Obviousily this company doesn't care about family. So he is going to look for a new job! So do you think he would qualify for unemployment? Thanks!

2007-10-09 08:18:31 · 9 answers · asked by heather b 2 in Other - Careers & Employment

2007-10-09 08:14:27 · 1 answers · asked by Lexy 1 in Other - Careers & Employment

Plan to implement IT system for corporation's financial planning. Looks like CPA could be a good value add.

2007-10-09 08:10:31 · 2 answers · asked by wc 1 in Financial Services

I have a collection on my credit report that I have disputed and have been told that it has been verified as mine. I have contacted the company and they don't answer my letters and say that the collection is too old for them to have in their computers, it is from 2005. What would be the next step to remove it off my credit report?

2007-10-09 08:04:24 · 5 answers · asked by Anonymous in Credit

have to take some money out of bank and want to keep it around the house, but locked up so it wont go missing!

2007-10-09 08:00:05 · 4 answers · asked by ♥musiclover♥ 4 in Personal Finance

2007-10-09 07:59:29 · 4 answers · asked by texas_2424 1 in Credit

i am working in Qatar. i would like to trade through online in share market. how i can buy and sell shares through online? any one can explain? please give me the web address too.

2007-10-09 07:59:26 · 9 answers · asked by Haja M 1 in Investing

we have an omni whole life insurance policy. that can be used as a retirement savings account correct? it is my understanding that we can take the cash value when we reach a certain age.

2007-10-09 07:59:02 · 4 answers · asked by donovan t 3 in Insurance

I hope this doesn't seem dumb.

Recently I graduated from a Funeral Service College, with a A.S. in Funeral Service. Many people have informed me I could use my degree to work with pathologist, is that true? That is something I'm seriously interested in doing.

A few job path. assistant openings have become available in my area, and I read over the min. qualifications that were listed. There were very few simularities between it and my educational background. Needless to say, that made me feel inadequate but I applied anyway! ( Its worth a try) But I'm a little hesitant about following through. I'd hate to sound unintelligent about my qualifications. I need to put together in my mind some fundementals about how embalming and pathology correlate.

I could benefit from some brutal honesty here. I'd like to sound confident when contacting HR.

Thanks.

2007-10-09 07:56:23 · 2 answers · asked by Anonymous in Health Care

I bought a vehical about a year ago and took out a loan for it. The motor recently blew in the vehical, is there any way to put the loan amount on hold? my guess is no but I was just wondering if there was something out there that I didntknow of.

2007-10-09 07:55:30 · 2 answers · asked by hotrodrammer02 1 in Credit

My nine year old sister wants a credit card and i m only a 19 year old and im not sure what i shall do is it ok to make a credit card for 9 year olds???
Plz help

2007-10-09 07:53:40 · 4 answers · asked by Isla 3 in Credit

I was told in the past that I could get a pre-paid credit card that you basically put your money into then use it like a regular credit card and it could help build your credit back up. Is there really anything like that? I just looked some stuff up and all I could find were pre-paid debit cards and I'm pretty sure that isn't what I'm looking for. If anyone knows anything, let me know. Thank you. :)

2007-10-09 07:50:47 · 7 answers · asked by K.A. 5 in Credit

i need to save up atleast 2000 dollars becuase im going on a cruise and i need a car also but i spend ym money so fast i never have any to put away. ive been makeing around $250 every 2 weeks since june and i only have 200 saved how can i save up fast without spending it all?

2007-10-09 07:49:41 · 10 answers · asked by Carlie 3 in Personal Finance

2007-10-09 07:45:34 · 9 answers · asked by Anonymous in Personal Finance

I was recently laid off and then my husband left me alone with a 16 month old baby. I am paying all the rent and bills by myself, but right now I have NO income until I get another job, which I am looking for. Ive taken out child support on him but its not going to go through for a couple months at least she said. Does anyone know of any state help I can recieve helping me out until I get back on my feet?

2007-10-09 07:45:12 · 2 answers · asked by Anonymous in Personal Finance

I have been working at the same place for over nine years (i'm 30) and I want a change. New employers always seem to ask "why do you want a change" and "why should we hire you". I am extremely shy and so am very nervous about this. Do you have any tips or ideas to help me thru? (Its admin work)

2007-10-09 07:43:51 · 3 answers · asked by Anonymous in Other - Careers & Employment

What are some of the tasks and duties that an It Analyst does?

2007-10-09 07:40:03 · 6 answers · asked by Jenna 1 in Corporations

For example, you always see the sleazy car ads "No credit, bad credit, divorce, no problem!".
So does getting a divorce screw up your credit? If so why/how? Is there any way to avoid it and come out with your credit intact? What if you have a business line of credit...would it be affected? Thanks in advance!

2007-10-09 07:38:43 · 6 answers · asked by Mega G 1 in Credit

I live in iowa and won the car in a raffle.

2007-10-09 07:37:16 · 8 answers · asked by E 5 in United States

Do home insurance plans typically cover flooding? I ask because a home that I'm considering buying is only about a block from the shore (in earthquake-prone northern California) and we all learned a few years ago that earthquakes can cause tsunamis, dams/levys can break, etc.

Any other considerations to be had?

Thanks!

2007-10-09 07:36:24 · 12 answers · asked by Kavan Lee 2 in Insurance